IRIS by YES BANK - Mobile App

YES BANK Limited

About this app

Welcome to financial convenience at your fingertips with IRIS by YES BANK, your ultimate mobile banking app. Take control of your financial journey with 250+ unique features and cutting-edge services, simplifying your banking experience. Download the digital banking app today for a fast, secure, and seamless online banking experience 24x7.

Experience Seamless Banking

· Instant Payments: Easy, quick, and secure UPI and Bill Payments. Hassle-free biometric login. Secure payments with 2-factor authentication.

· SIM Binding for Enhanced Security: Binds login credentials to a trusted device, protecting your account against fraud.

· Free Credit Score Check: Take charge of your credit profile and improve creditworthiness for better access to loans by checking your score for free, directly from the IRIS app.

· Quick Money Transfers: Transfer funds easily between YES BANK accounts or other banks via IMPS, RTGS, NEFT & other methods.

· Account Opening in Clicks: New customers can apply for Credit Card (क्रेडिट कार्ड) and open a Savings Account digitally. Access exclusive offers, rewards, discounts, and cashbacks.

Prime Features & Services for Your Financial Goals

1. Digital Savings Account (बचत खाता):

o Open a digital Savings Account instantly from your mobile.

o Enjoy competitive interest rates and seamless account management.

o Access funds 24x7 with secure online banking.

2. Credit Cards:

o Apply for YES BANK Credit Cards tailored to your lifestyle.

o Manage Credit Cards, view statements and pay your bills effortlessly.

o Unlock exclusive rewards, offers, discounts, and cashback.

3. Personal Loans & More:

o Loans made simple: Avail personal loan, car loan, home loan for your unique needs.

o Explore competitive interest rates, flexible repayment terms, and a hassle-free online application.

4. Fixed Deposit & Recurring Deposit:

o Secure your financial future with Fixed Deposit (FD) and Recurring Deposit (RD) options.

o Enjoy attractive interest rates and watch savings grow steadily.

o Manage and track deposits effortlessly, ensuring your money works harder.

5. Investments, Mutual Funds & e-IPOs:

o Grow your wealth by investing in diverse Mutual Funds.

o Access a curated list of funds to achieve your financial goals.

o Invest online in Mutual Funds with instant SIP, save tax with ELSS, and invest in digital gold via online sovereign gold bonds.

6. Insurance Solutions:

o Protect what matters the most with comprehensive insurance solutions.

o Explore life, health, and travel insurance to safeguard your future and ensure peace of mind.

7. UPI Transactions:

o Experience seamless and secure UPI transactions.

o Send/ receive money instantly, pay bills, and shop online

8. All Accounts, One View:

o Single dashboard across different banks

o Get insights on income and investments

o Track spends by categories like travel, food, shopping

Why choose IRIS by YES BANK?

· Comprehensive: All your banking needs in one powerful app.

· Secure: Advanced security features to protect your transactions and data.

· User-Friendly: Intuitive interface for a smooth banking experience.

· 24x7 Access: Bank anytime, anywhere, with complete control.

Download IRIS by YES BANK today and transform your online banking (बैंकिंग) experience! Join millions of satisfied customers who rely on the YES mobile app to simplify their financial journey. Embark on a seamless, secure, and rewarding banking experience.

Feedback & Support:

We value your feedback on IRIS by YES BANK app and assure you we deliver on it. For any feedback, queries, or issues, please write to [e-mail] or call us on 1800 1200.

Ratings and reviews

Privacy Nightmare! App won't work without access to make phone calls, read all my messages, have notifications enabled, and my precise location. In the name of security, this app wants access to everything. Even the option for approximate location is not accepted. Quite disappointed. I couldn't even get to the login screen to try the application. I would give it a rating of 0 if I could.

It's been almost 10 days and I couldn't use the app, because of this app I did not use my new credit card of yes Bank yet. 1st few days it showed could not sent message for verification, now it's showing Enable mobile data only for sim binding even my wifi is off, mobile running on mobile data only. such frustrating App it is! Fix it.

Not working as found today 18 July 2026 with message on starting 'We are unable to perform the required action, and request you to try again' Cleared cache.. still same. Uninstalled and Reinstalled. No luck. Please fix. Using a Samsung Galaxy Z Fold 6 with all latest updates. Update 22 July 26 : App doesn't work as above using WiFi, but works on using mobile data. Other Bank Apps work on WiFi too.

What’s new

As our continuous endeavour, we have deployed some minor fixes in Cards, Payments and have updated our security controls to make the app faster, safer and more stable.