3.8
6.52K reviews
500K+
Downloads
Content rating
Everyone
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About this app

Instapay offers you the convenience of a digital account through a simple and smartly designed mobile app and a linked global Mastercard.
You need to sign-up with Instapay to use Instapay's digital account.

Instapay eWallet Account with linked Mastercard can be used for:

Receiving Salary
Cross Border Remittance
Load Money from Bank Account
Withdraw cash from ATM
Make purchases globally at Mastercard Merchants or online
Top-up Mobile - Domestic or International
P2P Money Transfer
Scan QR and Pay Merchant

All transactions are categorized and recorded in the passbook for viewing

Instapay is a financial institution regulated by Bank Negara Malaysia with the latest security protocols including fingerprint and facial recognition to verify your identity. Every financial transaction is authenticated by a transaction PIN – mPIN for app and ATM card PIN for Mastercard.
Updated on
Aug 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 4 others
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.8
6.47K reviews
Emma Lyn Camus
July 14, 2025
this apps gives me difficult of time to sent money,, many times I call customer service,, some they said I need to sent big amount,, cannot sent always,, my account is having truble due to multiple accounts that I sent to Philippines,, and theirs a lot of questions,, they think someone used my account, they think someone access my account,, everytime I sent money it's HOLD, and when I call customer service still another takes times to answer the question,,I cannot use if emergency 😡😡😡
6 people found this review helpful
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Fazz Sce
June 24, 2025
very bad experience, can't use debit card & qr code even account has been topup also can't transfer balance to other account, mobile topup also can't, its keep says invalid, are this scam people?
3 people found this review helpful
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Instapay Technologies Sdn Bhd
June 25, 2025
"We’re sorry to hear your feedback and we apologize for any inconvenience caused. To solve your issue, we need more details of the case. Please contact customer support team at 03-2786 5301 or email us at connect@instapaytech.com. Thank you for bringing this to our attention."
Ehsan Ali
August 28, 2025
Avoid this app at all! Most transactions require unnecessary documentation, personal info, and even personal bank accounts screen recording. Payments take 2-3 days to process, and customer support is unhelpful. Funds stuck, time wasted. Not secure, not efficient. Don't trust them with your money.
1 person found this review helpful
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What’s new

- UI Improvement
- Performance Enhancement

App support

Phone number
+60327865301
About the developer
INSTAPAY TECHNOLOGIES SDN. BHD.
connect@instapaytech.com
Unit #23A-15 & #23-16 Q Sentral Jalan Stesen Sentral 2 50470 Kuala Lumpur Malaysia
+60 12-887 2328

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