Xoom Money Transfer

Xoom, a PayPal Service

About this app

Xoom is the fast, safe, and reliable way to send money to friends and family abroad. We have you covered with:
24/7 transaction protection and fraud monitoring. Because we're a PayPal service, your transactions and financial information are secured by PayPal's trusted technology
Competitive and transparent rates for you, and no transaction fees for your contacts
Easy access to your PayPal wallet, so you can use your PayPal payment methods on Xoom
Upfront delivery times and real-time tracking updates, so you know when your money will be delivered
Multiple ways to send, including bank deposits, cash pick-up, and mobile wallet transfers
Quickly reload mobile phones. Just log in to Xoom, enter your contact's number, and pay in seconds
Send money directly to friends and family – they don't need a PayPal or Xoom account

Pakistan
Send money to major banks including HBL, Meezan, and UBL. Money is typically ready within minutes, or up to 1 working day. Your contacts can pick up cash from over 17,000 trusted locations in Pakistan, including Allied Bank and MCB. Money is typically available in minutes. Instantly reload minutes to Mobilink, Zong, and other providers

India
Send money to all banks in India including County Bank of India, ICICI, HDFC Bank, and Axis Bank. Send via UPI ID or with your contact's bank details. Your contacts can pick up cash from over 100,000 convenient locations like Muthoot Finance and Manappuram Finance. Money is typically ready in minutes* when you send to banks or for cash pick-up

The Philippines
Send money to over 35 banks including Banco de Oro and Bank of the Philippine Islands. Your contacts can pick up cash from over 12,000 reliable locations like Cebuana Lhuillier and M. Lhuillier. Money is typically available in minutes* when you send to banks or for cash pick-up

Jamaica
Send money to all major banks including Victoria Mutual Building Society, National Commercial Bank, and Scotiabank. Money is typically available within 3 working days. Your contacts can pick up cash from over 250 trusted locations via JMMB Money Transfer and Victoria Mutual. Money is typically available in minutes

South Africa
Send money to all major banks including First National Bank, Capitec Bank, ABSA and more. Money is typically available same day. Instantly reload minutes to Vodacom, MTN and other providers

You can even send money to friends and family who live in the United Kingdom! Send money to trusted banks including Barclays, Lloyds Halifax and NatWest. Money is typically available same day. Your contacts can pick up cash from over 400 locations in the United Kingdom. Money is typically available in minutes

You can also send to: Albania, Algeria, Argentina, Armenia, Australia, Austria, Bahrain, Bangladesh, Belarus, Belgium, Belize, Benin, Bhutan, Bolivia, Botswana, Brazil, Bulgaria, Burkina Faso, Burundi, Cambodia, Cameroon, Canada, Cayman Islands, Chile, China, Comoros, Congo, Costa Rica, Croatia, Cyprus, Czech Republic, DR Congo, Denmark, Djibouti, Ecuador, Egypt, El Salvador, Eritrea, Estonia, Ethiopia, Finland, France, Gabon, Gambia, Georgia, Germany, Ghana, Greece, Guatemala, Guinea, Guinea-Bissau, Guyana, Haiti, Honduras, HK, Hungary, Indonesia, Ireland, Israel, Italy, Ivory Coast, Jamaica, Japan, Jordan, Kenya, Kuwait, Kyrgyzstan, Latvia, Liberia, Lithuania, Luxembourg, Macedonia, Madagascar, Malawi, Malaysia, Mali, Malta, Moldova, Mongolia, Morocco, Mozambique, Myanmar, Namibia, Nepal, Netherlands, New Zealand, Nicaragua, Niger, Nigeria, Norway, Oman, Pakistan, Panama, Paraguay, Peru, Poland, Portugal, Puerto Rico, Qatar, Romania, Russia, Rwanda, Samoa, Saudi Arabia, Senegal, Serbia, Sierra Leone, Singapore, Slovakia, Slovenia, South Africa, South Korea, Spain, Sri Lanka, Suriname, Swaziland, Sweden, Switzerland, Tajikistan, Tanzania, Thailand, Togo, Tonga, Tunisia, Uganda, Ukraine, UAE, UK, Uruguay, Vietnam, Zambia, Zimbabwe
*Transfers subject to review and may be delayed or stopped if an issue is identified

Ratings and reviews

I tried making a transfer through Xoom, the money was immediately deducted from my account but they had some kind of "compliance review" that their "partner" was conducting which delayed the transfer from completing. I was under the impression this was an immediately transfer service, considering they charge a $4.95 fee. If you are thinking about using Xoom because it's convenient with it being connected to PayPal, I would reconsider. Try Remitly instead.

I've been using the app and roughly speaking enjoyed it. It's fast when it works. But that is getting worse over time on reliably being able to use it. I also find it deceptive when they claim a $5 fee but then Jack you on exchange rate. Example, Philippine pesos trading at almost 58:1 against the $ and they give you 56:1. So if you send $1,000 they're taking 2,000 pesos on top of the $5 fee they claim. At 58:1 that's an extra $34.50. So the real fee is almost $40 to transfer $1,000.

HORRIBLE APP AND SERVICE Got signed up, tried to send the money that was URGENTLY needed, and wasn't notified about any issues until a couple of days later, they requested documentation for verification, which I sent. Another couple of days later, it was canceled, and I'm now restricted for some reason. I called customer service, and they gave me no solutions. Practically told me there was nothing to be done.

What's new

We regularly make improvements to the app with each release.

Our latest update contains fixes and enhancements to make your sending experience more seamless.