Liv X - Mobile Banking UAE

Emirates NBD

About this app

Step up to a bespoke digital banking experience with Liv Bank's new and improved app.

The Liv X Mobile Banking app offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.

Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.

Grow your money with a range of lucrative offerings like Bonus Multiplier Account, Money Ahead Deposit, IPOs, and more.

Save smartly for your biggest milestones in life using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.

Discover unbeatable reward programs with our flexible Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay and Samsung Pay. Avail premium benefits such as balance transfer, Installment Payment Plan at Point of Sale (PoS) and Loan on Card.

Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping and entertainment.

The Liv app serves as your one-stop-shop for all things banking and more. Its user-friendly design offers a fast, secure and exceptional digital banking experience to its customers.

Key features include:

 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.

 Secure banking: Transact and manage your money securely through a multi-layered validation system.

 Money management: Add money to your account by simply scanning any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance. Our insights feature in the app allows you to see where you are spending, and how frequently.

 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.

 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.

 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.

 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across India, Pakistan, Sri Lanka, Philippines, and United Kingdom).

 Exclusive services: Share bills with your friends and family through social channels using our Social Pay feature. Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.

 Lifestyle benefits: Access the best deals across top entertainment destinations in Dubai. Or participate in our biggest draws and investment opportunities such as IPOs.

 Prompt support: Connect for instant support through Chat Support on the Liv app or via WhatsApp.

Get onboard the new Liv mobile app today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience.

Elevate your banking experience today. Download the Liv X Mobile Banking App, powered by Emirates NBD, and take control of your finances!

Terms and conditions apply.

Minimum System Requirements
 Google PlayStore: Android 7.0 and higher versions are supported.

Liv X Mobile Banking UAE, powered by Emirates NBD Bank PJSC. All rights reserved.

Ratings and reviews

This new app version turns out to be a bad experience and disappointing at so many levels. Please bring back the previous version. With this new update, it failed to migrate all of my beneficiaries, and now I have to add them again!!! This should be part of the migration process as well, similar to ENBD X. Also, one of the features in the previous version that I used to admire alot is the ability to analyze and monitor my expenses by spending categories which is not available in the new version.

Regret the day I migrated to Liv X - as there's no turning back to the old version now. Firstly, beneficiaries were never migrated fully to Liv X and those that were migrated requires an updation in account details which when I am trying to do (which is basically tapping OK only) is throwing error that 'IBAN cannot be changed'. This is frustrating and exhausting. Secondly, it opens up slowly, doesn't display the balance, doesn't have charts. Bad experience.

Not happy with the new app. Sent a transfer to an existing beneficiary last week and it still hasn't reached? It was instant with the old app. Also I can't see my actual balance as it doesn't update after spends and transfers which is frustrating as I don't know how much money I have!! On top I was asked for my card number and pin when calling the helpline which just didn't feel safe or right.

What's new

We wish you a safe and blessed Eid, filled with happiness, health and all the good things! You can send Eidiya to your loved ones on their mobile numbers with Liv X!
With this update; enjoy enhanced card controls to manage your POS and ATM limits. You can instantly update passport and Emirates ID for Liv Lite.
We’ve been working on enhancements and bug fixes, always listening to your valuable feedback to enhance your digital banking experience with Liv X.

Stay tuned for more exciting updates!