SeaBank PH - Fast&Easy Banking

SeaBank Philippines, Inc. (A Rural Bank)

About this app

Get your SeaBank Card now and enjoy up to PHP 1,000 cashback monthly, access to ATM withdrawals, and fee rebate on your first-ever physical card when you make 5 transactions within 30 days after activation.

Experience Fast & Easy Banking with SeaBank! Enjoy High Interest Earnings & Free Transfers.

BSP-regulated & PDIC-Insured up to PHP 1,000,000 per depositor.

Open a SeaBank account now and enjoy the following benefits:

1. Up to 4% p.a. interest earnings credited daily
2. Free transfers via InstaPay and PESONet
3. Avoid the hassle! Plan your transactions ahead with our Maintenance Notice feature
4. No maintaining balance, no lock-in period, and account fees
5. Sign up is free and easy, just 5 mins with 1 ID
6. Get discounts for buying prepaid load and telco promos in the app
7. Shop with ease, Scan & Pay for your purchases via QR Ph
8. Pay on-time with our bills payment feature
9. Earn cash with your friends when they open an account via ‘Refer & Earn’

Your security is our #1 priority. SeaBank has award-winning security features such as multi-factor authentication and end-to-end encryption when you access and transact in the app.

Exclusive to selected SeaBank customers, SeaBank Credit offers loans up to PHP 100,000 with competitive interest rates of 2.95% per month, zero processing fees, and flexible repayment terms ranging from 3 to 12 months.

SeaBank Philippines Inc. (A Rural Bank) is regulated by the Bangko Sentral ng Pilipinas, Deposits are insured by the PDIC for up to PHP 1,000,000 per depositor.

Formerly known as Banco Laguna, Inc. (A Rural Bank since 1965), SeaBank PH is majority-owned by Sea Limited (NYSE: SE), a global consumer internet company founded and headquartered in Singapore and listed on the New York Stock Exchange.

Address: 32 Rizal Street, Brgy. Poblacion II, Pagsanjan, Laguna

Ratings and reviews

I'm an avid Shopee user and for a long time I've passed on opening a SeaBank account. Recently after I keep seeing all these nice vouchers they were offering to their clients in Shopee app, I finally opened an account. I'm glad I did because the app has a very nice layout, it's fast and the security features are top notch. I have also been approved with a credit line. No hassle and very convenient loan application. Hopefully they will soon offer credit cards because I really like their service.

This bank is very helpful and lots of beautiful features. I most like the cash backs, interest everyday in your wallet, 15free of transfer and when you avail the cash loan, it has a small interest of 2.95%. However, after I fully paid my 2 loans, they already won't accept my new application which I have an available offer of 30k, I already discuss this in some agent, but they insisted that they cannot help me withdraw it in their end. So, sad but need to deactivate my account soon.

The app works well overall, but it would be really helpful to have a separate "Goals" or "Savings Tracker" view. Something where we can set personal goals and track our progress. Hope this feature can be added in future updates!