FinShell Pay

3.6
92.6K reviews
100M+
Downloads
Content rating
Rated for 3+
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About this app

FinShell Pay provides more than 8 Crore Indians with secure and convenient financial services. This super application not only takes care of your diverse financial needs, but also empowers you with a wide range of innovative services as well. FinShell Pay is your go-to destination for transforming your lifestyle. From personal loans to shopping discounts, and everything in between, we've got you covered. At FinShell Pay, your financial well-being is our priority and we are dedicated to providing you with the tools, resources, and services that help you to achieve your goals.

On FinShell Pay experience our offerings:

Get Personal loans:
-Get Loan amount starting from Rs 2000 to 5 lac
-Repay loan within 3-60 months
-Annual percentage rate (APR) (per annum monthly reducing): 10.5 - 48%
-Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India

Sample Case:
Loan Amount- Rs.39600
ROI- 36% pa
Tenure- 6 months
Processing Fee (4%)- Rs.1584

GST (18% on Processing Fee)- Rs.285
Disbursal Amount- Rs.37731 (Loan Amount -processing fee -gst on processing fee)

EMI Cycle EMI Amount Principal Interest
1 7311 6202 1109
2 7311 6309 1002
3 7311 6498 813
4 7311 6693 618
5 7311 6894 417
6 7311 7004 307

Total Amount User Pays Back- Rs.43866 (sum of EMIs)

Get easy personal loans at easy EMIs from trusted loan partners (Type: NBFC) including:
• EarlySalary Services Private Limited
(product name show in Finshell Pay : Fibe)
https://www.earlysalary.in/sourcing/
• InCred Financial Services Limited
(product name show in Finshell Pay : Incred)
https://www.incred.com/partnership/

Bill Payment via Bharat Connect (NPCI):
Pay your EMI for loans, electricity bills, credit card and many more bills. Now never miss a payment by linking your bill to your account and be reminded of the payments before due date. Experience bill payment like never before.

Coupon Centre:
Attractive discount coupons from top merchants that you don’t want to miss. Now choose your favourite coupon from the list of categories including food, fashion, electronics, health etc.

Quiz / Games:
Get more than your expectation. Now don’t get bored, just explore the Quiz and Game section to have fun. Experience from the list of entertaining games and challenging quiz. Why limit yourself when you can always have some extra from your life!

WHAT WE ENSURE?
We ensure your “Security & Protection to your Privacy”
Data security & privacy is our utmost priority. Apart from being standard compliant we have highest security standards & our backend APIs comply with mandated security standards and robust protocols. All the data is stored locally in India.

We are always eager to hear from you- to understand what you want with your financial buddy FinShell Pay and how was your experience with us.
Write to us on – support@finshellpay.com for all our thoughts.
Updated on
Dec 31, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.6
92.6K reviews
J SRINIVASAN
March 13, 2026
Not so useful app. I have redeemed my rewards points 15 days back, whereas still I have received Amazon gift card. very slow process.
1 person found this review helpful
Did you find this helpful?
Growhiz Technology Private Limited
March 13, 2026
Hi Sriniwasan, Your feedback is very important to us. We would like to inform you that your gift card is currently under process and is scheduled to be sent within the next week. Thank you for your patience.
MATTA CHIRU
February 19, 2026
This App is very nice 👍 But I disappoint in Rewards 😞 Because so many apps rewards but only one gaming app BGMI. Why did not you Put? 😡🤔 Free Fire Max and Google playstore Rewards 😞 So please 🤌 Put in tha FF max and Google playstore Rewards 😞
Did you find this helpful?
Growhiz Technology Private Limited
February 19, 2026
Hi MATTA, Thanks for sharing your interest in Free Fire ! While this game is not currently available on our app, we have a variety of exciting games you might enjoy. Feel free to explore and discover new favorites! Let us know if you need any recommendations.
MOHD SHAKAIB
January 1, 2026
Nice app easy to use and most importantly daily check in rewards which is very good and easy to redeem !
21 people found this review helpful
Did you find this helpful?
Growhiz Technology Private Limited
January 2, 2026
Hi Shakib, Thank you for your kind words! We're thrilled to hear that you're enjoying Finshell Pay. If you have any suggestions for improvements or new features, feel free to share. Your feedback is invaluable to us!

What’s new

1、Christmas is here!Discover festive updates and holiday surprises here
2、Experience smoother performance
3、Bugs fixed

App support

Phone number
+917669987131
About the developer
GROWHIZ TECHNOLOGY PRIVATE LIMITED
support@finshellpay.com
Innov8 Times Square, Unit No. 2, 4th Floor, A Wing, Times Square Building Andheri Kurla Road, Nilkanth Park, Andheri East, Marol Naka Mumbai, Maharashtra 400059 India
+91 76699 87131

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