I've been using different banks for the last 14 years and without a doubt Chime is my favorite. There is no guessing or surprises with this card or the app. If I'm debited for anything I'm notified immediately and best of all I'm absolutely in love with early direct deposit. When I'm notified that an ACH payment is being sent to me 9 times out or 10 it's on my card that same day. I also love being able to add funds via debit card which means I can accept payments with Square Cash (the virtual debit card feature) and load the funds to my Chime card immediately. Never had an overdraft fee and never had any complaints with customer support.
I didn't get refunded by a merchant. Simple enough. Chime 3 way called the merchant and wouldn't talk to them. I had to. And the merchant was very rude. Chime was on the line, but didn't hear the convo. I had to call in twice because the line was disconnected. I was put on hold without being asked to hold. Ten mins later after silence and occasional mumbling there was a 3 way call placed to Expedia? That wasn't a call made for my concerns. When I said hello the rep apologized. I was told "Let me call you back" 3 times. I was working, I am not happy. The issue was not resolved. Very unprofessional. I am currently looking for another bank.
**Update** At this point I'm done with chime. I opened my account on the 3rd, here it is the 18th and I have no card and the only thing suggested was to verify my address (which is already correct in the first place) and request a replacement that takes another 2 weeks to get. So now my money is stuck in an account I don't even want anymore
I love chime been very helpful to fix all my issues since my card was stolen twice i love how you can shut off the card until you get a new one. Only bad thing is slow replies back from customer service maybe you need a number to get ahold of you guys to make it easier
CHIME DOES NOT PROTECT THEIR CUSTOMERS. I HAS FRAUD ON MY ACCOUNT AND PROVIDED ALL NECESSARY DOCUMENTS AND BACKING FROM THE ACTUAL COMPANY STATING THE CHARGE WAS FRAUD FROM THE PARTNER MERCHANT AND CHIME STILL SIDED WITH THE MERCHANT THAT MADE THE FRADULENT CHARGE. I DONT RECOMMEND USING CHIME.
I just accepted from Chime to use mobile check deposit which will allow me take a picture and deposit my check... Can't wait to use this feature...lets go Chime and step it up... Chip reader next hopefully
Bug fixes and user enhancements.
Transform paper checks into eChecks, print checks, receive payments on the move.
Simple is fee-free online banking that helps you easily budget and save.
Secure a payday cash advance loan fast with no credit check, bad credit is OK!