4.2
67.9K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes.

Why it is great to have ČSOB Smart
1. Your money is safe, it is protected not only by your bank identity, but also by a fingerprint or facial scan.
2. You always know how much money you have, both in your current and savings account, and even on investments account.
3. It makes payments easy, even settlement of an invoice, thanks to the possibility to scan it from a QR code.
4. You have a perfect control of accounts, mortgages, loans, insurance and other ČSOB products.
5. You can change your card limit, display forgotten PIN code, or temporarily lock the card, and it all takes no time.
6. It allows you to easily arrange a loan, savings, investments, travel insurance and other products.
7. Here you may manage your insurance contracts, report an insurance event and monitor its handling progress. You can also find here your insurance documents, such as your Green Card.
8. You can customize it according to your needs, adjust the order of the products or set the dark mode of an app.

And that's not all! You can explore more features after downloading it.
Updated on
Jul 1, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.1
67.2K reviews
Artem Ajrapetov
June 3, 2026
This thing is literally crashing every time I open it, sometimes it manages to crash whole android UI 🤷‍♂️. I have no idea how it is even possible to make such a buggy app. The app itself is probably decent but I won't give it more than 1 star until you fix crashes. Cmon it's 2026...
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Československá obchodní banka, a.s.
June 3, 2026
Mrzí nás popisované potíže 🙁 Zkuste prosím aktualizovat aplikaci na nejnovější verzi, případně ji přeinstalovat. Pokud pády přetrvají, rádi situaci prověříme konkrétně. Zavolejte na naši technologickou podporu Helpdesk elektronického bankovnictví. podíváme se na to. Děkujeme za zpětnou vazbu 🙌
Dominik Grus
May 25, 2026
Most bug filled banking app I've ever had to use. Technical support is Ai slop. If I could give 0 stars, I would.
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Československá obchodní banka, a.s.
May 25, 2026
Hello, we are sorry to hear that you are not satisfied with our app. We would like to better understand what specifically did not suit you so that we can investigate and possibly improve the situation. Email us more helpdeskeb@csob.cz. We will be happy to help you.
Hynek Bagar
November 20, 2023
EDITED: Doesn't work on android 14. After one moth of csob claiming they are working on it and replying even to this comment it has been fixed. Not much has changed (now it's not possible to run it even after reinstall). The app works a bit better but is far away from fixed. Still very buggy. Sometimes can't open it. Everytime to open the app you need to login again, notifications don't work. Basically completely unreliable
20 people found this review helpful
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Československá obchodní banka, a.s.
January 8, 2024
Hello, we have good news for you. Today we're rolling out a new version 8.11.6 for Android that includes a fix for Pixel phones. We apologize for the inconvenience. We will be glad if this fix changes your opinion about our mobile app. Have a nice day, Nikola

What’s new

Other improvements and bug fixes