Bank of Melbourne Banking

Contains ads
2.45K reviews
Content rating
Everyone
100K+
Downloads
Content rating
Everyone
Learn more
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About this app

Our award winning mobile app will help you with all your banking needs*.

Easy set up.
- Open an account in 3 mins
- Quick log in – with passcode or using fingerprint scan.

Managing your money.
- Notifications & alerts – set up automatic notifications so you’re notified when your money comes and goes^
- Track your spending – know where your money goes with our ‘Categories’ feature~
- Quick balance – a quick glance will let you know how much is in your account.

Ways to pay.
- Payments & Transfers in near-real time**.
- Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card
- Verify# - Adding a new payee? We’ll check the account details you’ve entered have been commonly used.

Safety & security.
- 24/7 Fraud monitoring – detects any unusual purchase activity on your card
- Lost card – temporarily lock your card for up to 15 days or if need be, replace your lost card via the app^^
- Security wellbeing check – take extra steps to ensure your hard-earned cash is protected
- Digital gambling block – block gambling transactions on eligible cards.

Get rewards.
- Enjoy offers and discounts on popular shopping, entertainment and hospitality venues around Melbourne++.

Find or contact us.
- Contact us – talk to us via the app and skip the security questions~~.
- ATM Branch Locator – find your nearest branch or ATM.

If you are having issues with our app, delete and re-install it. If issues persist, please call us on 13 22 66.

Read the Internet and Phone Banking terms and conditions at bankofmelbourne.com.au and consider whether this product is right for you.
Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Information is current at time of download and subject to change. We collect information on how you use this app for analysis of aggregate user behaviour.

*The Bank of Melbourne App was awarded the Mozo Experts Choice 2021 – Excellent Banking App Award.
^Alerts may not reach your mobile device due to the requirements or limitations of the communications network or system, outages or factors beyond our control.
~This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts.
**Sending and receiving bank accounts must be enabled for fast Osko payments. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first time payee or when the payment is caught for additional security screening.
†The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card.
#Bank of Melbourne Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match.
Bank of Melbourne Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times.
^^Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated.
++My Offers Hub is available to eligible consumer debit and credit card customers only.
~~Standard SMS, call or data charges apply.

Android is a trademark of Google LLC.
The latest in mobile banking is here with a wide range of great new features
Updated on
Jul 6, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info
  • This app may collect these data types
    Personal info, Photos and videos and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

2.4K reviews
Will 0
August 27, 2026
app constantly has looping issues on login page. this has been persistent for years and affects multiple phones. never been resolved. force stop, clear cache, restarting all never fix. it's always 50-50 whether the app works. I have also done the replied response and the issue returns. this is an ongoing bug that needs to be addressed. needing to check funds on the go and needing to clear all storage information is not efficient.
Did you find this helpful?
St.George Bank
August 27, 2026
Hi Will, thanks for your feedback and we’re sorry you haven’t had a great experience. Please call us on 13 22 66 - 8am – 8pm Monday to Friday (excluding public holidays) and +61 3 8536 7870 (from overseas) if you'd like to provide more information on your experience. Thank you, Steve.
Kurt C
August 4, 2026
I switched to the Bank of Melbourne because the Bank SA and St George apps were having issues with the quick login on and off. Now the BOM app won't allow quick login. This issue has been occurring for at least a year.
Did you find this helpful?
St.George Bank
August 6, 2026
Hi Kurt, please clear the data on the App (go to Settings, tap Apps, select Bank of Melbourne, tap Storage, tap Clear data) once completed please restart your mobile device. If the issue persists, please call us on 13 22 66 - 8am – 8pm Monday to Friday and +61 3 8536 7870 (from overseas) so we can investigate further. Thank you, Samara
Kim Huynh
August 23, 2026
Please remove the account balance when showing receipt after sending money. It's frustrating to always go out and back into the transaction to screenshot the receipt.
Did you find this helpful?
St.George Bank
August 23, 2026
Hi Kim, thanks for your feedback and we’re sorry you haven’t had a great experience. Please call us on 13 22 66 - 8am – 8pm Monday to Friday (excluding public holidays) and +61 3 8536 7870 (from overseas) if you'd like to provide more information on your experience. Thank you, Steve.

What’s new

• Minor enhancements and fixes.