GoTyme Bank | South Africa

20.6K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

From South Africa to the world. A bank born in South Africa, built for everyone everywhere. Switch to one of South Africa’s fastest-growing digital banks.
From Johannesburg to Jakarta, Cape Town to Manila and Hong Kong, we’re proving that a truly global digital bank can be born in Africa. Wherever you go, GoTyme Bank, formerly TymeBank, goes with you.
Enjoy simple, sustainable, and secure banking with the best in market savings, a shopping experience with the best travel visa debit card, and free instant payments.
Get the Best Savings Rate in SA
Earn up to 10% interest a year with GoalSave.
Open up to 10 savings pockets and grow your money your way, no minimum balance, plus, your money grows every day.
Prefer to lock in your earnings?
Good things come to those who wait. With a Fixed Deposit, you lock in your money for 3, 6 or 12 months and enjoy the payoff that comes with staying the course.
Shop Effortlessly
From tap-to-pay with your virtual card to swiping abroad, your FREE GoTyme Bank Visa card covers everyday spend when travelling abroad, with zero fees.
Shop online or abroad with ease. Pay subscriptions like Shopify, Netflix and iTunes - your money is ready anywhere Visa is accepted.
Get Free Instant Payments.
Transfer money instantly to any South African bank account or cellphone number, for free.
Support with real humans.
Speak to a helpful human for account-related assistance, simply call 0860 999 119. Our team is ready to help when you need it most.
Security you don’t see but feel.
Your GoTyme Bank account is secured with advanced technology, so you can bank confidently, every day.
Stay safe with these simple tips:
1. Use your own device to open an account.
2. Only download banking apps from official app stores.
3. Update your PIN and passcode every 3 months.
4. Never share your OTP, PIN, or passcode with anyone — GoTyme Bank will never ask for these.
5. Lock your card immediately if it’s lost or stolen.
6. Follow @gotymebankza on Facebook, Instagram, X, and TikTok for updates.

GoTyme Bank South Africa is an authorised financial services provider and registered credit provider.
Deposits are protected in accordance with South African banking regulations.

GoTyme Bank South Africa. Smart. Simple. Secure.
Download the app today and experience the basics of banking done beautifully, Mzansi style.
Easy, safe banking. Best savings rate, free instant payments & travel Visa card.
Updated on
Sep 20, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, Files and docs and 4 others
  • This app may collect these data types
    Location, Personal info and 7 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

20.5K reviews
Nom'Ay from AA&C
August 20, 2026
The new UI that comes with the rebrand is really nice, however, for some reason, I don't receive app notifications for any transaction made when I'm not in the app (yet I get notifs for their promo alerts). Push messages are on but I still basically have to go to my transaction history to see where my money went, & that means if someone were to use my card without my knowledge, I wouldn't know until it's too late. Please can your developer correct this. My phone uses Oppo's OS, if that helps.
12 people found this review helpful
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Tyme Bank Ltd.
August 26, 2026
Hi, we're sorry to hear that. Can you please send us your account details social@tymebank.co.za so that we can help you. Thank you for using our app.
Skhumbuzo Tobela
September 18, 2026
The app is now bad. It just is a downgrade from the older one which is annoying since we were forced to leave the older one. The older one you could tell how much you have left after transactions without printing a bank statement. The Goalsaves balances were on your dashboard whereas now you have to press the button. I know I'm pendantic but the point of a new app shouldn't be to downgrade the experience. So many notifications too, even though you've turned off the marketing ones. Makes no sense
4 people found this review helpful
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Tyme Bank Ltd.
September 7, 2026
Hi Skhumbuzo, sorry to hear that! Could you write to us at social@tymebank.co.za with more details of your issue? We'd love to help you troubleshoot.
James Marcus
August 7, 2026
The app & the rebrand from Tymebank is definitely an upgrade, with so much exciting benefits, I love the free instant payments. I love that there's a chat facility, which is way quicker than email comms. The old app had payments history where you could see previous payments made to beneficiaries. My honest opinion, the menu icons should be a different color to the background, there's too much grey. With my previous bank I could update my withdrawal limits. Please add this option.
13 people found this review helpful
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Tyme Bank Ltd.
August 27, 2026
With every new app version we are introducing new features and improving existing ones. We are sure that your feedback will only help us improve further.

What’s new

What’s new:
We've made some minor improvements behind the scenes to keep everything running smoothly. These refinements help ensure the app stays fast and reliable, so you can manage your money without interruption.

Your feedback shapes what we build next. You can now share your thoughts directly in the app and rate your experience, so we know exactly what's working and what to improve.

Move money. Instantly & free! Better than Immediate EFT.
Banking as it should be.