Kiva - Lend for Good

669 reviews
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About this app

Dreams are universal - opportunity is not. You can unlock opportunity for people without access to a bank - whether they’re an entrepreneur, a student, a farmer, a single mom or a refugee. Lend as little as $25 to a microfinance loan on Kiva and make an exponential impact by re-lending your money over and over again. Join our community of 1.9 million people who have crowdfunded $1.4 billion in loans to 3.4 million borrowers in over 90 countries.

How Kiva works:

1. Choose a borrower – Browse by category and find an entrepreneur to support.

2. Make a loan – Help fund a loan with as little as $25.

3. Get repaid – Kiva borrowers have a 96% repayment rate historically.

4. Repeat – Relend your money or withdraw your funds.

We envision a financially inclusive world where all people hold the power to improve their lives.

More than 1.7 billion people around the world are unbanked and can’t access the financial services they need. Kiva is an international nonprofit, founded in 2005 in San Francisco, with a mission to expand financial access to help underserved communities thrive.

We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.

By lending as little as $25 on Kiva, you can be part of the solution and make a real difference in someone’s life. 100% of every dollar you lend on Kiva goes to funding loans.


We believe lending alongside thousands of others is one of the most powerful and sustainable ways to create economic and social good. Lending on Kiva creates a partnership of mutual dignity and makes it easy to touch more lives with the same dollar. Fund a loan, get repaid, fund another.


Whether you lend to friends in your community, or people halfway around the world (and for many, it’s both), Kiva creates the opportunity to play a special part in someone else's story. At Kiva, loans aren’t just about money—they’re a way to create connection and relationships.


Kiva started as a pioneer in crowdfunding in 2005, and is constantly innovating to meet people’s diverse lending needs. Whether it’s reinventing microfinance with more flexible terms, supporting community-wide projects or lowering costs to borrowers, we are always testing and learning.


When a Kiva loan enables someone to grow a business and create opportunity for themselves, it creates opportunities for others as well. That ripple effect can shape the future for a family or an entire community.
Learn more about how Kiva works here:

Disclaimer: The Kiva app does not provide personal loans to users. For more information about Kiva loans, please visit
Updated on
Aug 28, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Financial info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

643 reviews
Charles Gray
June 15, 2022
Original review below. New version (6.7.0) corrects the issues identified below. 5 stars now! I love the Kiva service but the app is terrible. Every time I open, it tells me "Oh no! The network connection failed." Clearing data works, but honestly, what's the use if I have to sign back in every time I use the app. Desktop site only, I guess.
21 people found this review helpful
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Jordan Choy
September 17, 2020
Kiva is one of the greatest ideas for a charitable service, and so great for the world. I love how your money can go so far to help so many, and it can be contributed directly to things you believe in. The app itself, however, is very weird. It looks polished and clean, but the user interface is awkward to use and it's very hard to find specific details that you are looking for. You need to be able to see your own profile details better and the general and borrowers info could be separated out
4 people found this review helpful
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Kiva Microfunds
September 22, 2020
Hi Jordan! Thank you for your kind words about Kiva and for your feedback regarding the app. We encourage you to email us at with specific details of your issues, as we rely on such feedback for future product changes and alterations.
Sheol El