MIDFLORIDA Credit Union

4.1
2.29K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Enjoy quick and secure access to your accounts anytime, anywhere. Our Free Online Banking app provides everything you need to manage your finances, pay bills, deposit checks and more.

Account Management
Easily open additional accounts and view all your balances in one place, including external accounts added from other banks. Stay informed with customizable alerts for deposits, withdrawals, and card purchases. Plus, you can quickly access your statements and important documents right from the app

Card Controls
Lock or unlock your lost or misplaced debit card or credit card, redeem rewards, and take control of your spending by setting restrictions on where and how your card is used, including by merchant type, transaction type, or spending limits.

Send and Receive Money
Set up direct deposit right in the app and get paid up to two days early with Free Early Paycheck. Plus, pay bills electronically and easily transfer money between your MIDFLORIDA accounts or to and from accounts you own elsewhere.

Security
MIDFLORIDA safeguards your financial information from unauthorized users with optional 2-Step Authentication, advanced encryption technology, and one-time passcodes. Plus, you can easily manage and disconnect applications connected to your online banking profile through Plaid at any time, giving you greater control over your account security.

Save and Educate
Automate your savings with Smart Save, a debit card round-up feature, and manage your finances with our budgeting tools and goal trackers. Plus, access financial literacy courses to enhance your financial knowledge.

Register:
To use the MIDFLORIDA Mobile App, you must be a member of MIDFLORIDA and enrolled in our Free Online Banking platform.

Insured by NCUA
Updated on
Aug 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Financial info, and Device or other IDs
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.0
2.21K reviews
Morgan .W
June 23, 2025
App is OK U.I lacking doesn't show you how to use app. also does not show your credit score. confirms scheduled payments, but has no place that shows your upcoming scheduled payments, so you just have to remember that you scheduled it to pay because it only gives you a notification AFTER the payment went through on the scheduled date, no way to know until then.EDIT: Developer said check payment outbox, but it shows nothing because they're credit card payments, not payments to pay-ees or e-bills
2 people found this review helpful
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MIDFLORIDA Credit Union
June 23, 2025
Thank you for your feedback—we appreciate you taking the time to share your experience with the app. Under the main menu, you can tap Pay Bills and then Payment Outbox to view any upcoming scheduled payments. We’ll be sure to share your comments with our team as we continue working to improve the app.
LaTonya
April 6, 2022
Not sure what's going on but I'm unable to login to my account via the app. It gives me an error that says "please enter a valid ID and password". My password is saved in my phone via Samsung Pass so my password and username are not incorrect. I can login via the website just fine. I think it's an app issue. Loved the last update and look of the app but I would like to access my checking and savings information. It has been a week.
39 people found this review helpful
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David Fugate
December 23, 2022
Love the bank. App is just ok. It's nice to have the app for money transfers, monitoring your account, paying on credit, and you can even disable your debit cards if lost. My peave is the mobile deposit tends to crash alot. I often have keep retrying over and over and/or restarting my phone. (This is the second phone that's I've used with this app and it's done the same thing ) It's very annoying and I wish that would be fixed.
15 people found this review helpful
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MIDFLORIDA Credit Union
December 23, 2022
Hi David, I'm so sorry to hear that you're having trouble making mobile deposits. Please take a look at the troubleshooting tips on our website (https://www.midflorida.com/resources/online-account-services/online-mobile/). If you're still not able to make a deposit, please reach out to our Help Desk for assistance at (866) 913-3733. -Rebecca

What’s new

This release includes bug fixes and performance improvements.

App support

Phone number
+18636883733
About the developer
Midflorida Federal Credit Union
helpdesk@midflorida.com
129 S Kentucky Ave Ste 100 Lakeland, FL 33801 United States
+1 863-899-4175

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