Prester

4.3
3.23K reviews
100K+
Downloads
Content rating
Everyone
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About this app

You ask me for a loan in 5 minutes and I deposit it in your account on the day.
No papers, no lines.
I am reliable: I am a registered entity in the BCP.
No surprises: I am transparent, there is no fine print.
I reward your effort: I trust you. And if you pay on time, I give you a discount for the next loan.
Subject to approval according to the entity's credit policy.

To order me, I followed these steps:
1. Download the App on your Android phone
2. Complete the application: Have your ID, Debit Card and comb your selfie handy.
3. Enjoy: We respond to you in 1 business day and deposit into the account you indicate.

IMPORTANT
Have your current Paraguayan Identity Card and be the holder of an active local bank account. At the moment that is the only way to pay out, soon you will be able to withdraw it at a collection point.

Conditions of our credits:
Minimum Term: 3 months, Maximum Term: 12 months.
Minimum Amount: ₲ 500,000, Maximum Amount: ₲ 7,000,000
Type of amortization: Fixed installment
Maximum Nominal Annual Rate (T.A.N.): 26.74%
Maximum Effective Annual Rate (T.A.E.)*: 30.27%
Maximum Grant Fee: 27.00%

*Note: These values ​​are updated to June 2023. Prester will always respect the Limits for Usury Rates (Law No. 2,339/2003), established and communicated monthly by the BCP Superintendency of Banks.

The interest rate and commission vary depending on the applicant's credit history with Prester and/or with the credit market and/or their estimated repayment capacity.

The detail of interests, commissions and expenses are informed during the application process by the Prester application or website and before its granting, and the client must accept these terms and conditions.

The granting commission corresponds to the recovery of expenses in obtaining a credit history, identity verification, telephone line validation, opening and managing the loan, credit risk evaluation expenses and development, maintenance and updating expenses of the platform.

The cost of PPP Services between ₲20,000 and ₲50,000 is charged one time at the beginning of the loan only to approved operations. These correspond to expenses for validation of the ownership and active status of the debit card and the bank account and/or electronic wallet.

Sample Loan
Loan amount: ₲ 2,000,000
Term: 12 months
Monthly Fee: ₲ 252,000
Total to return: ₲ 3,049,000 (includes capital)
Total cost of the loan: ₲ 1,049,000 (includes interest with VAT for ₲ 431,850.15 + granting commission with VAT for ₲ 592,149.85 + PPP service costs with VAT for ₲ 25,000)

⚠ Contact us:
📧 Email: hola@prester.com.py
💌 WhatsApp: (+595) 991 612953.
🌸 Facebook: https://www.facebook.com/presterapp
🕖 Customer Service: 9 AM - 6 PM Monday to Friday
🏠 National Office: Calle 14 de Mayo 1709 c/ Francisco Dupuis, Asunción, Paraguay.
🌐 Website: https://www.prester.com.py
Updated on
Jan 12, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
3.23K reviews
rakesh kapoor
March 4, 2022
This is very excellent app today I received my loan. So don't be thinking this fake show your document and get your loan same day.
2 people found this review helpful
Prester PY
March 8, 2022
Nos alegramos mucho de haberte ayudado. No te olvides de recomendar Prester a tus amigos 🥰
Lisi VF
April 20, 2023
usura &usureros online hahahahaha horrible las tasas ..
Prester PY
April 25, 2023
Lamentamos tu calificación Lisi, nuestras tasas se adecuan según vayas construyendo un historial positivo con nosotros.
Gissel Gonzalez
December 24, 2023
Más del 50% de interés anual Están locos!!!!!! La ley estipula no más de 35% es increíble la falta de regulación sobre servicios digitales en este país
1 person found this review helpful
Prester PY
December 26, 2023
Hola Gissel, nuestro servicio cumple con todas las normativas del BCP. Lamentamos no haberte podido ayudar.

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