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N26 GmbH

Mayelana nalolu hlelo lokusebenza

🏆 Ifakwe kumaBhange Ahamba Phambili Emhlabeni we-Forbes ka-2023 🏆

Ingabe ufuna ukulawula ngokugcwele imali yakho ngohlelo lokusebenza olulodwa nje? Bese uhlangana ne-N26, ibhange lokuqala lase-Europe elingu-100%. Valelisa ezindlekweni zasebhange ezifihliwe, olayini abade, namaphepha angapheli.

Amakhasimende angaphezu kwezigidi ezingu-8 emazweni angu-24 athembela i-N26 ukuphatha imali yawo ekuhambeni. Nakhu ukuthi kungani uzothanda i-N26:

QALISA NGOKUSHESHA
Landa uhlelo lokusebenza lwe-N26 futhi uvule i-akhawunti yakho yasebhange eku-inthanethi ngemizuzu — khona kanye ku-smartphone yakho. Thola ikhadi ledebithi elibonakalayo noma elingokoqobo le-Mastercard, lingeze ku-Apple Pay noma ku-Google Pay, bese uqala ukulisebenzisa ngokushesha.

AKUKHO IZIMALI ZOKUBHENZA EZIFIHLEKILE
Ungajabuleli izindleko ze-ATM, akukho bhalansi ye-akhawunti encane, futhi akukho zimali zokuthengiselana zangaphandle.

IZEXWAYISO NGESIKHATHI SAngempela
Thola izaziso ezisheshayo kukho konke okwenziwayo okungenayo nokuphumayo.

UYABULALA
Khiya noma vula ikhadi lakho, setha kabusha i-PIN yekhadi lakho, usethe imikhawulo yokuchitha neyokukhipha, futhi unike amandla noma ukhubaze izinkokhelo zamazwe ngamazwe, okwenziwa nge-inthanethi, nezinkokhelo ngaphandle kokuthinta.

UKUGCINWA OKUSHESHAYO
Zuza inzalo ekongeni kwakho ngokuguquguquka okuphelele futhi akukho mkhawulo wediphozithi omncane noma omkhulu*. Izinga lenzalo lisekelwe ezweni nobulungu. Itholakala kumakhasimende e-N26 afanelekile e-Germany nase-Spain.
(*Izimali zakho zivikelwe kufika ku-€100,000 yi-German Deposit Protection Scheme)

UKUBEKA NOKUBHENZA KUHLELO OLULODWA
Tshala imali ngendlela elula ngaphandle kokuthi ushintshe izinhlelo zokusebenza. Thenga izitoko, ama-ETF, kanye nemali eyimfihlo njenge-Bitcoin ne-Ethereum khona kanye kuhlelo lwakho lokusebenza lwe-N26*. (*I-N26 Crypto inikwa amandla yi-Bitpanda. Hlola iwebhusayithi yethu ukuze uthole ukutholakala ezweni lakini. Azikho izitatimende ezihlanganisa iseluleko sokutshalwa kwezimali).

UKUDLULISELWA KWAMANYE AMAZWE OKUNOKONZA
Thumela imali emhlabeni wonke ngokushesha futhi kalula — inikwa amandla yi-Wise futhi khona kanye kuhlelo lwakho lokusebenza lwe-N26.

YONGA FUTHI UKWENZE KALULA
Hlela imali yakho ngokushesha nge-Income Sorter futhi wonge engeziwe ngama-Round-ups. Ukugoqa Kwanyanga zonke kwenza kube lula nakakhulu ukuhlala wazi ngezindleko zakho.

KHOKHA KAHLE
Ngokushesha thumela futhi wamukele ukudluliselwa kwebhange kwamahhala nge-MoneyBeam. Sebenzisa i-CASH26 ukukhipha noma ukufaka ukheshi ezitolo zezitolo ezingaphezu kuka-15,500 eJalimane, e-Austria, e-Italy, eSpain naseGreece.

UKUBHENZA OKUPHEPHILE
I-N26 iyibhange elinelayisensi ngokugcwele, futhi imali yakho ivikelwe kufika ku-€100,000 yi-German Deposit Protection Scheme.

USEKELO LWEKHASIMENDE OLWENZELWE
Ochwepheshe bethu be-N26 balapha ukuze basize, izinsuku ezingu-7 ngesonto. Sifinyelele ngengxoxo ebukhoma, noma usishayele uma uyikhasimende eliyi-premium N26.

THOLA I-AKHAWUNTI YASEBHANGE ENGCONO KAKHULU YAKHO
Okokusetshenziswa komuntu siqu:
✓ N26 Standard: i-akhawunti yasebhange yedijithali yamahhala yansuku zonke
✓ I-N26 Smart: i-akhawunti yasebhange ene-Mastercard enemibala kanye namathuluzi okulondoloza anamandla
✓ N26 Wena: i-akhawunti yasebhange eyi-premium enomshwalense wokuhamba, i-Mastercard enemibala, kanye nokuhoxiswa kwamahhala phesheya
✓ I-N26 Metal: i-akhawunti ekhethekile enomshwalense obanzi, i-Mastercard yensimbi, inombolo yocingo yokusekela okubalulekile, izinzuzo ezikhethekile ze-N26 Crypto* kanye nokuhoxiswa kwamahhala phesheya
✓ Ama-akhawunti ahlanganyelwe we-N26: Yenza imali yakho ibe lula nge-IBAN ezinikele kanye nemininingwane. Hlola ukutholakala emakethe yakho

✓ Ama-akhawunti ahlukene asebhange ebhizinisi amabhizinisi, ama-freelancers, namakhasimende azisebenzayo anezici ze-N26 njenge-cashback, i-Mastercard, imishwalense, ama-akhawunti amancane, amathuluzi obhajethi, nokunye okuningi.

Imikhiqizo ye-N26 ihlanganisa:
✓ I-Overdraft ye-N26: gunyazwa ngamaminithi we-overdraft efika ku-€10,000 (itholakala eJalimane, e-Austria)
✓ Ikhredithi ye-N26: thatha imali ebolekiwe engu-€1,000 kuya ku-€50,000 ngaphandle kwamaphepha (Inani eliphezulu lemalimboleko lincike emakethe; imali ebolekiwe yethu itholakala eJalimane naseFrance.)
✓ Umshwalense we-N26: thenga umshwalense owufunayo kuhlelo lwakho lokusebenza, futhi uvikele okuthandayo

I-N26 ifakwe ezincwadini zamazwe ngamazwe ezifana ne-TechCrunch, WIRED, The Financial Times, Forbes, Die Zeit, Süddeutsche Zeitung, Spiegel, BILD, kanye ne-FAZ.

Inqubomgomo Yemprint kanye Nekhukhi: n26.com/app

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