New money: Investing apps for beginners

New to investing and not sure where to begin? There’s no time like the present when it comes to planning for the future. These apps can help you grow your nest egg as you work toward your financial goals.

Acorns helps you build your first investment portfolio. Earn rewards and save for the future with easy IRA options featuring SEP, Traditional, and Roth plans. If you're a parent, you can start college savings plans for your kids. You can also diversify your portfolio responsibly by choosing funds that prioritize environmental and social responsibility.

Invest in stocks, options, and ETFs with zero commissions. You can place orders or look up tickers for convenient trading, explore in-depth analytic tools and charting software, or sift the market quickly with a stock screener. If you’re not quite ready to spend real money, try the Paper Trading feature to make practice trades with no liability.

Start investing with a $10 minimum deposit. Choose investment options that commit to socially responsible standards, customize your stock-and-bond risk level, or save for retirement with a Traditional or Roth IRA. You can also access financial advice and earn rewards with a Betterment debit card.

Invest, borrow at low rates, and transfer money in one automated platform. Get started by exploring pre-built portfolios and fractional shares – then customize your own risk tolerance and explore strategies for diversification. To ensure you’re supporting companies that share your values, you can even search for and invest in minority-led businesses.

Monitor the markets and your positions, deposit checks, and catch up on the latest financial news. For a deeper dive into how investing works, take advantage of how-to videos aimed at the beginning investor, browse tutorials on investing strategies, and access analyst reports and information from Thomson, Reuters, and CNBC.

Make your first investment with no minimums or account fees. Then continue growing your portfolio and boosting your financial knowledge through educational resources and timely market insights. With parental oversight, even teens can learn about money management by buying fractional shares in secure Fidelity® Youth Accounts.