Zable - Mobile Finance

Zable

About this app

Hi, we're Zable. Download our app to join over 1 million of our credit card and loan customers.

Rated 'Excellent' on TrustPilot:

- Quick eligibility check: it won't affect your credit score
- Apply in minutes: simple, straightforward, paperless card and loan application
- Manage your money: credit card transactions, loan payments, and credit score
- Repay card in minutes: make card payments in the app
- Google Pay: most approved customers are eligible for a virtual card immediately
- Credit score: see your Equifax score
- Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible
- No hidden card fees: at home or abroad
- Simple to use: manage your card or loan in the app

Zable Credit Card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away.

Zable Loan:

The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan.

Credit Score:

Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card.

Zable Credit Card: Representative 48.9% APR (variable)

Zable Loan: Representative 32.5% APR (fixed). Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.

Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app.

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd.

Here to help:

Reach our customer service team 7 days a week by email, phone, or text.

02033229128

[e-mail]

69-77 Paul Street
EC2A 4NW

Ratings and reviews

can't even get passed the passport verify, I take a picture, then scan the back of the passport with my phone, it says scanning complete and then nothing, the "start scanning" butten is then disabled and I am unable to scan again, unless I close the app and reopen it to start the whole process again. Do you know what, keep you ridiculously high interest card, I no longer want it, because if your app doesn't work, what does that say fir any future payments I need to make.

I set up a direct debit I told you that I was cancelling it because I was changing from Santander other than too many payment problems with them and I paid £20 early then you were asking me for £6.99 I will not be making any early payments next time it's really stupid when you get penalised for it I've just paid £20 instead of £6.99 it is not now due until may 19th 2026

Fruatratingly were mistakenly added to my Breathing Space and have completely ignored me having it removed and requesting they reactivate my card, over 7 days ago. Currently seriously considering closing my account, i don't need a credit limit i can't use.

What’s new

Your favourite finance app just keeps getting better with new features and bug fixes.