GXS Bank

GXS Bank Pte Ltd

About this app

Bank better with GXS Bank, Singapore’s coolest digibank.

With no queues, no branches and no hassle, you can now do more with your money in just a few taps!


INTRODUCING GXS BUSINESS BANKING!

GROW YOUR BUSINESS WITH INSTANT CAPITAL AND EARN DAILY INTEREST ON DEPOSITS
- Get instant capital at low interest with GXS FlexiLoan Biz.
- Access a credit limit of up to S$150,000.
- No fees and save on interest if you repay early.
- Earn preferential daily interest rate with GXS Biz Account.
- Instant account opening with no fees and no documents required.


GXS PERSONAL BANKING

GET BETTER POTENTIAL RETURNS AND BE COVERED WITH GXS INVEST
- Grow your funds with higher potential returns compared with regular savings accounts.
- Invest into Fullerton SGD Cash Fund – Class G, a money market fund managed by Fullerton Fund Management, part of Temasek Holdings.
- Be protected with complimentary group personal accident insurance, up to 3 times your investment amount (eligibility criteria applies).
- No transaction fees or lock-in when you buy or sell.

SLAY YOUR SAVING GOALS WITH GXS SAVINGS ACCOUNT
- Create multiple Saving Pockets with no minimum balance or lock-ins and earn an attractive interest rate, credited daily.
- Stash your spare cash in Boost Pocket, earn base and bonus interest and withdraw anytime with no penalty!

ENJOY ZERO FOREIGN TRANSACTION FEES & INSTANT REWARDS* WITH GXS DEBIT CARD
- Earn instant rewards on eligible* transactions.
- No hidden foreign transaction fees when you spend overseas.
- Freeze or unfreeze your card anytime!
- Your card number is only visible to you on the GXS Bank app.

GET A CASH BOOST WITH GXS FLEXILOAN † - WITH 0% BALANCE TRANSFER!
- Borrow anytime and customise your repayment schedule.
- Save on interest if you repay early.
- No hidden fees.

UNLOCK POSSIBILITIES WITH GXS FLEXICARD
- Flexible repayments with no interest charged.
- Unlimited instant rewards on eligible* transactions.
- No minimum income requirement!

* Minimum spend of S$10 per transaction required. Certain transactions, including those made on Grab, are not eligible for rewards. GXS terms and conditions apply.

† Approval of your application is subject to GXS Bank’s internal requirements and policies. A one-time processing fee applies to Balance Transfer.

GXS terms and conditions shall apply. Visit gxs.com.sg/tnc for the full terms and conditions.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Ratings and reviews

Suddenly logged out of my account and had to re-login via Singpass. This triggered the 12h cooling off period and I was unable to transfer out my funds... Though funds remain safe, the impact on liquidity may cause issues (e.g. miss large bill payments). Customer support mentioned that there was no way to lift the cooling off period and my funds were entirely locked during this 12h period. After testing out various amounts, I was only able to transfer out $1000 once and not a single $ more.

Previously utilised GXS before but when I try logging in with my Singpass recently, the app says I do not have an account. Tried emailing them but was told to call them. When I tried calling, I waited for 30 minutes and nobody attended to me. It's extremely disconcerting that they're managing large amounts of funds from their customers, yet do not have a proper, reliable support channel. I will be making an official complaint to MAS if GXS does not get back to me within a reasonable period.

At a start, it was wonderful app and easy. When a payment problem rose, the follow up were fast, efficient and effective until recently. Receive an email that my account was block, i call in but no one could disclose why and ask me to wait within 2 week to 1 month for a follow up. i was worried as to my knowledge i got nothing against the law but still no direct answer given to why my account under review.

What’s new

We've dropped a dazzling update for GXS FlexiLoan! Now you can apply for it straight from our website, then activate in-app once it's approved. Update to the freshest version of the GXS Bank app to unlock this flexi financing!