Jim: sell & get paid instantly

2.26K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Download Jim and the phone in your hand starts taking card payments. No reader to buy. No cables. No monthly fees. Your customer taps, you get paid, and the money hits your Jim Card in seconds.

Built for barbers, nail techs, food trucks, tutors, drivers, market sellers, photographers — anyone who sells something and needs to get paid.

TAP TO PAY. 1.99% PER SALE
With Tap to Pay, customers tap their card, phone, or watch directly on your phone.
No reader. No cables. No bulky machine taking up space.
Accept major card brands, Apple Pay, Google Pay, and Samsung Pay for one flat fee of 1.99% per sale.

PAYMENT LINK. SELL TO ANYONE, ANYWHERE
Customer not standing in front of you? Send them a Payment Link.
Enter an amount, generate the link, and share it by text, email, or DM. They click and pay without downloading Jim or creating an account.
You can even choose whether you or the customer covers the fee.
Payment Link fee: 4.99% + $0.30 per sale.

YOUR FREE BUSINESS WEBSITE
JIM builds you a professional website, free. Your services, your prices and a payment link, all at the same place. Want to change something? Chat with Jim and it updates. No coding, no designer, no monthly fee.

BOOKINGS
Let clients book themselves. Share one link, they pick a service and a time and pay a deposit upfront. Automatic reminders go out before every appointment, so you can stop confirming over text. You collect the rest in person with Tap to Pay.

AI BUSINESS AGENT
A marketing team and a business analyst in your pocket. Ask JIM what's selling, which hours make you the most money, what to post this week. It reads your real numbers and answers.

TIPS WITHOUT THE AWKWARD STARE
Add an optional tipping screen to Tap to Pay. Customers can choose a suggested percentage, enter a custom tip, or skip. Tips arrive instantly with the sale.

NO HIDDEN FEES. EVER.
Free to download. Free to set up. No monthly charges. No contracts, no minimums. You only pay when you sell.

SAFE AND CERTIFIED
Certified by Visa, Mastercard, Amex and Discover. PCI DSS compliant. End-to-end encryption and real-time fraud prevention.

UP AND RUNNING IN MINUTES
1. Download Jim. It’s free
2. Create your account and verify your identity
3. Enter the amount and let your customer tap
4. Get paid in seconds

Thousands of sellers across all 50 states already use JIM. Download it and make your next sale with the phone you already have.

The JIM Card is issued by Lead Bank, Member FDIC., pursuant to license from Visa U.S.A. Inc. Instant settlements subject to terms. Fees and T&C apply. See jim.com for more details.

* Jim is a financial technology company, not a bank. Prepaid debit cards issued by Lead Bank, Member FDIC.

** Instant and immediate settlements are subject to the Terms and Conditions of Services and the Accelerated Payment Services Terms.

***Cloudwalk Inc. ("Cloudwalk") is not a bank. Cloudwalk is a financial technology company. Banking services are provided by Lead Bank, Member FDIC. The JIM.com Visa Prepaid Card (the "JIM" Card) is issued by Lead Bank pursuant to licensing by Visa® U.S.A. Inc. and is available to commercial entities in select industries. Fees and eligibility requirements apply. See Terms and Cardholder Agreement for more details. Funds held in the Cloudwalk Prepaid Card Account are held with Lead Bank, Member FDIC, and are insured up to $250,000 in the event Lead Bank fails and if specific deposit insurance requirements are met and your card is registered. FDIC insurance does not protect funds in the event of Cloudwalk's failure or from the risk of theft or fraud.

Contact JIM.com Support by mail at help@jim.com

Cloudwalk, Inc.
440 N Wolfe Rd
Sunnyvale, CA 94085
Turn your phone into a card reader. Sell anywhere. Get paid in seconds.
Updated on
Aug 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Files and docs and 3 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.25K reviews
Kala
August 20, 2026
STOP BEFORE ACTUALLY USING AND READ ABOUT APP FIRSTLY !!!! I seen the commercial for it seemed straightforward good fit for me. NOPE they don't allow you to even have a physical card so you cannot withdraw any of your cash you can only use digital wallet and they also declined everything I've basically tried to use it for so there's no instant funds access. They can do same day deposit to bank if its during business time and takes 4hrs about. Advertisement is very misleading.
4 people found this review helpful
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CloudWalk
August 20, 2026
responda com: Sorry it hasn't been a good fit. JIM is built for business payments — we offer a virtual card and digital wallet, not physical cards or cash withdrawals. Your balance can be transferred to your bank via ACH. For the declined transactions, reach us at help@jim.com or in-app chat so we can look into your account.
Michelle Moore-Scott
June 23, 2026
Does what it says but it's not as easy as it sounds. If you're used to business transactions via app then you'll probably be fine with the process. You're using the NFC on your phone to scan someone else's credit card - of course there's an identity verification and an approval process. The app also seems to take a while to get going for about the first month I used it. Now it opens right up. You must add the virtual Visa to an app wallet to spend the money without a fee.
20 people found this review helpful
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CloudWalk
June 29, 2026
Thank you for the detailed review. We appreciate you explaining the setup process for others. The onboarding flow and verification steps are there to keep payments secure. We're glad performance improved over time.
Bernadette Marshall
June 22, 2026
Horrible app!!! I dont recommend no one to use this app. I receive made money from sell i got and transfer the money to another bank it got rejected twice and it took 3 days for them to put money back in account plus a charge each time. so now I go to the store to use it on Google pay it let me make one transaction and decline the second one and telling me I got to wait 1 business day to use it. this app is a fraud and an inconvenience.
21 people found this review helpful
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CloudWalk
June 29, 2026
We're sorry to hear about this experience. Transfer rejections and spending limits are not situations we can address publicly, but our team can look into both issues directly. Please email help@jim.com with your account email and we'll work to get this resolved for you.

What’s new

Jim looks different. New icon, new colors, new screens.
We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees.
Still building new stuff, too. That never stops.
Go say hi.