Zable - Mobile Finance

4.6
100K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Hi, we're Zable. Download our app to join over 1 million of our credit card and loan customers.

Rated 'Excellent' on TrustPilot:

- Quick eligibility check: it won't affect your credit score
- Apply in minutes: simple, straightforward, paperless card and loan application
- Manage your money: credit card transactions, loan payments, and credit score
- Repay card in minutes: make card payments in the app
- Google Pay: most approved customers are eligible for a virtual card immediately
- Credit score: see your Equifax score
- Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible
- No hidden card fees: at home or abroad
- Simple to use: manage your card or loan in the app

Zable Credit Card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away.

Zable Loan:

The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan.

Credit Score:

Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card.

Zable Credit Card: Representative 48.9% APR (variable)

Zable Loan: Representative 32.5% APR (fixed). Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.

Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app.

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd.

Here to help:

Reach our customer service team 7 days a week by email, phone, or text.

02033229128

contact@zable.co.uk

69-77 Paul Street
EC2A 4NW
Updated on
Mar 14, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
98.3K reviews
Sarah Crocombe
March 14, 2026
can't even get passed the passport verify, I take a picture, then scan the back of the passport with my phone, it says scanning complete and then nothing, the "start scanning" butten is then disabled and I am unable to scan again, unless I close the app and reopen it to start the whole process again. Do you know what, keep you ridiculously high interest card, I no longer want it, because if your app doesn't work, what does that say fir any future payments I need to make.
2 people found this review helpful
Les Vallender
March 13, 2026
Very confused about why Zable want to charge me interest when I have always had the "pay in full" option selected. I have just had to make a payment myself, not automatically, for the amount owed without interest. Will be interesting to see what happens. I know it's not a significant amount of money but I don't have enough money to just "let it go" and it's a matter of principle. Can someone from Zable contact me please. Les V.
2 people found this review helpful
Piotr Cieslikiewicz
March 14, 2026
Just opened account and downloaded the app, seems to be a bug when verifying passport after scanning chip, it's saying successful and nothing happen, screen stay the same as before scanning and cannot do anything except for closing it which resetting the verification. no support on the weekend so rubbish
1 person found this review helpful

What’s new

Your favourite finance app just keeps getting better with new features and bug fixes.

App support

About the developer
LENDABLE OPERATIONS LTD
google-dev@lendable.co.uk
Telephone House 69-77 Paul Street LONDON EC2A 4NW United Kingdom
+44 7456 765278

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