GXS Bank

GXS Bank Pte Ltd

About this app

Bank better with GXS Bank, Singapore’s coolest digibank.

With no queues, no branches and no hassle, you can now do more with your money in just a few taps!


GXS BUSINESS BANKING

GROW YOUR BUSINESS WITH INSTANT CAPITAL AND EARN DAILY INTEREST ON DEPOSITS
- Get capital in 24 hours.
- Daily interest on business accounts.
- Fast business loans up to S$1M


GXS PERSONAL BANKING

INVESTING ALL FIGURED OUT WITH GXS INVEST
- Grow your funds and build a diversified portfolio in minutes right on the GXS Bank app
- Get global exposure without stock picking. Choose from expertly chosen funds that are managed for you.
- Hassle-free investment from just S$10, with no lock-in, and no transaction or platform fees.

SLAY YOUR SAVING GOALS WITH GXS SAVINGS ACCOUNT
- Create multiple Saving Pockets with no minimum balance or lock-ins and earn an attractive interest rate, credited daily.
- Stash your spare cash in Boost Pocket, earn base and bonus interest and withdraw anytime with no penalty!

ENJOY ZERO FOREIGN TRANSACTION FEES & INSTANT REWARDS* WITH GXS DEBIT CARD
- Earn instant rewards on eligible* transactions.
- No hidden foreign transaction fees when you spend overseas.
- Freeze or unfreeze your card anytime!
- Your card number is only visible to you on the GXS Bank app.

GET A CASH BOOST WITH GXS FLEXILOAN
- Choose from a structured low-interest instalment loan of 0% balance transfer
- Borrow anytime and customise your repayment schedule.
- Save on interest if you repay early - no penalty fee.
- No hidden fees.

UNLOCK POSSIBILITIES WITH GXS FLEXICARD
- Flexible repayments with no interest charged.
- Unlimited instant rewards on eligible* transactions.
- No minimum income requirement!

* Minimum spend of S$10 per transaction required. Certain transactions, including those made on Grab, are not eligible for rewards. GXS terms and conditions apply.

† Approval of your application is subject to GXS Bank’s internal requirements and policies. A one-time processing fee applies to Balance Transfer.

GXS terms and conditions shall apply. Visit gxs.com.sg/tnc for the full terms and conditions.

Deposit Insurance Scheme
Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Ratings and reviews

Absolutely horrendous customer service. The automated system flagged my transaction to be suspicious - great, thanks for protecting us consumers. But I am legitimately trying to transfer money to my alternate account. Customer service's answer: sorry we can't help, try again in 24 hours. Verdict: don't put your cash here. You'll regret it when you try to move it out.

Can't even transfer 1 cent out now nor paynow even 1 cent, likely caused by yet another blanket rule that flagged my account again. I use many banking apps and this is by very far the worst one because of all the consistently dumb blanket decisions made by executives every year that affect innocent users. This is the final straw and I'll definitely close my account upon transferring everything out.

Super worst online bank i had ever meet.all my transaction is all legitimate.for nothing after few years send email that saving account will be closed august and my debit card is blocked .i don't really understand .I notice usually only online bank got this type problem.local bank does not have this happen before

What’s new

What’s New in Version 2.85.0

• Invest: S$300 cashback when you invest into any of the 5 funds on GXS Invest. T&Cs apply.
• Better performance: Squashed some bugs and polished the app to keep things running smoothly.