FairMoney: Loans & Banking

4.4
639K reviews
10M+
Downloads
Content rating
Rated for 3+
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About this app

Unlock convenience like never before with the FairMoney loan app, 🌟 Nigeria’s quick & easy money lending platform. Avail of an online loan and get cash instantly in your bank account.

With over 10,000 daily loan disbursements, and over 5 million users enjoying banking and instant loan services, FairMoney helps the Nigerians get loan online and borrow money in the easiest way possible. 🚀

Enjoy access to easy money and a fast loan with a loan limit up to NGN 3 million. 💰 No hidden fees, no catch, and no collateral required. Benefit from Fair Banking with FairMoney! 🌍

Stay ahead of the game with the FairMoney microfinance bank app:

🟢 Effortlessly manage finance, banking while accessing a quick loan 🚀
⚪ High-interest savings up to 24% P.A. on your online loan 📈
🟢 Zero service charge for bill payments 💳
⚪ Free bank transfers & nationwide ATM card delivery 🏧
🟢 Exclusive discounts on airtime and data purchases 💸📱

Begin your journey swiftly & easily:

1️⃣ Download the FairMoney loan app 📲
2️⃣ Register with ease ✅
3️⃣ Experience financial freedom with transparent quick loan options 💸🔓

What’s MORE with the FairMoney loan app? 📈

Maximize your lending potential: 💰
Utilize FairSave and FairLock with up to 24% P.A. interest to grow your funds & saving steadily.

Access a quick loan instantly: 💸
Secure an online loan of up to NGN 3 million swiftly with FairMoney's instant loan solutions, free from any collateral constraints. Loans tailored to your needs, with repayment options ranging from 61 days to 18 months.

Simplify bill payments: 📲
Use FairMoney MFB ATM card for seamless online and offline money transactions and bill payments to enjoy exclusive rewards with every transaction.

Priority security features: 🔐
Take advantage of advanced security measures while making a deposit. Features including facial recognition technology and the ability to freeze and block cards for added peace of mind.

Best features of FairMoney’s Personal Loan: 💎

⚪ Access instant personal loans of up to N3,000,000 💰
🟢 Get an easy & quick loan top-up that gives you access to more money, helping you reach your goals even while you are handling an ongoing payday loan ⏲️
⚪ Apply for an online loan extension for flexible loan repayment 💸📥
🟢Competitive interest rates that make your loan journey effortless 💱


Example of a FairMoney Online Loan: 🔖

⇨ Borrow loan amount N100,000 over 3 months
⇨ Interest (total cost of the loan): N30,000 (30% rate)
⇨ Three Monthly Payments: N43,333
⇨ Total Amount Payable: N130,000
⇨ Representative: 120% APR

Contact us for any inquiries.
Email: help@fairmoney.io
Phone: 017001276 / 01 888 5577
Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria
All FairMoney deposits are insured by NDIC.

To know more about us, visit us on: 🖱️
Website: www.fairmoney.ng

To learn more about FairMoney’s privacy policy, click the link below: 🔏
http://fairmoney.io/privacy-policy

Frequently Asked Questions | FairMoney loan app 📚
https://fairmoney.io/faqs

Stay connected: 📳
Facebook: https://www.facebook.com/fairmoney.ng
Instagram: https://www.instagram.com/fairmoney_ng/
Twitter: https://twitter.com/fairmoney_ng
LinkedIn: https://www.linkedin.com/company/fairmoney/

Embark on your path to financial empowerment with FairMoney, the ultimate loan app in Nigeria! 🚀 Download our loan app & get an instant loan in less than 5 minutes! ⏲️💸
Updated on
May 14, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 6 others
This app may collect these data types
Location, Personal info and 9 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.4
634K reviews
Precious Obi-Osakuni
May 12, 2024
Very few transaction options available... Why try to act as a bank if you're not willing to give the full features of a bank, you should've just maintained the status of purely being a loan app, instead of deceiving people to think you're more than that. Also, you can't report a transaction, if it fails or if it was fraudulent, you're totally on your own. Customer service is a bot at most. Disappointed honestly... Expected better. Based on your reply, do the needful...
29 people found this review helpful
Did you find this helpful?
FairMoney MicroFinance Bank
May 12, 2024
Hi Precious! This is not the experience we want you to have. However, we provide exceptional banking and saving services on the app. If you have any concerns about transactions, feel free to report them via any of our verified social media channels or email us at help@fairmoney.io.^IJ
Halima Alli
April 1, 2024
So far, I have had a good experience using the app. I like that I can save on it, instead of borrowing and unlike when I first started saving on it, I am no longer inundated with messages/calls asking me to take a loan. However, 2 things I don't enjoy. Why can't I change my password yo the app? I have checked and there's no visible place to change password from. Please this should be worked on. Also, why can't I extend the period on my Fair lock plans, without waiting for the maturity date?
1,772 people found this review helpful
Did you find this helpful?
FairMoney MicroFinance Bank
April 1, 2024
Hello Halima! We appreciate your feedback. Kindly click on 'forgot PIN?' on the app to reset your password. Also, we are working on making available the option to extend your FairLock maturity date. For more assistance, please chat with us on WhatsApp at +2348101084635. Roseline
Boma Tamunotonye
March 19, 2024
A well coordinated and stressless app on loan issue and management. Absolutely love it. Very professional. However, the latest update of the app seems to give a bit of issue with regards to the last step of debit card authorisation, even if the card is already registered on the App and you can make a transfer to it. Three weeks and it's not correcting despite correspondence on the app's chat, screenshot and screen records sent as well as emails back and forth. Not fault from card's bank.
1,042 people found this review helpful
Did you find this helpful?
FairMoney MicroFinance Bank
March 19, 2024
Hi, Boma! We did not mean to displease you. To successfully connect your card, ensure your card is active for online transactions and can receive OTP. Also, ensure your card is funded, as an N50 debit will be made and refunded within 24 hours. If the issue persists afterward, kindly connect another card. ^Havel

What's new

Hello FairFam!

Thank you for choosing FairMoney and welcome to version 9.53.0

We have crafted an upgraded app version to enhance your FairMoney experience, ensuring seamless navigation and enhanced functionality. Upgrade and enjoy the improvements.

Remember that we are here to serve and assist you. For any questions, comments, or issues, please send us an email to help@fairmoney.io