Mobile Banking

UniCredit Bank Romania

About this app

The mobile application from UniCredit Bank has an intuitive, safe navigation and helps you save time for the things that really matter.

Do you need quickly a debit card?

• Request a virtual one from home page or “Offers” menu. Easy to issue it, easy to close it.

• Do you want to get money back for some of your transactions?

Activate and use offers from ShopSmart cashback program that you may find in “Offers” menu. We have more than 100 partners.

• Do you need to credit your UniCredit account quickly in order to pay contactless using your phone or to pay your monthly rate for your loan?

Access "Add money" icon from Account page, fill in the amount and the card details, and authorize the card transaction as you normally do when making online payments using that card.

• Have you changed your phone number or e-mail address and want to update your contact details in relationship with the Bank?

From "My Profile" menu you can update the phone number, the email address and even upload your ID picture.

• Do you want to stop worrying about bill payment deadlines?

You can activate a Direct Debit mandate from Payments/Utility Payments and the bills will be automatically payed each month from your current account. You can set up a limit or cancel the mandate at any time.

• Do you want to pay contactless with your phone?

Go to Cards/Card Info menu, press the "Add to Google Pay" button, enroll the card and activate the NFC on your phone.

• Did you forgot your card at home and you need to withdraw cash?

All you need to do is access the mCash icon from the Accounts or Card menu (only those with RON currency), specify the amount and generate the code, which you can use at any UniCredit Romania cash withdraw terminal.

• Do you want to pay utility bills?

You can do it directly by scanning the barcode on the invoice, without the necessity to complete any additional details.

• Do you want to block a card or to set its limits?

Tap on the Cards menu, choose the desired card and you have full access to its settings. You can change POS or ATM limits and you can also block/unblock it or decide whether you want to use it for online payments. Anytime, on the spot.

• Do you want to pay back your credit card?

Select the credit card repayment option from either the Payments menu, or from the Cards menu after you previously choose the desired card. You modify the amount, if you want, and sign.

• Do you want to open a term deposit?

Select the option from the Products menu and open the desired term deposit with just a few clicks.

• Do you want to get rid of the digipass?

Activate Mobile Token. The app generates unique passwords for each authentication or transaction authorization you do in Online Banking.

• And much more.

Ratings and reviews

A lot of simple feature missing. You should study your competition, for ex ING: 1. Cant't send payment to a friend using phone number. In Uni app have to write the Iban number. 2. Can't see what will be the value if upcoming credit installment. You can see only the ones from the past. 3. Can't make partial reimbursemnt of credit. 4. Does not havr the option to activate the NFC. Etc etc

this is bad. really bad. the worst is that after blocking a credit card (could not find it anymore) and requesting a new one, it completely vanished from my app. no way to tell available funds on it, debt, or pay off the debt. not even after reinstalling the app or calling the contact center. twice. the other features and user friendliness are not great either, but this is just awful as i will need to make a physical trip to the bank, where I'll probably have nothing sorted out, either.

The way how transactions are displayed is confusing and not updated realtime. You sent money, but the transaction is not displayed. Only after it is proccesed. Same with amount available in your account. Please allow notifications for income. Even If there is a setting in the app, is USELESS. Does not work. And display balance in the right way after a transation is made or an advance payment om credit is made. THESE ARE BASIC FUNCTIONALITIES.

What's new

Thank you for using the app! What’s new with this version?

• Some small bug fixing and improvements for your overall experience with the app.