Gogetcredit - Nigeria Loan App

4.7
26.8K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Gogetcredit is a loan application that allows users to apply for personal loans online. With our user-friendly interface and quick application process, borrowing money has never been easier!

Why choose Gogetcredit?
- Fast and easy loan application process
- Personalized loan offers based on credit score
- Secure platform for transactions
- A repayment plan that meets your financial capabilities

How to get it?
- Login with Nigeria mobile number
- Fill out your basic information
- Obtain the loan to your designated bank card
- If you repay it on time and maintain good credit, you will receive a higher loan limit.

Loan requirements:
- 20 - 60 years old
- Nigeria Citizen

Loan details:
- Loan Amount: ₦5,000 - ₦200,000
- Loan Term: 90 - 360 days
- Minimum annual interest rate:18%
- Maximum annual interest rate:30%

Example:
- Loan amount = ₦10,000
- Loan term = 90 days
- Annual interest rate = 21%
- Total interest = ₦517
- Total amount = ₦10517

If you have any feedback, questions, or concerns, please contact us:
Phone: 02018889598
Email:help.goget@magnetltd.com.ng
Address: 63 Adeniyi Jones Street Right House Oriflame Building Ikeja Lagos State
Updated on
Apr 3, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
26.6K reviews
EXCEL WAY
March 25, 2026
due date 29th but paid on 25th! nobody heard a noise o. but when you are overdue for one hour, agents will be cursing and railing. now credit limit is reduced by more than 50%> it's unfair. lastly, seven days is not convenient to pay up those interests called processing fees. we are paying thru the teeth, cos of condition and circumstances. 15days or more shd be considered. y'are doing more harm than good in the long run but for desperation no one should approach most of these loan apps
8 people found this review helpful
MAGNET LENDING LIMITED
March 26, 2026
Hello EXCEL WAY , please rest assured that our company is fully qualified and legal we have served many customers and received their positive feedback. Our company has always been committed to give customers a better experience, please contact our customer service 02018885169 or Emall, in order to serve you better
Pat Omokhodion
February 7, 2026
The customer customer service agent is not customer friendly. a customer did an extension and made the extension payment and app accepted the extension and gave a new date as 14th February 2026. The customer service agent said he we reject it because the extension does not favour him but the company. He then turn the extension to part payment, thereby forcing the customer against her will. He is telling the customer that he make sure she pay for the overdue
16 people found this review helpful
MAGNET LENDING LIMITED
February 7, 2026
Hello Pat Omokhodion Thank you for your feedback. Your satisfaction is important to us, and we want to help you effectively. Please contact our customer service at 02018885169, so that we can deal with you in a timely manner, thank you!
Rasaq Kamil
February 12, 2026
Your interest rate is killing...48% on loan for just 8days...this is theft and not favour...have collect the loan for like five times...interest rate is very high...48% and payment is in 8days...if you are reading this and want to collect thier loan...please don't...for yor own Good. its is very bad, I contact thier customer service and nothing will be done...very bad experience
26 people found this review helpful
MAGNET LENDING LIMITED
February 12, 2026
Hallo Rasaq Kamil we apologise if this has caused you any inconvenience. We offer different products based on our customers' credit scores. If you can becomne our regular customer after, there will be more favourable policies for you. If you have any questions, please feel free to call our customer service hotline 02018885169 or email.

What’s new

Happy Easter! This update delivers:
1. A complete UI overhaul with a more beautiful interface.
2. An optimized loan extension process for a smoother experience.
3. Performance enhancements for faster and more stable operations.
Update now for the best experience.