Bajaj Finserv: UPI & Loan App

Bajaj Finance Limited

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About this app

The Bajaj Finserv UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for loans including personal loan, home loan, gold loan, business loan, etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bill, recharge your mobile, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loan up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loan.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️ Loan Amount: ₹40,000 to ₹55 Lakh
✔️ Repayment Tenure: 12 to 96 months
✔️ Rate of Interest: 10% to 31% p.a.
✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount
Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get gold loan for any urgent needs.
● Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMI
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finserv UPI & Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finserv UPI & Loan App.
● Recharge your mobile, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Fund for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finserv app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finserv- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014

Ratings and reviews

I like how easily payments can be made in some cases. However most of the time it shows trouble while making payment from bank. It stops whenever you want to make two consecutive payments. Also, cashback and rewards were good before but they are no longer useful, relevant or good. The four offers you get after payment are all bad and not useful. Also, they ask to complete tasks for cashback and even if you do, you will not get the offered cashback✌️🤘

Completely non-functional. Avoid this app. I am extremely frustrated with this service. I paid ₹530 for their so-called “digital EMI card,” which turned out to be completely useless and provides no real benefit. At the time of payment, they promised a Flipkart voucher worth ₹530, but I never received it. On top of that, the app itself barely works. I have been trying to access my EMI details for days, but the app is stuck in a constant buffering loop.

Bajaj Finserv loans app is a quick and easy-to-use instant loan app that offers small to medium-sized personal loans with fast approval times, usually within minutes. The interface is simple, making the application process smooth. However, interest rates and processing fees can be high, so it's best for short-term borrowing needs. Repayment reminders are a helpful feature to keep users on track. Overall, it's a good option

What's new

🚀 What's New in Bajaj Finserv!

* Business Loan: Seamlessly resume offline applications online, complete KYC, and track progress.
* Lawyer Loan: New journey with instant offers, in-app mandates, and accurate credit insights.
* Chat Support: Resume sessions, secure chat events, and instant help options.
* Document Center: Enhanced document management for a smoother experience.
* Other Updates: Bug fixes and various app enhancements.

Share feedback at https://www.bajajfinserv.in/reach-us.