Ally: Bank, Auto & Invest

Ally Financial

About this app

Making your financial life simple and secure has always been our thing. Easily manage your bank, credit card, invest, auto and home loan accounts on the go — all in one app.

Ally Auto

• Make one-time vehicle payments or use Auto Pay to schedule future payments
• Manage multiple vehicles from your Snapshot
• Stay on top of your financial health with free FICO® Score updates

Ally Bank

• Save more with smart savings tools: buckets and boosters
• Avoid monthly maintenance fees and hidden fees
• Your deposits are insured by the FDIC up to the maximum allowed by law

Ally Credit Card

• Make secure credit card payments, review credit statements, and check your FICO® Score for free
• Ally Mastercard credit cards available by invitation only

Ally Invest

• With Robo Portfolio, choose one strategy, then select cash enhanced for no advisory fee, or invest more money in the market with a fee-based, market-focused portfolio

• For the more hands-on investor, trade commission free on eligible U.S. stocks and funds with Self-Directed Trading

• With Personal Advice, start with a $100,000 minimum in assets under care and receive ongoing guidance from one dedicated advisor for all your assets — even ones we don’t manage

Ally Home

• Track your progress toward paying off your home loan with real-time updates
• Use autopay to set up recurring payments with no additional payment fees

We’re serious about security

• We never store personal or account information on your phone
• Our security codes provide extra protection when you log in from a computer or device we don’t recognize
• Our online and mobile security guarantee protects you against fraudulent transactions

You should know

• The Ally app is free — your mobile carrier’s message and data rates may apply
• FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries
• Deposit and mortgage products are offered by Ally Bank, Member FDIC; Equal Housing Lender, NMLS ID 181005
• Savings buckets and boosters are features of the Ally Bank Savings Account. Spending buckets are a feature of the Ally Bank Spending Account
• Early direct deposit, a feature of Ally Bank’s Spending Account, offers eligible direct deposits up to two days sooner

• Securities products and services offered through Ally Invest Securities LLC, member finra.org/#/ / sipc.org. For background on Ally Invest Securities go to brokercheck.finra.org/firm/summary/136131. Advisory services offered through Ally Invest Advisors Inc., a registered investment adviser. Ally Bank, Ally Invest Advisors, and Ally Invest Securities are wholly owned subsidiaries of Ally Financial Inc. ally.com/invest/disclosures/. Securities products are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE
• Ally Invest doesn't charge commissions for stocks and ETFs priced $2 and higher. Stocks priced less than $2 are charged a base commission up to $4.95 plus 1 cent per share on the entire order. See ally.com/invest/commissions-and-fees/ for more information

Ratings and reviews

Newest update looks great! Love that you can customize the order of the tasks, that's a nice touch. Mobile deposit works great and overall very pleased with Ally! EDIT Visual update since the one from my original review is a definite step backwards. Especially with overall consistency in design choices throughout the app. More importantly, the app seems to be unable to download transaction activity. I tried restarting the phone and clearing the app cache. No dice. Definitely worrisome.

If all you need to do is look at your balance, see recent transactions, pay an Ally Auto loan, or make a transfer then the app is fine. If you're trying to actually utilize the "spending buckets" then you'd better go online. I constantly get an error message when I try to look at transactions within the buckets or if I make too many distributions I have to close out the app and reopen so it reflects all the changes.

The previous app never had as many problems or glitches as the current (supposedly) updated app. Every month when I try signing on to make my payment, this app is not working properly and I have to "try again later" because "oops, something went wrong". I hope I'm able to use the app before my payment is late! It's high time for the glitches to be fixed! This has gone on for months now!

What's new

Various bug fixes and updates