Zing: International money app

MP Payments Operations Limited

About this app

Zing – The worry-free international money app and multi-currency card.

Send, spend and convert your money with confidence.

Hold money in 10 currencies. Send money in 30+ currencies. Spend money in 200+ countries. All with a safe, secure money app and multi-currency card.

Zing is part of the HSBC Group.

You must be 18+ and a UK resident to apply.

Find out more at zing.me.

🚪Easy account opening
Sign up for a Zing account in minutes. It’s totally FREE to open and keep money in up to 10 different currency wallets.

⚡ ️International transfers
Make payments in just a few taps using payee bank details or a Zing member’s phone number. Make domestic and international transfers in 30+ currencies. Pay no transfer fees for sending money to other Zing members (conversion fees may apply).

🪟 Transparent transactions
Competitive rates with no hidden fees. Monitor payment status on our tracker.

🔁 Real-time exchange rates
Make conversions with real-time rates. Zing adds no mark-up to the real-time rate.

💳 Multi-currency card
Spend like a local in 200+ countries in your destination’s currency. Link your digital card with Apple Pay or Google Pay. Order your own physical contactless card. Manage your card safely from within the app (e.g. freezing/unfreezing, card reordering) and view card details privately.

🦾 Automatic conversions on card payments
If you make a card payment and you’re running out of a currency, Zing automatically converts money from your other wallets at real-time rates (conversion fees may apply).

⏰ Round-the-clock service
We’ve got your back with a support team available 24/7, no matter your time zone. You can choose to contact us by email and chat through the app.

🥇 A rewarding experience
Our first sign-ups become Founding Members. Get a limited edition multi-currency card. Stay tuned for future potential rewards and new features for all members as Zing grows.

💸 Currencies available
You can add money to your wallet by debit card and bank transfer, and receive local non-SWIFT payments from non-Zing accounts in GBP and EUR.
You can hold money in GBP, USD, EUR, CAD, HKD, JPY, SGD, AUD, NZD and AED.
You can make local payments to non-Zing accounts in GBP, USD, EUR, CAD, HKD, SGD, AUD, NOK, DKK, SEK, PLN, HUF, CZK, INR, IDR, MYR, RON, PHP.

You can make SWIFT payments in: AED, AUD, BHD, CAD, CHF, CZK, DKK, EUR, GBP, HKD, HUF, IDR, ILS, INR, JPY, KES, KWD, MYR, NOK, NZD, OMR, PHP, PLN, QAR, RON, SAR, SEK, SGD, THB, TRY, UGX, USD, ZAR.

🙏 What we believe
You should feel confident moving your money. We make your payment experience easy, effortless and built on choice to set you free to live your best international life.

🛟 Your control and protection
Zing is provided by MP Payments UK Limited, a company registered in England and Wales (company number 14263447).

MP Payments UK is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for issuing electronic money and the provision of payment services (FCA registration number 983835).

MP Payments UK Limited is part of the global HSBC Group but is not a bank. Your funds are not deposits and are not protected by the Financial Services Compensation Scheme (“FSCS”). We keep your e-money safe by safeguarding your money in a separate bank account. MP Payments UK Limited is separate from HSBC UK Bank Plc (“HSBC UK”), and your e-money does not count towards your total FSCS protection with HSBC UK (if applicable).

The products and services described in this App are intended for UK customers. If you are outside of the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

Ratings and reviews

Most cost effective app for converting and spending abroad. Just wish I could receive foreign currencies. Plus I'm not sure how to find friends who are on Zing - they didn't appear in my payees after I synced my contacts

Useless app and useless management. Created account after all verifications, but after i add money, they blocked my card and blocked my transactions. Now asking them again and again but relevant team is sleeping for 3 days. I even don't have access to my balance. But but but, there regulations allow me to add money in my account but i can't withdraw. Sorry for my previous feedback 🙏

Great, comprehensive, easy to use app. However, information re using it to pay internationally is scant - I used a third party press article to find details! Customer service and support non-existent. Nonetheless, a useful financial tool.

What's new

🔔 What’s new:

- Zing members can change the phone number linked to their account in-app
- New ‘Rewards’ and ‘Get help’ icons added to the homescreen for easier navigation

🛠️ Fixes, including:

- Improved error messages if a user tries to log into a closed account
- Phone number verification history and pending verification messages

Let us know what you think 💬

Go to ‘Get Help’ and share your feedback. If you're enjoying the app, please leave us a rating and a review.