My Home Credit Philippines - Cash & Gadget Loans

Over 5 Million Filipinos trust Home Credit

Get affordable cash loans for your school fees, business idea, or for the new gadget you always wanted. Whatever your expenses or financial goals are, Home Credit is always ready to help.

What we can do for you

Get Cash Loans fast and easy with installments as low as 28 PHP a day
New Home Credit customers can apply for a cash loan from 15k to 50k PHP.*

Apply for a Home Credit loan using your phone
Use the My Home Credit App to submit requirements and get approved in 1 minute. No need to go to a store and line up! Only 2 valid IDs needed.

Tracking your Home Credit loan is easy
Understand everything you need to know about your loan. We will remind you of your next payment due date and payment status. You will always be in control.

Choose your way to pay
Pay at SM Stores, 7-Eleven, Shopwise, Puregold, Cebuana Lhuillier, MLhuillier, RCBC, GCash and more.

Serious with security
We follow global security standards to protect your money and identity from online threats.

Get fast customer support
Need help? Talk with our customer support experts via call or chat on the My Home Credit App. Answer a few questions and we’ll give you the best options to solve your problems.

Get exclusive offers and other promos
Be the first to hear about special Home Credit loan offers and promos exclusive to amazing customers like you. We will make sure you won't miss out.

Want to know more about Home Credit?

We'd love to hear what you think about our product so we can make it an even better experience for you! Just send us an email via

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*Cash Loan for new customers information:
Financed amount: ₱ 15,000 - ₱ 50,000
Term: 9-30 months
Maximum interest rate: 4.99% per month or 59.88% per year
Sample calculation of loan: For a total financed amount of ₱ 20,000 to be paid in 30 months, total monthly payment is ₱1,299.55. 4.99% * ₱ 20,000 / [1-(1+4.99%) -30]

HC Consumer Finance Philippines, Inc.
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017
Please read carefully the terms and conditions before proceeding with a loan transaction.
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Additional Information

January 23, 2020
Current Version
Requires Android
5.1 and up
Content Rating
Offered By
Home Credit Philippines
9th Ave, Taguig, Metro Manila Ore Central Building
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