Bank of Melbourne Banking

St.George Bank

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About this app

Our award winning mobile app will help you with all your banking needs*.

Easy set up.
- Open an account in 3 mins
- Quick log in – with passcode or using fingerprint scan.

Managing your money.
- Notifications & alerts – set up automatic notifications so you’re notified when your money comes and goes^
- Track your spending – know where your money goes with our ‘Categories’ feature~
- Quick balance – a quick glance will let you know how much is in your account.

Ways to pay.
- Payments & Transfers in near-real time**.
- Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card
- Verify# - Adding a new payee? We’ll check the account details you’ve entered have been commonly used.

Safety & security.
- 24/7 Fraud monitoring – detects any unusual purchase activity on your card
- Lost card – temporarily lock your card for up to 15 days or if need be, replace your lost card via the app^^
- Security wellbeing check – take extra steps to ensure your hard-earned cash is protected
- Digital gambling block – block gambling transactions on eligible cards.

Get rewards.
- Enjoy offers and discounts on popular shopping, entertainment and hospitality venues around Melbourne++.

Find or contact us.
- Contact us – talk to us via the app and skip the security questions~~.
- ATM Branch Locator – find your nearest branch or ATM.

If you are having issues with our app, delete and re-install it. If issues persist, please call us on 13 22 66.

Read the Internet and Phone Banking terms and conditions at bankofmelbourne.com.au and consider whether this product is right for you.
Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Information is current at time of download and subject to change. We collect information on how you use this app for analysis of aggregate user behaviour.

*The Bank of Melbourne App was awarded the Mozo Experts Choice 2021 – Excellent Banking App Award.
^Alerts may not reach your mobile device due to the requirements or limitations of the communications network or system, outages or factors beyond our control.
~This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts.
**Sending and receiving bank accounts must be enabled for fast Osko payments. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first time payee or when the payment is caught for additional security screening.
†The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card.
#Bank of Melbourne Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match.
Bank of Melbourne Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times.
^^Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated.
++My Offers Hub is available to eligible consumer debit and credit card customers only.
~~Standard SMS, call or data charges apply.

Android is a trademark of Google LLC.

Ratings and reviews

Following the last update the app hangs on the account view screen for at least 30 secs so you can't do anything and don't know if it's going to crash or not. It's got nothing to do with internet connection as that's fine and it worked perfectly before. Cache has been cleared, mobile restarted. Still poor response everytime I login since update.

This update finally got the app working, but it shouldn't have taken this long. The previous version locked everyone out, yet instead of acknowledging the known issue, the bank directed users to email support, adding unnecessary frustration instead of providing a swift fix. This should have been caught in testing before ever going live. While it's good to have a functional version now, usability still needs work. Hopefully, future updates are handled with more urgency and transparency.

App not working correctly. Having issues logging in even though all details are correct and after fee tries it works but next login the login details don't save and need to enter all information again. just moved over from apple operating system and never had issues but with the Android app nothing but trouble.

What’s new

• Minor enhancements and fixes.
• Android SDK 35 uplift including edge-to-edge display handling.