ČSOB Smart

Československá obchodní banka, a.s.

About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes.

Why it is great to have ČSOB Smart
1. Your money is safe, it is protected not only by your bank identity, but also by a fingerprint or facial scan.
2. You always know how much money you have, both in your current and savings account, and even on investments account.
3. It makes payments easy, even settlement of an invoice, thanks to the possibility to scan it from a QR code.
4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products.
5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time.
6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products.
7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card.
8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app.

And that's not all! You can explore more features after downloading it.

Ratings and reviews

The very basic features like sending money or managing debit cards work, but other than that the app is full of useless bloat and spam. I use only about 10% of the landing page after signing in, rest is just ads. App regularly spams with useless Kate AI and discount coin notifications. Features that I would like are very barebones or nowhere to be found - e.g. account balance chart can only show last 30 days and doesn't show separation by expense category.

The app itself is not bad but the service behind it is really bad a lot of times. ČSOB blocked my payments for 3 days without proper explanation and ability to lift the ban even after calling with them and confirming that the payment was made by me.

EDITED: Doesn't work on android 14. After one moth of csob claiming they are working on it and replying even to this comment it has been fixed. Not much has changed (now it's not possible to run it even after reinstall). The app works a bit better but is far away from fixed. Still very buggy. Sometimes can't open it. Everytime to open the app you need to login again, notifications don't work. Basically completely unreliable

What’s new

Other improvements and bug fixes