Home Credit Online Loan App

HC CONSUMER FINANCE PHILIPPINES, INC.

About this app

Hottest Summer sa Pinas is finally here and discover the 0% interest deals available now on the Home Credit Online Loan App! Turn your air conditioning, refrigerator, and mobile gadget dreams into reality with our various loan offers and convenient installment plans. With the My Home Credit app, you can enjoy shopping in installments on the Home Credit Marketplace or on Shoppingmall.ph. Dive into the hottest summer deals with Home Credit!

Apply for Product Loans Up to P60,000

Loan your favorite mobile phones, aircon, and refrigerators with loan offers of up to P60,000. All applications are done through the Home Credit online loan app. Receive results for your loan in as fast as 1 minute!

Cash Loans Up to P150,000

In need of quick cash for emergencies or expenses? Our Cash Loan service offers flexible loan terms of up to P150,000 with fast and safe processing. With just one ID, you can apply and get approved within minutes, with cash in your hands as fast as one minute and can repay within 6 to 60 months, starting at 18% up to 96% Annual Percentage Rate (APR). Say goodbye to long waits and complicated requirements - apply now and get the cash you need when you need it most.

Interest Rate*
Minimum – 1.49% per month; 18% p.a
Maximum – 7.99% per month (only for cash loan terms 6 months and above); 96% p.a

*Actual interest rates vary per customer

Processing Fee: Fixed at Php 500 (automatically deducted from disbursed cash loan proceeds)
Cash Loan Amount and Cash Loan Term
Cash Loan Amount – From PHP 3,000 to PHP 150,000
Cash Loan Term – From 6 months up to 60 months

Sample Calculation

Cash Loan Amount: PHP 15,000
Cash Loan Term: 12 months
Interest Rate: 1.49%
Cash Loan Processing Fee – PHP 500 (fixed amount)
Monthly Installment: PHP 1,374
Total Cash Loan Cost: PHP 16,492

Enjoy 0% interest on installments from ShoppingMall.ph!

Transform your home and office with the latest gadgets, appliances, furniture, and more through our 0% installment deals at Home Credit Shoppingmall.ph. Shop for a wide range of products like cellphones, computers, TVs, and motorcycles with easy payment options and a hassle-free online shopping experience. Upgrade your lifestyle affordably and conveniently - shop now and start enjoying your purchases today!

Easy Repayments with the Home Credit Loan App

Repaying your Home Credit loan is as easy as our loan application process! Pay through our online payment partners like GCash, Palawanpay, and Maya. Prefer to pay over the counter? We are also available at Palawan Express, 7-11, SM Bills Payment, and Touchpay.

Auto-debit loan repayment is also available for account holders at BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Payment via the Home Credit website is also accepted for Visa and Mastercard debit cards. Experience the convenience of hassle-free repayments with the Home Credit online loan app!

How We Protect Your Privacy

Our commitment to your privacy is paramount. We comply with the Data Privacy Act of 2012 and strive to embed privacy in all of our processes. Visit our website (https://homecredit.ph/privacy-policy/) to learn more. The Home Credit loan app may request permissions such as location, emails, messages, phone calls, camera, calendar and contacts, which we use to prevent fraud and determine creditworthiness. You can deactivate these permissions after submitting a loan application, but it may affect certain features.

HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017

Please read carefully the terms and conditions before proceeding with a loan transaction.

Ratings and reviews

Since I upgraded to the latest version I cant view may loan payments and payment schedule in the app. I already reported this issue twice and it was not resolved. I like the old version of this app were i can view my payments made and view the schedule to pay my loan.

My experience w/ home credit was generally positive. The application process was straightforward and i received approval quickly w/ credit limit that auited my needs. Interest rate was very competitive there were some additional fees to consider. Thank you

I'm quite satisfied with the app, it's just that after they have updated my salary in my account the loan offers were gone but when I chatted with their customer service it stated that I do have product loan but isn't showing on my end. I hope it gets resolve since my app is fully updated to its latest version.

What's new

Ka-HC, i-check ang 'yong dream aircon, refrigerator, and mobile gadgets as the Hottest Summer sa Pinas is still here in the App! Additionally, mas secure na ang 'yong Qwarta experience as we update screens and process para mas madali and exciting ang 'yong journey. Also, you can now use your Visa / Mastercard again as your payment option for your transactions. Download the latest version today!