Liv X - Mobile Banking App

Emirates NBD

About this app

Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Millionaire Account, Instant Interest Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay, and Samsung Pay. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
 Secure banking: Transact and manage your money securely through a multi-layered validation system.
 Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
 Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
 Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
 Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
 Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.

Ratings and reviews

The app is good. But, to enhance safety, it would be great if there is an option to set daily transaction limits for different types of credit card transactions. many banks such as ADCB have this option in Credit card control settings. Pls consider developing this ASAP in future upgrades. Thanks

Waited 2 months for application, only to get rejected due to "internal policy". Meanwhile my friend only waits for 1 week, and he gets his card. Edit: If it's not clear, I reached out to CS around 6x during those 2 months, only to get rejected. And I was told my application will get rejected due to " internal policy", without making the reason clear. I wasted 2 months, going back and forth with CS, only for this to happen? Thanks.

Absolutely terrible decisions made by the people behind the app. They remove essential options, and then put it back whenever they see it fit. I have been using this app for 3 years now and everything was fine before they made unnecessary changes. They removed Add Money option before , then put it back, and then now again removed it.

What’s new

We are continuously working on enhancing your experience to make everything to smoother and faster. Here is what's new:
Introducing Green Pulse, a new sustainability experience that helps you track your environmental impact and take meaningful action with personalized insights
Just make sure you are using the latest version of Liv X to enjoy our features and services to the fullest.