FinShell Pay

3.7
87.5K reviews
100M+
Downloads
Content rating
Rated for 3+
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About this app

FinShell Pay provides more than 8 Crore Indians with secure and convenient financial services. This super application not only takes care of your diverse financial needs, but also empowers you with a wide range of innovative services as well. FinShell Pay is your go-to destination for transforming your lifestyle. From personal loans to shopping discounts, and everything in between, we've got you covered. At FinShell Pay, your financial well-being is our priority and we are dedicated to providing you with the tools, resources, and services that help you to achieve your goals.

On FinShell Pay experience our offerings:

Get Personal loans:
-Get Loan amount starting from Rs 2000 to 5 lac
-Repay loan within 3-60 months
-Annual percentage rate (APR) (per annum monthly reducing): 10.5 - 48%
-Loan Processing fee: 0- 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of India

Sample Case:
Loan Amount- Rs.39600
ROI- 36% pa
Tenure- 6 months
Processing Fee (4%)- Rs.1584

GST (18% on Processing Fee)- Rs.285
Disbursal Amount- Rs.37731 (Loan Amount -processing fee -gst on processing fee)

EMI Cycle EMI Amount Principal Interest
1 7311 6202 1109
2 7311 6309 1002
3 7311 6498 813
4 7311 6693 618
5 7311 6894 417
6 7311 7004 307

Total Amount User Pays Back- Rs.43866 (sum of EMIs)

Get easy personal loans at easy EMIs from trusted loan partners (Type: NBFC) including:
• EarlySalary Services Private Limited
(product name show in Finshell Pay : Fibe)
https://www.earlysalary.in/sourcing/
• InCred Financial Services Limited
(product name show in Finshell Pay : Incred)
https://www.incred.com/partnership/

Bill Payment via Bharat Connect (NPCI):
Pay your EMI for loans, electricity bills, credit card and many more bills. Now never miss a payment by linking your bill to your account and be reminded of the payments before due date. Experience bill payment like never before.

Coupon Centre:
Attractive discount coupons from top merchants that you don’t want to miss. Now choose your favourite coupon from the list of categories including food, fashion, electronics, health etc.

Quiz / Games:
Get more than your expectation. Now don’t get bored, just explore the Quiz and Game section to have fun. Experience from the list of entertaining games and challenging quiz. Why limit yourself when you can always have some extra from your life!

WHAT WE ENSURE?
We ensure your “Security & Protection to your Privacy”
Data security & privacy is our utmost priority. Apart from being standard compliant we have highest security standards & our backend APIs comply with mandated security standards and robust protocols. All the data is stored locally in India.

We are always eager to hear from you- to understand what you want with your financial buddy FinShell Pay and how was your experience with us.
Write to us on – support@finshellpay.com for all our thoughts.
Updated on
Aug 17, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
App info and performance
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.7
87.4K reviews
T. P. M
June 11, 2025
This is 'spyware' app. It doesn't allow you to uninstall. Ps do not install it under any circumstances whatsoever. It's been more than 3 years I have been harassed by this app. Reviews giving 4 stars & more are paid.I have tried everything possible to get rid of this useless malware. There's no way to UNINSTALL.
190 people found this review helpful
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Growhiz Technology Private Limited
September 4, 2024
Hi TPM, We apologize for any inconvenience. Our app comes pre-installed in the device to provide innovative and efficient financial solutions to our users. We're constantly improving the app with new features. We hope you'll explore them in the future.
md Rohan Rohan
June 17, 2025
Secured Trading Service (STS) provides complete protection for every stage of the purchasing process. 1. We offer secure payment methods, assist in resolving issues like defective products or non-receipt of goods, and provide communication support between buyers and sellers when problems arise. 2. From payment to delivery, if there is a delivery or product issue, you can request a refund, and our team will help you resolve it. 3. Secured Trading Service protects your interests and ensures the sa
29 people found this review helpful
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Growhiz Technology Private Limited
June 18, 2025
Hi md Rohan Rohan. We appreciate your feedback, and we understand that you may not find the app useful at the moment. We're constantly improving the app with new features. We hope you'll explore them in the future. Feel free to reach us out at support@finshellpay.com for any suggestions!
Akshay Bohra
June 18, 2025
Bill payment section not visible and my one credit card bill payment transaction failed but amount debited my account and not credit in credit card account. please help and refund my money to my account.
13 people found this review helpful
Did you find this helpful?
Growhiz Technology Private Limited
June 19, 2025
Hi Akshay Bohra. Thanks for reaching out. We are currently experiencing some technical issues with the bill payment feature. Our team is working hard to resolve this, and we expect the feature to be available again within a few days. We appreciate your patience.

What’s new

Experience smoother performance and better stability

App support

Phone number
+917669987131
About the developer
GROWHIZ TECHNOLOGY PRIVATE LIMITED
support@finshellpay.com
Innov8 Times Square, Unit No. 2, 4th Floor, A Wing, Times Square Building Andheri Kurla Road, Nilkanth Park, Andheri East, Marol Naka Mumbai, Maharashtra 400059 India
+91 76699 87131

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