Flex Credit Card

Pay For What You Owe

About this app

Digital Credit Card: Pay For What You Owe.FLEX is a digital-first UK credit card designed for clarity, control, and responsible lending. Built for modern consumers, FLEX gives you visibility over your balance, flexible repayment options, and transparent charging all managed directly through the app.

FLEX is intended for customers who want to manage credit responsibly. All applications are subject to credit and affordability checks. Credit limits vary based on individual assessment. Full terms are provided during application. If we identify high risk or previous defaults, we will not approve the application.

The app-led experience allows you to complete a digital application, go through secure identity and credit checks, and manage your account in real time. You can track transactions as they happen, access your documents within the app, and control your card settings securely.

Repayments are designed to be simple and flexible. You can clearly see your outstanding balance, understand how charges are applied, and review easy-to-read statements that help you stay in control of your finances.

What’s new

Added improved session and monitoring, increased test coverage for better reliability, fixed various UI issues, and made overall performance and stability improvements across the app.