Bank of Melbourne Banking

St.George Bank

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About this app

Our award winning mobile app will help you with all your banking needs*.

Easy set up.
- Open an account in 3 mins
- Quick log in – with passcode or using fingerprint scan.

Managing your money.
- Notifications & alerts – set up automatic notifications so you’re notified when your money comes and goes^
- Track your spending – know where your money goes with our ‘Categories’ feature~
- Quick balance – a quick glance will let you know how much is in your account.

Ways to pay.
- Payments & Transfers in near-real time**.
- Digital Card† - Boost your card security by using the dynamic CVV on your credit or debit card
- Verify# - Adding a new payee? We’ll check the account details you’ve entered have been commonly used.

Safety & security.
- 24/7 Fraud monitoring – detects any unusual purchase activity on your card
- Lost card – temporarily lock your card for up to 15 days or if need be, replace your lost card via the app^^
- Security wellbeing check – take extra steps to ensure your hard-earned cash is protected
- Digital gambling block – block gambling transactions on eligible cards.

Get rewards.
- Enjoy offers and discounts on popular shopping, entertainment and hospitality venues around Melbourne++.

Find or contact us.
- Contact us – talk to us via the app and skip the security questions~~.
- ATM Branch Locator – find your nearest branch or ATM.

If you are having issues with our app, delete and re-install it. If issues persist, please call us on 13 22 66.

Read the Internet and Phone Banking terms and conditions at bankofmelbourne.com.au and consider whether this product is right for you.
Bank of Melbourne – A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL Australian credit licence 233714.

Information is current at time of download and subject to change. We collect information on how you use this app for analysis of aggregate user behaviour.

*The Bank of Melbourne App was awarded the Mozo Experts Choice 2021 – Excellent Banking App Award.
^Alerts may not reach your mobile device due to the requirements or limitations of the communications network or system, outages or factors beyond our control.
~This tool provides general information and is intended to be a guide only. Available on savings, transactions and credit card accounts.
**Sending and receiving bank accounts must be enabled for fast Osko payments. Payments may take longer in some instances, such as where there is a technical interruption to the service, there is a payment to a first time payee or when the payment is caught for additional security screening.
†The terms and conditions applicable to your product also apply to the use of your digital card. Internet and Phone Banking Terms and Conditions also apply. You may not always be able to access your digital card.
#Bank of Melbourne Verify screening is based on the payment information available in our systems, at the time you add your payee details. As we are unable to validate the account details with the recipient bank, we can’t confirm whether the name and account details are an exact match.
Bank of Melbourne Verify applies to Internet Banking and Mobile Banking only. It may be affected by such things as system outages or limitations, scheduled maintenance or other factors beyond our control, and may not be available at all times.
^^Locking your card will temporarily stop new transactions on your card for up to 15 days or until reactivated.
++My Offers Hub is available to eligible consumer debit and credit card customers only.
~~Standard SMS, call or data charges apply.

Android is a trademark of Google LLC.

Ratings and reviews

Disappointing banking app. I've only just joined Bank of Melbourne and am already so frustrated by the app. There are SO MANY glitches. It's constantly trying to find my location, it kicked me out multiple times so I had to uninstall it today and then reinstall and go through logging in again, the entire UX is poor (really hard to find the information you need. I.e. renaming your bank accounts) and it's not intuitive. Out of all apps, banking apps need to be robust and this is not.

Quick logon is constantly being disabled, you have to manually input your CAN and 2 codes just to access your money. It won't let you turn it back on, made a number of complaints yet it still has not been fixed. Why is it ON ME, to chase YOU UP. I have done this before, i have done the email and phonecall, no, fix it here. Not interested in doing loops!

A few days ago the app logged me out and I couldn't get back on again. I went to a branch to troubleshoot it. The lady at the branch tried hard to resolve the issue. After fiddling around for about 15 mins we managed to get the normal login screen to work but we couldn't get the quick login to work, spend another 20 minutes and numerous uninstall and reinstall, and the quick login option still won't work on my phone. Gave up and advised the clerk to log it through with the technical help desk.

What’s new

• Minor enhancements and fixes.