Zype Easy Instant Loan App

4.2
33.7K reviews
1M+
Downloads
Content rating
Rated for 3+
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About this app

Need cash instantly? The Zype instant personal loan app puts fast personal loans at your fingertips! Get instant credit line & loan approval, then receive funds quickly into your account. With flexible repayment options & EMI, you choose what works best.

We make acquiring instant money loans easy & rewarding, too! Refer Zype loan app to your friends to earn perks while enjoying guarantees like zero hidden fees, cashback on bill payments, & full RBI compliance for your safety.

Over 2.5 million users trust us to deliver hassle-free & quick loans.

With the Zype loan app, you can:

✅Get an instant credit line up to ₹5,00,000
✅Take instant loans directly from your credit line
✅Check your credit score for free
✅Make utility bill payments
✅Avail superior customer support services from our personal loan assistance team

Here are some reasons why you’ll love our instant loan app:

👉Eligibility Criteria

This is what you need to get a salary loan from Zype:
✅Be a salaried professional
✅Have a minimum monthly salary of ₹15,000
✅Have a valid PAN Card
✅Have a valid Aadhaar card

👉 Other Features of Instant Personal Loans

💥Getting an instant personal loan online from the Zype personal loan app assists in getting quick funds during financial emergencies
💵Get an instant money loan up to ₹5,00,000 with quick loan approval in 3 easy steps
✅Transfer the required quick loan amount from your credit line instantly, & pay Interest only on that salary loan amount
👌Interest rates start at only 1.5% per month
📝Select a repayment plan that works for you & pay later in flexible EMIs

👉Smart Money Insights

- With smart money insights offered by the Zype instant loan app, online money management has never been this easy.
- Analyze your money through Zype Spend Analyser. Set a budget goal & track every expense to save more money.

👉Utility Bill Payments
- Make online bill payments for electricity bills, gas bills, water bills, insurance premiums, post-paid mobile bills, etc.
- Enjoy guaranteed cashback every time you pay bills online via the Zype loan app

👉Terms, interest rates & other charges on the Zype instant loan app
- Get Instant Credit Line Facility from ₹5,000 to ₹5,00,000
- Interest rates – 18% to 39% per annum*
- Tenures – 3 months to 12 months
- Processing fees from 2% to 6%
- Quick loans & easy EMI
(*) Interest Rate varies based on your risk profile

How do you activate your Zype credit line?

1. Install the Zype loan app & create your account
2. Add basic information such as name, mobile number, PAN number, and employment details
3. Get quick approval for a credit line based on your profile & credit score
4. Unlock the credit line by completing your KYC with Aadhaar no. & selfie
5. Choose the amount & EMI plan for the personal loan amount that you want to avail
6. Transfer the money instantly to your bank account from your credit line

Our Lending Partners:

✨Respo Financial Capital Private Limited
https://respo.co.in/our-partners/
✨RPN Fintralease & Securities Pvt. Ltd.
https://rpnfin.com/index.php/our-partners/

Sample calculation of a personal loan from Zype:
✔️Loan Amount: ₹50,000
✔️Tenure: 12 months
✔️Rate of Interest: 24% p.a.
✔️Processing Fee: ₹1,250 (2.5%)
✔️GST on Processing Fee: ₹225
✔️Total Interest: ₹6,736
✔️EMI: ₹4,728
✔️Amount Disbursed: ₹48,525 (PF + GST are deducted upfront during the loan disbursal)
✔️Total Repayment Amount (Loan amount + Interest): ₹56,736
*Note – All the above numbers are for representation only. The final interest rate or processing fee may vary depending on the profile assessment.

Reach Out To Us
Email: support@getzype.com
Phone: 080-35018179
Address: Ground floor, Dyna Business Park, Street no. 1, MIDC, Andheri (East), Mumbai, 400093

Data Security & Privacy: All the data that you submit to the Zype instant loan app is safe & secure. All data transactions are protected through secure 256-bit SSL encryption
Updated on
Jul 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
33.6K reviews
Karthik B
July 23, 2024
I have opted to try this for an emergency need, I was amazed that the process was so easy and I was able to get the credit in no time.... They also provide an option to withdraw the required amount needed from the limit.... Which is similar to a credit card.. Rate of interest is also moderate compared to credit cards... Would love to recommend this app to anyone who is in dire need... 5star rated
6 people found this review helpful
Did you find this helpful?
Easy Platform Services Private Limited
July 23, 2024
Hi, Thank you for your fantastic 5-star review! We're thrilled you had a great experience. Know someone who could benefit from Zype? Refer them, and both of you can enjoy the excellence together!
Rajwinder singh
July 14, 2024
The app is good. Simple and fast process. Minimal calling. Other than that there are some bugs in the app. I tried to contact support but couldn't get through. 1. Even if you pay the emi it will still try to auto debit the money via mendate. 2. Can't pre close the loan it gives an error. Other than that didn't find anything will update once found it.
13 people found this review helpful
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Easy Platform Services Private Limited
July 15, 2024
Hi, we regret to note this. Please contact us on support@getzype.com our team will look into this and assist you quickly.
Zain Noor
July 2, 2024
Very bad experience in the second month of using this app. I made an early payment before due date to maintain my credit score and avoid any late payment fee. I made the payment using the app. Even after making the payment in advance the app again debited my account for the second time on the due date. So they collected payment two times and now I am trying to reach customer service but there is no contact number to reach or on app option to register a complaint. Very disappointed. Scam xxxx
128 people found this review helpful
Did you find this helpful?
Easy Platform Services Private Limited
July 2, 2024
Hi, We regret the inconvenience you had to face. For better assistance please share your information with support@getzype.com. We will be happy to assist you.

What's new

Bug fixes and performance improvements