Oskar - Dein ETF Sparplan

oskar.de GmbH

About this app

Want to make more of your money? Then invest in ETFs on the stock market now. With OSKAR, it's easier than ever. Whether as an ETF savings plan or a lump-sum investment: with OSKAR, you're ready to go in 15 minutes. We take care of the complicated stuff like ETF selection and rebalancing. You simply choose how much risk you want. An OSKAR savings plan starts with a monthly savings rate of just €25 and invests for you in over 10,000 individual securities. You can also easily set up accounts for your children or grandchildren. You can access your money whenever you need it. OSKAR is featured* in "Welt am Sonntag," "CAPITAL," "ELTERN," and by the experts at "Extra-Magazin."

With ETFs, you invest in stocks, bonds, and commodities, with global exposure.

No minimum term
Need access to your savings quickly? No problem: unlike many products such as insurance policies, OSKAR has no notice period.

Costs

There are no front-end loads, no performance fees, and no hidden costs. You only pay a fee of 0.7% to 1% per annum. The ETFs cost approximately 0.14% per annum.

How safe is your money?

In the event of the custodian bank's insolvency, your settlement account is protected by statutory deposit insurance, and you have a right to the release of the securities in your portfolio.

OSKAR offers you:

- Professional asset management
- Always the most cost-effective ETFs
- Global coverage
- Protection against inflation
- and much more

The performance shown reflects a client portfolio over a 24-month period after deduction of all applicable costs. Past performance, simulations, or forecasts are not reliable indicators of future performance. Actual returns can fluctuate significantly and depend on personal circumstances and the market environment. Please remember that investing in the capital market involves risks. You could receive back less money than you invested. Please also read our risk warnings at https://www.oskar.de/risikohinweise/.

Oskar is a brand of Oskar.de GmbH, Gartenstraße 67, 76135 Karlsruhe, Germany. Oskar.de GmbH operates the websites and apps, and Scalable Capital Bank GmbH manages the assets. Baader Bank AG holds the securities accounts and settlement accounts.


Oskar is a brand of Oskar.de GmbH, Gartenstraße 67, 76135 Karlsruhe, Germany.


Oskar is a brand of Oskar.de GmbH, which operates the websites and apps, and Scalable Capital Bank GmbH manages the assets.
... * known from:
https://www.welt.de/finanzen/plus216909480/VL-Sparen-geschenk-vom-Chef-jetzt-auch-als-ETF-anlegen.html
https://www.capital.de/geld-versicherungen/geld-in-etf-investieren--das-sind-die-besten-robo-advisor-2022-32538168.html
https://www.eltern.de/familie-urlaub/beruf-und-finanzen/kinderdepots-im-vergleich--geldanlage-fuer-den-nachwachsen-13523416.html
https://extraetf.com/de/robo-advisor/oskar-test

Ratings and reviews

nothing after update Just updated the app and now I get only a blank screen

Very slow: 1-2 days to transfer funds! Many more days to close account! Timing market therefore not possible. Plus yeah, no easy overview of how much of potential profit was eaten by fees. Transparency so so. Still for VL probably the best option, but nothing for people wanting more control and flexibility.

Im not able to activate 2FA to change the account from which money should be drawn, and after 2 months the only reply I get from customer service is that I should update the app. Will switch to another service as soon as possible

What’s new

Danke für euer Feedback! In dieser Version haben wir weitere Fehlerkorrekturen und Optimierungen vorgenommen. Wir arbeiten weiterhin intensiv daran, weitere Fehler zu beheben und bald eine neue Version zu veröffentlichen. Bei Problemen sendet uns bitte eine E-Mail an [e-mail].