MaxRewards Credit Card Rewards

MaxRewards, Inc.

About this app

MaxRewards connects to your credit card accounts and automatically activates merchant offers, benefits, and bonus categories. Join over 900,000 members earning more rewards from every purchase.

— The Wall Street Journal: Featured as a top app for managing credit card perks and benefits.
— Forbes: "For your credit card rewards, they have built an impressively useful app that is hard to beat."

EARN $650+/YEAR FROM AUTO-ACTIVATED OFFERS
MaxRewards automatically activates merchant offers from Amex, Chase, Capital One, Bank of America, Citi, Wells Fargo, USAA, and US Bank. No more logging into multiple portals and manually clicking through offers. MaxRewards Gold members earn $662 from merchant offers, on average, in their first year.

ACTUALLY USE THE BENEFITS YOU'RE ALREADY PAYING FOR
Premium cards come with hundreds to thousands in monthly, quarterly, and annual credits for Uber, dining, streaming, and travel. MaxRewards activates your benefits, sends timely reminders to use them, and automatically tracks your usage.

EARN MORE FROM EVERY PURCHASE
MaxRewards automatically activates bonus categories, shows you the best card for every purchase, and even considers your point valuations in Best Card recommendations. Ditch manual tracking and earn more rewards effortlessly.

KNOW IF EVERY CARD IS PULLING ITS WEIGHT
MaxRewards shows you the net value of every card: rewards earned, offers redeemed, and benefits used, minus annual fees and interest. Don't just guess if your annual fee card is worth it — know for sure.

TRACK WELCOME AND RETENTION BONUSES
MaxRewards tracks every welcome and retention bonus across all your cards. Don't lose a $1,000+ bonus because you forgot the spend deadline.

DISCOVER NEW CARDS FOR YOUR SPEND
MaxRewards analyzes how you actually spend and recommends the cards that would maximize your rewards. Match your wallet to your real spending patterns instead of guessing.

TRACK REWARDS, BALANCES, AND BILLS
MaxRewards shows your actual points and miles balance, card balance, credit limit, and utilization across all of your credit card accounts. Stay on top of your cards with bill and autopay tracking.

GET SPEND & REWARDS INSIGHTS FOR EVERY CATEGORY
MaxRewards categorizes every transaction across every card and shows exactly where your money goes — and how much you earn in rewards from each category.

AUTOMATE BUSINESS EXPENSE REPORTING
Separate work and personal spending, scan receipts with OCR, and export categorized expenses for tax season.

SECURE & PRIVATE
Bank-level encryption protects your information. Decryption tokens are split across two cloud providers. We never access credit card numbers or Social Security numbers. We never sell your data.

FREQUENTLY ASKED QUESTIONS

Is MaxRewards free?
Yes. MaxRewards is free to download and use. MaxRewards Gold is an optional subscription that unlocks our most powerful automation features. MaxRewards Platinum unlocks additional features for expense management, business spend insights, and receipt capture and matching.

Which credit card issuers does MaxRewards support?
Amex, Chase, Capital One, Citi, Bank of America, Wells Fargo, Discover, Barclays, US Bank, Synchrony, and 20+ other issuers.

How does auto-activation work?
MaxRewards securely connects to your card account and activates targeted offers every time you sync. No manual clicking or browser extensions required.

Download MaxRewards now and start maximizing rewards on every credit card.

Ratings and reviews

This app is almost unusable. It can take more than 10 minutes to open at times, if at all. The accounts for chase and discover don't sync anymore. I paid for a service that doesn't work. There are other apps that do what this does. I only liked the service where it activates my bonuses for me but that isn't worth $84 a year.

All the useful features are either for Gold or Platinum. I had a 7 days trail but in these 7 days I couldn't get access to any Gold or Platinum, because of this unable to experience to decide to pay or not. App does even load most of the times, I had to force close and open the app. Overall the experience was not even fruitful to try the free version. oh yeah! I forgot to mention I thought maybe of I pay I can experience this, I tried paying for gold. It doesn't let me pay just keeps freezing.

Animations!! So annoying they're so slow. I was so close to subscribing to this app... then the Animation logo apocalypse happened. I started ignoring this app after that, then decided to try it out again for the holidays 2025!! Even worse, slower to load than before and I'm using an S25 Ultra! Less is more when it comes to staring at the Max Rewards opening logo, whoever thought this was a good idea is not good at marketing.

What’s new

Bug fixes and performance improvements