Timiza

Absa Group Limited.

About this app

Timiza haina story mingi.

Do your banking at the touch of a button with Timiza from Absa Bank Kenya!

With Timiza you can bank from your phone, whether you want to get an instant loan, transfer funds, pay bills or purchase an insurance cover. But that’s not all, if registered for Timiza, you can also save and earn returns with our Zidisha savings account.
Get started with Timiza:
• Open an Account instantly.
• Save and earn rewards with Timiza Savings.
• Get instant loans on your phone.
• Deposit funds into Timiza.
• Purchase insurance.
• Buy airtime.
• Pay for KPLC/ZUKU/DSTV/GOTV bills.
• Pay bills via Till and pay bill accounts on Timiza
• Withdraw funds via all Absa ATMs.
What are the requirements for a customer to have a Timiza Account?
• Be a registered Safaricom Subscriber.
• Be a registered Safaricom M-PESA customer.
• Have an active Safaricom M-PESA account/line.
• Hold a Kenyan National Identification Document (ID) Kindly note that Kenyan passports are not allowed.
Timiza Tariff and Guides
Please refer to the Timiza Tariff and frequently asked questions on the link below:

https://www.absabank.co.ke/personal/ways-to-bank/timiza/

Who is eligible for a Timiza Loan?
In order to qualify for a loan, you need to be an M-PESA subscriber for more than 6 months, actively use other Safaricom services such as voice, data and M-PESA. You will also need to have a good rating at the Credit Reference Bureau [CRB] and by Safaricom on Okoa Jahazi.
What are the features of the Timiza Loan?
• If you qualify, your loan limit will be displayed when you log in to your Timiza account
and you can borrow.
• Timiza Loan attracts an interest charge of 1.083% charged once and a facilitation fee
of 5% of the amount borrowed for a term of 30 days.
• Loan is disbursed to the Customer’s Timiza account (not directly to M-PESA). The
Customer will access the funds by withdrawing from Timiza to M-PESA
• To grow your loan limit:
o Increase activity on your TIMIZA Account by transacting on other services
offered on Timiza. For example, Deposit cash, Purchase airtime, Pay your utility
bills, Subscribe to Insurance.
o Open and Increase savings on your Zidisha savings account on Timiza
o Increase usage of M-PESA services
Absa Bank Kenya Plc is regulated by the Central Bank of Kenya.

Ratings and reviews

Timiza app has been a really convenient platform for managing financial needs. The app interface is clean and user-friendly, which makes navigation very easy even for first-time users. One of the best features is the quick loan facility, which is processed smoothly with minimal steps. The transaction speed is impressive, whether it’s sending money, checking balances, or making payments. I also like how everything is available in one place—loans, payments, and account services.

have been in the app for more than two years without a loan limit. I was recently asked to download the new version thinking that it shall be well with me but unfortunately the language is still the same, "You do not qualify for the loan at the moment." What could be the problem?

My issue is that they have not yet added the loan repayment period for me. I have been taking loan with Timiza for sometime now but still my repayment period remains as 30days despite being a good and a timely repayer.

What’s new

Bugs and fixes.