Denise L. Evans is the author of How To Make Money on Foreclosures and the upcoming Checklists for First-Time Home Buyers. She is a regular contributor of real estate and business articles for local newspapers, and a popular seminar speaker on real estate topics. She graduated from the University of Alabama School of Law and is a member of the Texas Bar. Ms. Evans is a licensed real estate broker, and an active member of both the Commercial Real Estate Club of Birmingham and the Birmingham chapter of Commercial Real Estate Women. She is also a research associate for the Alabama Real Estate Research and Education Center and a candidate for the coveted CCIM (Certified Commercial Investment Member) designation. For over twenty years, Ms. Evans and her husband have bought, sold, and developed a wide variety of real estate investments, some on a shoestring and some with more generous financial resources, but always using the same principles, and alwaysat a handsome profit. She resides with her husband in Tuscaloosa, Alabama.