Mintpay | Pay Better.

3.5
5.28K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Shop smarter and get rewarded every time you pay. With Mintpay, you can Pay Now for instant cashback or Pay Later in three interest free instalments — and earn Mint Coins either way.

Mintpay isn’t just another payment app. Join us as we build a financially fluent Sri Lanka, where everyone wins — you, our partner stores, and the broader community. Shop across fashion, electronics, food, travel, flights, and more at over 2,500+ partner brands.

Ways to pay:

Pay Now – Earn Cashback in Mint Coins
Pay in full with your debit or credit card and get cashback as Mint Coins, redeemable on future purchases. No limits, no minimums — just real rewards. 1 Mint Coin = 1 LKR.

Pay Later – 3 Interest-Free Instalments
Split your bill into 3 interest-free payments with your debit or credit card and earn extra Mint Coins by paying your installments early — good habits pay off.

What Are Mint Coins?
Mint Coins are your Mintpay rewards currency:
- Earn them every time you Pay Now or Pay Later
- Convert gift vouchers into Mint Coins for flexible use
- Redeem them at any partner store, online or in-store
- No expiry, no rush — spend anytime (T&Cs apply)

How It Works
- Sign Up in Minutes – Create a free account and verify to unlock Pay Later.
- Shop Anywhere – Use Mintpay online or in-store at 2,500+ partner brands.
- Pay Better – Choose Pay Now to earn cashback in Mint Coins, or Pay Later in 3 instalments and earn extra Mint Coins for early payments.
- Redeem Mint Coins – Use your Mint Coins anytime, even partially, across multiple purchases.

Why Mintpay?
- Instant account verification
- Unlimited cashback through Mint Coins
- 0% interest on Pay Later
- Earn rewards for responsible payments
- Track payments, rewards, and spending easily in one app

Shop better. Pay better. Earn more with Mintpay

Contact Us:
Website: https://mintpay.lk/
Email: support@mintpay.lk
Updated on
Nov 16, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.5
5.24K reviews
Arul Patmose Paramanathan
March 8, 2025
I have been using Mintpay for more than 3 years, and it has been an amazing experience! The app is simple, reliable, and makes shopping so much easier with its flexible payment options. Transactions are smooth, and I’ve never faced any issues. Highly recommended for anyone looking for a convenient BNPL service!
49 people found this review helpful
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Mintpay (Private) Limited
March 11, 2025
Hi Arul, Thank you for taking the time to write this review. Your kind words encourage us greatly. Happy shopping! ♥️
Bernil Wickramasinghe
December 19, 2025
Brilliant 👏 place to purchase via installments I feel like it's better than koko, the interface itself seems much better than Koko even though Koko has more stores and shops to chose from mintpay honestly is really good and much better and I have been using mintpay for a long time now ! Prost!!!
3 people found this review helpful
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Mintpay (Private) Limited
December 24, 2025
Hi Bernil, Thank you for the amazing feedback! 🙌 We’re thrilled to hear you enjoy using Mintpay and find our interface seamless. Cheers to more easy and convenient purchases! 💙
Rithika Jennifer
December 30, 2025
user interface is good but for some reason it doesn't let me add my card? it doesn't give me the option to enter the OTP code. if it's a bug on your end, please fix it soon
1 person found this review helpful
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Mintpay (Private) Limited
January 13, 2026
Hi Rithika, It seems that the card you are trying to add may not support Mintpay payments. To assist you further and resolve this issue, please reach out to us via email or WhatsApp, and our team.

What’s new

Introducing Referral Tracking