Mintpay | Pay Better.

Mintpay (Private) Limited

About this app

Shop smarter and get rewarded every time you pay. With Mintpay, you can Pay Now for instant cashback or Pay Later in three interest free instalments — and earn Mint Coins either way.

Mintpay isn’t just another payment app. Join us as we build a financially fluent Sri Lanka, where everyone wins — you, our partner stores, and the broader community. Shop across fashion, electronics, food, travel, flights, and more at over 2,500+ partner brands.

Ways to pay:

Pay Now – Earn Cashback in Mint Coins
Pay in full with your debit or credit card and get cashback as Mint Coins, redeemable on future purchases. No limits, no minimums — just real rewards. 1 Mint Coin = 1 LKR.

Pay Later – 3 Interest-Free Instalments
Split your bill into 3 interest-free payments with your debit or credit card and earn extra Mint Coins by paying your installments early — good habits pay off.

What Are Mint Coins?
Mint Coins are your Mintpay rewards currency:
- Earn them every time you Pay Now or Pay Later
- Convert gift vouchers into Mint Coins for flexible use
- Redeem them at any partner store, online or in-store
- No expiry, no rush — spend anytime (T&Cs apply)

How It Works
- Sign Up in Minutes – Create a free account and verify to unlock Pay Later.
- Shop Anywhere – Use Mintpay online or in-store at 2,500+ partner brands.
- Pay Better – Choose Pay Now to earn cashback in Mint Coins, or Pay Later in 3 instalments and earn extra Mint Coins for early payments.
- Redeem Mint Coins – Use your Mint Coins anytime, even partially, across multiple purchases.

Why Mintpay?
- Instant account verification
- Unlimited cashback through Mint Coins
- 0% interest on Pay Later
- Earn rewards for responsible payments
- Track payments, rewards, and spending easily in one app

Shop better. Pay better. Earn more with Mintpay

Contact Us:
Website: https://mintpay.lk/
Email: [e-mail]

Ratings and reviews

I have been using Mintpay for more than 3 years, and it has been an amazing experience! The app is simple, reliable, and makes shopping so much easier with its flexible payment options. Transactions are smooth, and I’ve never faced any issues. Highly recommended for anyone looking for a convenient BNPL service!

this the worst app I have ever encountered. Koko on the other hand is much better. They have that option if the spending limit is lower than the product price it won't let us buy it. In a website they mentioned mint pay as 3 months installment of 33.33%. my limit was 5000lkr. Product was 10k. I thought it's 3.5k for 3 Months and I purchased it. instead of 33.33% deduction on 1st pay they charged 50%. I don't know why these people are misleading. ofcoz they will leave a rude reply but avoid.

Their discounts are 100% scams, don't fall for the cheap marketing schemes that you'll get first purchase Rs.500 off or any discounts on different sites, cuz ultimatley no discounts at the check out page, and everytime you have to pay the full amount. Im talking with experience, KOKO is better cuz they don't do false advertising.

What’s new

Fixed issues affecting deep link functionality.