FLEX is the credit card built around one simple idea: pay for what you owe.
Made a repayment? Great. With FLEX, interest is charged only on the balance that remains outstanding — not on the amount you’ve already paid back.
Simple.
You’re also in control of how you repay. Pay your statement balance in full, choose a percentage, or enter a custom amount that works for you.
And there’s no different rate for different customers. Everyone approved for FLEX receives the same APR. Only your credit limit varies, subject to status, creditworthiness and affordability checks.
With the FLEX app, you can:
• See transactions as they happen
• Check what you’ve spent and what you owe
• Pay your statement balance in full
• Choose a percentage to repay
• Enter your own custom repayment amount
• Access statements and important documents
• Manage your card and security settings
• Keep everything in one simple, secure app
Pay more. Owe less. Pay for what you owe.
FLEX is designed to make managing credit clearer, simpler and easier to understand.
All applications are subject to eligibility, creditworthiness and affordability checks. Everyone approved receives the same APR. Credit limits vary based on individual circumstances and are subject to status.
Full terms and pricing are provided during the application process. Availability is currently limited.
Digital-first UK credit card with flexible repayments and fair charges.