Intuit Credit Karma

Credit Karma, LLC

Contains ads

About this app

Boosting your credit score could land you better deals on cards and loans. Meaning? Your savings could go toward paying off your debt, a house deposit or that dream holiday.

With the Credit Karma app, you can easily track your progress and get clear, personalized insights on how to keep your credit score moving in the right direction.

Join over 120 million members worldwide making financial progress with Credit Karma.

Features:
- Get your free credit score and regularly updated credit report in one place
- Browse credit card and loan offers based on your score
- Receive personalized tips and insights to help you reach your goals
- See your Approval Odds for credit cards before you apply
- Track the factors affecting your score and see what you can do to improve it
- Receive alerts when something changes on your report
- Easily track your progress with a regularly updated graph
- Get exclusive deals on credit cards and loans from Canada’s top lenders
- Browse your card and loan offers without ever harming your score

Signing up is quick and easy:
1. Tell us about you. We need a few details to get you started – it’ll only take a couple of minutes.
2. We’ll ask you some security questions that only you would know.
3. Get your credit score and report for free, forever.

We treat your data like it’s our own. Credit Karma only uses your data with your permission and we don’t share your personal information with unaffiliated third parties for their own advertising.

Start improving your score today for free. Sign up in just a few minutes.

PERSONAL LOAN INTEREST RATES AND FEES. You can see personal loan offers on the Credit Karma personal loan marketplace from third party advertisers from which Credit Karma receives compensation. Offers have rates that range from 6.99% APR to 39.99% APR with terms from 6 months to 7 years. Rates are subject to change without notice and are controlled by our third party advertisers, not Credit Karma. Depending on the particular lender, other fees may apply, such as origination fees or late payment fees. See the particular lender’s terms and conditions for additional details. All loan offers on Credit Karma require your application and approval by the lender. You may not qualify for a personal loan at all or you may not qualify for the lowest rates or the highest offer amounts.

PERSONAL LOAN REPAYMENT EXAMPLE. The following example assumes a $5,000 personal loan with a two year (24 month) term. For APRs ranging from 6.99% to 34.99%, monthly payments would range from $223.84 to $292.57. Assuming all of the 48 payments are made on-time, the total amount paid would range from $5,372.16 to $7,021.68.

Ratings and reviews

Helped me to get & keep my credit in check. Helped me make good decisions and learned many things about the importance of monitoring your credit. The constant bombardment of useless info and these fictitious contests are annoying and time consuming. When I check my credit report through my bank it is considerably higher than on credit karma!! Currently Credit Karma shows my credit 45 points lower than directly from Trans-Union!!

It is beneficial: I can see various aspects of my credit rating easily and for free, but this platform is always wayyyy behind when it comes to things like notifications: When I noticed that my credit rating dropped slightly, It took two full weeks for the app to actually send a notification. It also never notifies me if there's any change to things like an increase in total credit available. This renders it useless and unreliable when it comes to real time notifications.

Good app to use to keep track of your trans union credit score in canada. You can’t file a report here though only monitor. You get offers to loans and various credit and tips on how to improve your credit score score as well. Didn’t give a 5 star because it would have been great to be able to report and remove stuff from your report here with the amount of info they make off our data that they sell. But, good app overall to use. I recommend this app.

What's new

Enhancements and improved stability. Stay tuned for more updates, and be sure to share your feedback at https://support.creditkarma.ca/s/newcase?language=en_CA