Zable - Mobile Finance

4.6
78.3K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Hi, we're Zable. Download our app to join over 1 million of our credit card and loan customers.

Rated 'Excellent' on TrustPilot:

- Quick eligibility check: it won't affect your credit score
- Apply in minutes: simple, straightforward, paperless card and loan application
- Manage your money: credit card transactions, loan payments, and credit score
- Repay card in minutes: make card payments in the app
- Google Pay: most approved customers are eligible for a virtual card immediately
- Credit score: see your Equifax score
- Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible
- No hidden card fees: at home or abroad
- Simple to use: manage your card or loan in the app

Zable Credit Card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away.

Zable Loan:

The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan.

Credit Score:

Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card.

Zable Credit Card: Representative 48.9% APR (variable)

Zable Loan: Representative 32.5% APR (fixed). Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.

Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app.

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd.

Here to help:

Reach our customer service team 7 days a week by email, phone, or text.

02033229128

contact@zable.co.uk

69-77 Paul Street
EC2A 4NW
Updated on
Sep 5, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
76.5K reviews
Tasha Wilkinson
September 4, 2025
Absolutely awful app. Can't set up payments because my banking app asks for verification, but as soon as you come away from the Zable app it logs you out and you started from square one, even if you leave it open in the background. Guessing it's for security but how can I verify anything if I can't leave the app? So I guess when the card turns up I'll just have to cut it up because clearly I won't be able to use it being an app based credit card.
3 people found this review helpful
L T- Godchild
September 7, 2025
I got this card to help with my credit rating, but unfortunately, it is not a good card. I have had many issues, from logging in to changing address. I would not recommend it because it will rowing your credit and the amount offered on it, which is not worth the effort and damages you will encounter later, it will change you large amount for cash withdraw. don't risk it, it is not worth the headaches!
1 person found this review helpful
Lynn Casey
July 4, 2025
I like this card to help when say end of the month or if you need extra but can't afford it all at at once. You make affordable repayments every month and bigger payments are easy just pay off what you can afford and shows up almost immediately for you to use again. Easy to follow and check on balance. It's been really handy and helped with credit score.
144 people found this review helpful

What’s new

Your favourite finance app just keeps getting better with new features and bug fixes.