Paynet Wallet

2.4
1.02K reviews
100K+
Downloads
Content rating
Everyone
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About this app

We made a mobile e-wallet application that allows you to have payment accounts in Republic of Moldova and EU countries. There is no need to go to the bank.
Why? We strive to make it easy for you to open a payment account in any country. Moreover, your account comes with various services that are either free or cheaper than banks.

GET STARTED FAST
Download the Paynet app and open your online account in minutes — right from your smartphone. Get a virtual or physical Paynet Mastercard debit card, add it to Apple Pay, and start using it straight away.

NO HIDDEN FEES
Enjoy free withdrawals at any ATM in Moldova with no minimum account balance.

REAL-TIME ALERTS
Get instant push notifications for every incoming and outgoing transaction.

CARD CONTROL
Lock or unlock your card, reset your card PIN, set spending limits, and enable or disable withdrawals, online transactions, and contactless payments.

LOCAL IBAN
Share your local IBAN account details. Send and receive money within Moldova.

INTERNATIONAL IBAN
Share your international IBAN account details for EUR and GBP transfers. Send and receive money from the EU and UK.

AFFORDABLE INTERNATIONAL TRANSFERS
Receive money with RIA and MoneyGram services in your Paynet app.

PAY EFFORTLESSLY
Instantly send and receive free bank transfers via MIA Instant Payments.

RELIABLE CUSTOMER SUPPORT
Our Paynet customer support specialists are here to help, 7 days a week. Reach us via Facebook, Viber, WhatsApp, Telegram or give us a call at (+373) 68 425 125.

FREE PAYNET E-WALLET ACCOUNT FOR YOUR EVERYDAY USE
* Activate and receive Salary Payments
* Activate and receive Social Payments
* Create and request payments and transfers
* Pay your monthly bills
* Free transfers between Paynet customers
* Get cashback

Get full control of your money with just one app. Open a free Paynet account in minutes today. Simple, safe and secure.
Updated on
Mar 4, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

2.4
1K reviews
Formal One
February 25, 2026
Can't access my account because of VPN. What is the problem of using VPN??
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Paynet Services
March 5, 2026
Hello! We understand your frustration. In the latest update, we strengthened security: to protect your account and prevent unauthorized access, the app may block authentication when a VPN is active. Please disable the VPN and try again.
Tudor Plugaru
January 11, 2023
I can't login at all. After entering the confirmation code from SMS, i have to login again. And this happens again and again. Update: Changed my password and was able to log in. But the application is quite buggy.
2 people found this review helpful
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Paynet Services
January 10, 2023
Hello, After SMS confirmation, you should enter a 4 digits passcode and confirm it.This will be you login into the app with a 4 digit PIN/passcode or fingerprint. That's it. can you try it again?
Octavian Radu
June 26, 2025
you can register with any number, but to use the account, you must be moldovean :) me, as Romanian, I cannot make use of this app. it would have been useful, to have a card that I can use for various payments while in Moldova. too bad.
2 people found this review helpful
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What’s new

We've fixed some minor bugs to make your Paynet experience smoother.