Merrill Edge

Merrill Lynch, Pierce, Fenner, and Smith Inc.

About this app

The Merrill Edge mobile app lets you access and manage your accounts and investments where and when it’s most convenient.
Manage Your Accounts
• View balances, holdings, order status and pending and historical transactions
• Trade stocks, ETFs, mutual funds and options
• View your brokerage accounts or any linked external accounts you hold outside Merrill Edge
Stay On Top of the Market
• Up-to-date Market data and News
• Real-time streaming quotes
• Explore heat maps and Interactive charts
Deposit Checks
• Simply take photos of checks to deposit them¹
• View recent check deposits
Transfer Money
• Transfer money between your Merrill Edge investment accounts and your linked Bank of America, N.A. bank accounts
• Make transfers to and from accounts held at other financial institutions that you’ve set up on the website.
• Send and receive money using Zelle®²
Pay Bills (must be enrolled)
• Make single payments
• Pay eBills
Education & Planning
• Build your investing knowledge and skills
• Create a game plan to fund college
• Learn what you need to know to be retirement ready
• Plan for the different stages of your life

Stay Secure
• Set up Fingerprint Login to securely sign in³
• Send messages and documents using the Secure Inbox
¹Deposits are subject to verification and not available for immediate withdrawal. Other
restrictions apply.
²Requires enrollment in the service and must be made from a Bank of America consumer
checking or savings account. Recipients have 14 days to register to receive money or the
transfer will be canceled. Dollar and frequency limits apply.
³Certain devices are eligible for enrollment in Fingerprint Login.

IMPORTANT NOTICE:
The Merrill Edge app for Android is available to clients who have online access to the
MerrillEdge.com website. Some of the features and services available on MerrillEdge.com are
not available within this app. Please access the website to access all functionality. Select
Application License Agreement and review the amended Terms & Conditions, which apply to
the website and all mobile devices. By downloading and using this app, you agree to the current

Terms & Conditions:
You may be charged access fees from your wireless service provider depending on your mobile
device. Please check with your wireless service provider for details on specific fees and charges.
For more information about Merrill privacy and security, please visit ml.com/privacy.
Investing involves risks. There is always the potential of losing money when you invest in
securities.
Merrill Lynch, Pierce, Fenner& Smith Incorporated (also referred to as "MLPF&S" or "Merrill")
makes available certain investment products sponsored, managed, distributed or provided by
companies that are affiliates of Bank of America Corporation ("BofA Corp."). MLPF&S is a
registered broker-dealer, a registered investment adviser, Member Securities Investor
Protection (SIPC) and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp").
Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC
and wholly owned subsidiaries of Bank of America Corporation.
Investment products:
• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are
herein under license.
© 2025 Bank of America Corporation. All rights reserved.

Ratings and reviews

This is one of the worst trading platforms I've used for day trading. Not only is the app cumbersome to use, the system is totally outdated. To edit any order you place in the app, you have to go through a six-step process. By the time, you complete the process, the stock has moved on. The shares that I shorted and covered from a month ago still keep showing up in my account when I try to place an order. I called CS 4 days in a row trying to get the issue fixed, but nothing was accomplished

With no 2FA options, this app is a security hole—a gaping one. It has access to not just trading but also checking, bill pay, savings, credit cards, and personal information—everything needed to wipe you out. My one star is based entirely on security. There should be just one app for Boa and Edge, and it should be best in class, not rocking a 90s-style GUI; individual investment apps from Robinhood, Stash, etc., are far better designed and offer far better tools while looking better and secure.

Unimpressed with usability. I've been using Robinhood for a while and after 1 day with Merrill Edge here is my feedback: 1. I placed a trade before market yesterday. I didn't get confirmation of the trade until closing. I cannot verify anywhere in the app *when* my trade was placed. Just the day itself. I'm not sure it's placing orders when I say to. 2. Their "contact us" secure messaging platform doesn't work on S10+. Won't let you type. 3. Hard to find gains/losses without scrolling a lot.

What’s new

In this release, we've made some minor enhancements and bug fixes.

We're always making improvements, so turn on automatic app updates to get the latest. Go to Google Play Store > Menu > Settings > Auto-update apps, and set your preference.