4.6
367K reviews
10M+
Downloads
Content rating
Everyone
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About this app

Get the ACKO app for all your insurance and vehicle-related needs. Whether it’s car insurance, bike insurance, health insurance, term life insurance, or travel insurance, everything you need is just a few taps away. You can also access useful vehicle-related services such as RTO challan check, e-challan lookup, FASTag recharge, and PUC expiry check, all in one app.

Insurance products offered by ACKO


Car Insurance: Save up to 85% on your car insurance premiums, including comprehensive, third-party, and own-damage coverage. Enjoy quick claim settlements and cashless repairs at 4000+ network garages.

Bike Insurance: Renew your two-wheeler insurance starting at just ₹457 and stay protected against accidental damages and third-party liabilities. You can buy or renew your two-wheeler insurance within 60 seconds.

Health Insurance: Get affordable health plans starting at ₹18/day* with zero waiting period and instant coverage for medical expenses. ACKO pays 100% of your hospital bills, from syringes to surgeries.

Term Life Insurance: Protect your family’s future with flexible coverage options, tax benefits, and a high claim settlement ratio of 99.38%. Adjust your policy terms according to your life stage and commitments.

Travel Insurance: Protect your trips against flight delays, cancellations, and baggage loss, starting at just ₹8/day*. All our travel insurance plans are visa-compliant and issued without any medical tests.

Vehicle Ownership Made Simple



Owning a car or bike is easier than ever with ACKO. Manage your daily vehicle needs, from challans to recharges, renewals, and maintenance, all in one place. ACKO brings everything together for car and bike owners in one simple, reliable app. Whether you want to check your RTO challan, track your PUC expiry, or recharge your FASTag before a trip, it’s all just a tap away.

RTO challan and e-challan check: Instantly view and clear any pending challans or traffic fines linked to your vehicle. Check challan details online, without having to visit RTO offices or multiple websites. Whether it’s a speeding ticket or a parking fine, stay on top of all dues in just a few taps. Get a monthly report about your pending challans. Easily check violation images, location and other details. You can pay with no extra charges and earn coupons.

FASTag recharge: Recharge your FASTag in seconds using a secure and seamless payment process. ACKO ensures your FASTag never runs out of balance while you’re on the road. Get real-time low balance alerts and recharge quickly in just one tap.

Check Resale Value & Upgrade Your Car: Planning to upgrade your car? Check the resale value of your car, sell your existing car at great prices and get exclusive deals on exchange benefits. You can also compare on-road prices across models and make a smarter buying decision, right within the app.

PUC Expiry Check: Avoid paying penalties or challans by staying updated on your Pollution Under Control (PUC) certificate. You can check your PUC status at any time on the app. Get timely reminders before PUC expiry and stay compliant with emission standards, ensuring the well-being of both your vehicle and the environment.

Get Vehicle Info: Get vehicle owner details instantly on the app by entering the vehicle number. This feature helps you to check vehicle data and verify owner details instantly without any hassle.

Why users love ACKO


• ACKO is India’s #1 insurance app trusted by 8 crore+ policyholders.
• Rated 4.6/5 on Google Play.
• No agents, no paperwork, everything within one simple app.
• 24x7 customer support for claims and assistance.

Download the ACKO app now

Visit www.ACKO.com, email hello@ACKO.com, or call 1860 266 2256.
IRDAI Registration No: 157 | ACKO General Insurance Ltd.
Registered office: #36/5, Hustlehub One East, 27th Main Rd, Sector 2, HSR Layout, Bengaluru 560102
Updated on
22 Jan 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
365K reviews
Travel Man
4 December 2025
Forced me to download this app in order to view my policy document instead of just including the document in the email. That's the first red flag. I couldn't log in to the app because it's asking for a phone when I didn't sign up for this insurance with a phone number. I got it with a bus ticket purchased through RedBus. That's red flag #2. No customer contact support options included in the email whatsoever. Three strikes—you're out. This app and this company sucks! Don't use them.
1 person found this review helpful
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Acko Technology & Services Private Limited
4 December 2025
Hi, we understand your concern about accessing policy documents. To keep your information secure and easily accessible, they are available only through the ACKO app. Also, you can share your contact number at https://bit.ly/escalationdesk, and I'll take it ahead. -Aditya
Panorama Designs
16 January 2026
I am having a very weird experience. Their agent first told me cannot buy health policy for a single member. Need 2 people atleast. But on their app, till today, I could choose to buy a plan just for myself. Their AI bot also confirmed that can buy individual plans. So I thought their agent was lying. But just now, their app UX has completely changed. Now if I choose just myself, it tells me no plan available for you, not even platinum lite. What a frustrating experience.
4 people found this review helpful
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Acko Technology & Services Private Limited
17 January 2026
Hello, I'd like to address your concern over a call. Please share your contact number by clicking on https://bit.ly/escalationdesk so that I can assist you. -Moksh
Ashish Aggarwal
4 December 2025
Poor service, buggy app. When it comes to selling the insurance their app works great, their agent coordinates well. But when it comes to delivering the services they get buggy. No one to coordinate to. Everytime you wl have to ask for call back, for which it shows slot for next day. For a windshield change, my car was with them for 3 days, that too after me pushing a lot.
59 people found this review helpful
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Acko Technology & Services Private Limited
4 December 2025
Hi Ashish, I get your displeasure and would like to look into it. Please share your contact number at techsupport@acko.com, and I'll connect with you shortly. -Aditya

What's new

This update brings a bunch of small upgrades to make your experience smoother.
Update now to enjoy the latest improvements!

App support

About the developer
ACKO TECHNOLOGY & SERVICES PRIVATE LIMITED
vivek.s@acko.com
36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Bengaluru, Karnataka 560102 India
+91 96002 24480

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