Bread Financial

Bread Financial Holdings, Inc.

About this app

Enjoy a simple way to manage your Bread Cashback™ American Express® Credit Card, Bread RewardsTM American Express® Credit Card, and AAA Visa Signature® credit card accounts on the go.
And, we’re working hard to add more brands to the app soon!

Access your account anytime, anywhere, logging in with the same username and password you use on Account Center. Inside the app, you can make a payment, redeem your rewards, and review transaction history and more—all at your fingertips.

Manage Your Account Easily
- Log in quickly and securely with username/password or biometrics
- Review transactions and statements
- Search recent activity and filter as needed
- Activate your card, add an authorized buyer and lock and unlock your card (for select programs)

Make Payments in a Few Taps
- Set up automatic payments
- Schedule a one-time payment
- Edit or delete a scheduled payment

Get Rewarded as You Shop (for select programs)
- Track your reward earnings
- Redeem in any amount you’d like
- Unlock exclusive offers on our partner site, linked on the app

Enjoy Safe and Secure Communication
- Reach out to us any time through our Secure Message Center

Copyright © 2024 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.

Ratings and reviews

Can't connect HYS account. The Bread site directs you to this app to manage your high yield savings account. I get the impression that there used to be a separate app that no longer exists. I can't do anything with app except get stuck on a screen that demands I add cards that I don't have. I reached out via email listed in the app store to report the problem and never heard back. If there is a separate app to manage savings, it's non existent in the app store.

2 cards saved on this app. Cannot switch from one card to the other! If I sign out of one card and sign into the other one, then when I try to sign back into the first card again, the biometric sign on won't work and it says login failed. But when you manually enter all your ID and password info, in the app it still says biometric login is enabled. But it's not working. Can you fix this issue?

Terrible app, worse customer service This app does not work well, it is super easy to set up, then will never let you log in again. Every store credit-card they service requires a separate login. I was finally able to log into ONE of my accounts, but it wouldn't allow me to use configured checking account to make a payment. when I spoke to customer service, the rep was rude and said I was the only one who had a problem, she had never heard of the issues I was facing.

What’s new

- Minor bug fixes and performance enhancements.