Instant loan app -Personal cash loans on FairMoney

FairMoney Instant Loan App answers your cash needs fast and easy!
Instant personal cash loans online from ₹750 up to ₹50,000 - validated in under 5 minutes, without collateral or paperwork and delivered directly to your bank account!

💸 Loan characteristics:

Loan amount from ₹750 to ₹50,000
Repayment periods from 60 days to 180 days
APR from 30% to 36% per annum
Processing fee starting at 3% (GST 18% applies)

🌟 What is FairMoney?

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in India. We make getting a personal cash loan easy and fast: download the app, sign up using your mobile, Aadhaar and PAN numbers, answer a few questions and get instant cash loans approved in under 5 minutes!

📋 An example of a FairMoney loan

Borrow ₹5,000 at an APR of 24% (per annum) with tenure of 60 days
After deducting any other fees:
Interest = ₹5,000 x 24%/365 x 60 = ₹197
Total amount to repay will be ₹5,197

You may be charged up to 0.2% daily late fees for late payments (capped to 18% of principal amount overdue).
No other hidden fees applicable to your loans!

You can repay your loan using Netbanking, UPI, debit card or wallets (Paytm, PhonePe...). Also, use auto-debit to your UPI app, bank account or debit card to automatically repay your loan on time and take new loans even faster!

👍 Why choose FairMoney?

Need business or personal cash loans on the go? FairMoney is the answer!
We are working hard to provide you with the best loan services to make your life better. Very soon you will look to FairMoney for daily payments, current account, savings and much more!

- All you need is your phone, Aadhaar and PAN numbers to apply for a loan

- We will approve your loan in less than 5 minutes and fully online! Don’t wait for your loan approval anymore

- Be sure of what you will pay before you take a loan: no playing with money, no hidden fees with FairMoney

- Repay your loan without hassle using auto-debit and e-Mandate

- Spread your loan repayments in multiple instalments for more flexibility and ease

- We encrypt the data you choose to share with us to protect your privacy

- Build your credit score and get access to higher loans, discounts or flexible interest rates when loan repayments are made on time

- Build history with FairMoney and access more personal finance products very soon: current and saving accounts, debit cards and much more

📱 How to sign up on FairMoney app

- Download the FairMoney Loan App in Google Play Store
- Sign up with your phone number
- Create your secure PIN
- You can now request a loan in the home page

🌠 How to apply for a loan

- Click ‘Apply’ on the home page
- Answer a few simple questions
- Verify your identity so that we can give you a loan offer
- Receive a loan offer
- Select amount and period for your loan
- Accept loan offer
- Enter bank details to receive your loan directly to your bank account

💌 For more information, comments or suggestions

Send us an email at from 9am-5pm every Mon-Fri.

Please provide the phone number you used to register in the app for faster resolution
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What's New

Thanks for using FairMoney and welcome to version 7.99!
FairMoney is now welcoming Indian users! But nothing changes for our trusted Nigerian users
If you have any question, comment or issue please send us an email to or
We will be glad to hear from you and assist you!
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Additional Information

November 16, 2020
Current Version
Requires Android
4.4 and up
Content Rating
Rated for 3+
Offered By
FairMoney Loan App
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