Klar: crédito, cuenta y ahorro

Klar

About this app

Discover Klar, the personal finance App that will make your money grow while taking care of it!

• Get immediate credit response
• Request a Klar credit card
• Use your Klar credit card to make purchases online and in physical stores
• Earn rewards and benefits for your purchases and access exclusive promotions and discounts for Klar users.
• Forget about the lifetime annuity
• Make transfers and payments from your Klar App

What is Clar?
Klar is a revolutionary financial application that allows you to safely control your money from the comfort of your cell phone.

It doesn't matter if you need a credit card or an account to manage your money, an affordable line of credit option, or simply an easy way to make transfers and payments, with Klar you can do it all safely.

The Klar card is also a digital card that allows you to make purchases in millions of stores around the world, backed by the security and reliability of Mastercard.


How to start using Klar?
• Download the App
• Register with your phone number
• Complete the verification process in minutes, you will only need your INE or passport.
• Get your Klar card in the App.


With the Klar credit card you have these benefits
• Without annuity or unjustified commissions
• Faster: Get an answer in just 3 minutes
• Increase your line of credit with the frequent use of your card.

The Klar account gives you control over your money without having to pay commissions or unnecessary payments such as:
• Account opening
• Card delivery at home
• Minimum monthly balance
• Annuity
• Transfer
• Cancellation fee

Earnings and Investments

Earnings allows you to save safely and obtain returns on your balance of up to 10% per year on your balance without losing liquidity on your money.

Investments is a flexible and safe product that offers flexible terms with a return of up to 14% per year. The terms available range from 7 days to 1 year.
Is Clar safe?
Klar is regulated by the National Banking and Securities Commission (CNBV) and CONDUSEF. What does this mean?

Regulated by the CNBV and CONDUSEF
Everything you do on your account will be protected by current national authorities and regulations.

Protection Fund
Your money will always be backed by a Protection Fund of approximately 190,000 pesos.*



Is Klar a bank?
Klar® is a digital finance application that simplifies your financial experience in Mexico. No more procedures and endless lines in traditional banks, Klar is the easiest way to enter the world of the financial digital age.


Download Klar® now and start enjoying a simpler and more efficient way of managing your money.


"Servicios Financieros Alternativos, S.A., S.F.P. (KLAR), is a financial entity authorized by the National Banking and Securities Commission (“CNBV”), and supervised by the Federal Government, under the Popular Savings and Credit Law."
"The Credit Card product is operated by Klar S.A. de C.V., who does not receive resources from the public or manage them in any way."
"Nominal GAT 11.58% and Real GAT 6.59%. (Example of savings with a term of 7 days with a rate of 10.05). Calculated as of May 03, 2023. Interest calculated before taxes. The GAT varies depending on the amount of the investment and the period of the same. Your money is protected by a Protection Fund of up to 25,000 UDIS, per natural or legal person, whatever the number and type of operations in their favor and under their responsibility."

Ratings and reviews

They switched over their clabe and I lost all my limits. I am stuck with the lowest possible limits although their buggy app still shows that I am unlimited. I spent 7 hours with them on Whatsapp only to learn that they are no longer accepting my INM id. Rather than fix my situation, they bombard me with requests to refer my friends, which I would never do. I am moving my funds elsewhere.

One of the best cards to use, functions like a charm, have been using it in Mexico and also during my trips other countries in Europe, never fails. Top it, use it.

Noone answers in a help center. I've asked one question for a 4 days in a row via WhatsApp and noone answers. I've sent an email and noone answers.