Trade Republic: Broker & Bank

Trade Republic Bank GmbH

About this app

The smartest way to invest, spend and bank.
Earn 2 % interest on unlimited cash. Get your subscription free card to spend and earn 1 % Saveback. Invest easily and safely with just 1 €.

Earn while you spend
- Activate 2 % annual interest with your new Trade Republic IBAN and earn money every month on unlimited cash with your current account. Enjoy full flexibility to withdraw any time.
- No monthly subscription fee. Unlimited free ATM withdrawals worldwide from 100 €.
- Earn 1% Saveback on card spending into your savings plan. You can earn Saveback on up to 1,500 € in monthly spending. To qualify, invest at least 50 € monthly in savings plans.
- Round up card payments and invest spare change on the go.

Save now for later
- Invest with just 1 € in stocks or ETFs. No hidden fees, easy and safe.
- Savings Plans on ETFs or stocks to invest continuously for long term wealth.
- Bonds to lock in high interest for years and get regular payments. Start with 1 €, sell anytime.
- Invest in Private Markets. 12 % market target return and more diversification.

Trusted by millions
- Over 8 millions users and 100 billions € of assets across 17 European countries.
- German bank regulated by BaFin and Bundesbank.
- Publicly regulated exchange and better spreads than the reference market.

We are on a mission to empower everyone to create wealth with easy, safe and free access to the financial system.

Please refer to our website for more information.

Ratings and reviews

Absurd! Both me and my son have not managed to go through the ID verification step, the process breaks down at different steps. For me, it "doesn't recognize the face in the frame". Pixel 7, good camera, good light. For my son, the process broke down during the verification call - audio (loudspeaker) issues. Support completely unhelpful "uninstall and install again, maybe that will help". It didn't.

Overall a good experience. An ability to switch the display currency would be nice (if such an option already exists, it must be well hidden). When you regularly follow global analytics / market coverage, it would be beneficial to see everything on TR in USD in order to be able to relate quickly, while your local currency is better suited for other things.

App is great. The customer service is the worst thing in the history of service. Any email you sent will be replied in two or three weeks time with a template answer that 95% of time doesn't answer your question. Quite frustrating if they have your money. I suggest the app if you are looking to start trading and see how things work. Other than that is useless on the long term because customer service is so bad. I spent a whole year trying to transfer my assets overseas. Months of frustration.