Moniepoint Personal Banking

Moniepoint

About this app

Moniepoint Personal Banking App – Your Trusted Online Bank in Nigeria

Open a Moniepoint bank account and enjoy secure online banking from anywhere in Nigeria. With the Moniepoint Personal Banking app, you can send money instantly, receive payments, pay bills, buy airtime, and manage your savings account — all in one reliable mobile banking app.

Experience modern digital banking that gives you control of your money. Moniepoint is the online bank made for your progress.

Your All-in-One Online Banking Solution

Moniepoint is more than a regular banking app — it’s a complete mobile payment app designed to make personal banking simple. With your Moniepoint bank account, you can manage your money, savings, and bills anytime, anywhere.

Here’s what you can do with the Moniepoint Personal Banking App:

- Open a bank account instantly – create your Moniepoint personal bank account in minutes and start banking online right away.

- Send and receive money fast – enjoy reliable mobile payments and transfers with instant notifications.

- Earn up to 17.5% interest per annum – grow your savings easily with flexible, fixed, or locked savings plans that match your goals.

- Pay bills conveniently – handle electricity, TV, betting, education, government collections, and internet payments from your phone in seconds.

- Buy airtime and data – recharge easily and get 2% cashback on every purchase.

- Request your Moniepoint debit card – get your bank card delivered quickly and use it on all ATMs and POS terminals nationwide.

- Enjoy secure online banking – advanced encryption keeps your bank account and data safe at all times.

- Resolve issues instantly – settle disputes or reach support right from the app.

- Bank offline – use *5573# to send money, check balance, or block your card without internet.

- Earn Moniepoint Rewards – get cashback on interbank transfers (for new users), and discounts on airtime top-ups, and data purchases.

Why Millions Trust Moniepoint in Nigeria

- Licensed and regulated by the Central Bank of Nigeria (CBN).
- Insured by the Nigeria Deposit Insurance Corporation (NDIC) — your deposits are protected.
- Trusted online bank serving millions of Nigerians.
- Reliable personal banking app for everyday payments and savings.
- 24/7 customer support for all your mobile banking needs.

With Moniepoint, your banking experience is fast, secure, and rewarding. Whether you want to send money, save money, or make payments, the Moniepoint app gives you everything you need in one digital banking platform.

How to Open a Moniepoint Bank Account

- Download the Moniepoint Personal Banking App on your phone.
- Sign up to open your bank account in less than 5 minutes.
- Request your debit card directly in the app — it will be delivered to your doorstep within 48 hours.

No paperwork. No branch visits. Just simple online banking made for your progress.

Stay Connected

Helpline: 01 888 9990
Website: www.moniepoint.com
WhatsApp: [phone]
Instagram, Facebook, X (formerly Twitter), YouTube: @moniepointmfb
Address: Plot 7A, Block 4, Admiralty Road, Lekki Phase 1, Lagos State, Nigeria.

Download Moniepoint Personal Banking today.

Enjoy secure online banking that lets you send money, save and earn up to 17.5% interest, pay bills, and manage your bank account easily — all from one trusted mobile payment app. Moniepoint is the online bank built for your financial freedom.

Ratings and reviews

This app is the best. As a 16-17 year old,I can create an account. It's fast and reliable, no delays. A phone number can also be used as an account number, no stress, just ease made available at Ur fingertips. I'll definitely be using Moniepoint Personal Banking as long as it gets. The Savings account is cool and strict, made to control overspending. Online transactions are faster too. Keep up the gud work DEVS.🤩🤩

Since I started making use of Moniepoint services, I have always enjoyed a comfortable and stress-free transactions...from recharging my airtime to paying my bills. Their user-interface has always been easy to navigate through...even for adults who don't seem to be very interested in technology. I recommend Moniepoint for anyone who wants a platform where your information is secured, easy navigation through the app, comfortable and stress-free transactions...with less or no network issues.

you people just made me loose 100k. I did transfer and it was reported failed with a note of assurance that I wasn't debited, when I now make another one, I just checked, I've paid them double and I can't find them again... aside that, your app is so slow to respond to network, it requires a stronger network to function. I only love one thing about your all and that's the easy account upgrade that's all. please work on this. it is so frustrating.

What’s new

Nothing much to see here. Just squashing those pesky bugs and keeping your experience smooth as usual. See you!