Nirio, services de paiement

Nirio

About this app

Pay, deposit, withdraw, and get rewarded with an account, a Visa card, and the FDJ Nirio authorized retail network. Over 600,000 downloads already!

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"Pay, deposit, withdraw, and get rewarded with an account, a Visa card, and the FDJ Nirio authorized retail network. Already over 600,000 downloads!"]

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... 💳 Pay and use your money simply
• Online account, no overdraft facility, with a French IBAN
• Cash deposits and withdrawals at Nirio-approved Bar-Tabac-Presses network
• Visa card with systematic authorization, usable in stores, online, and internationally
• Virtual cards, for single or multiple use, to secure your online and in-store purchases
• Mobile payment with Google Pay and Samsung Pay
• Free instant transfers

💶 Benefit from automatic rewards by using your account with the Nirio Max program (Available with the Nirio Plus Account offer)
• Visa card payments, deposits, and withdrawals at Nirio-approved Bar-Tabac-Presses network for a chance to win an immediate reward or in a weekly draw
• Automatic reimbursement of part of your online or in-store purchases at over 100 retailers with cashback (1)
• Bonus paid for each friend referred (1)

📊 Stay in control without Effort
• Challenges and project accounts to save at your own pace
• Automatic expense categorization
• Clear dashboard to track your finances in real time
• Helpful alerts to manage your account in real time
• Manage spending limits directly from the app

📍 Enjoy local services
• Pay bills (rent, energy, water, insurance, tickets, CROUS CVEC fees, etc.) in cash or by card (2) (3)
• Pay in full or in part depending on the due date (2) (3)
• Nearly 9,000 Nirio-approved FDJ points of sale with extended opening hours

Open your account in minutes
1️⃣ Download the Nirio app and choose your offer
2️⃣ Create your account with a valid ID (4)
3️⃣ Once validated, you can start paying with your first virtual card

Nirio offers

No commitment, no hidden fees, and no conditions Income
- Account: a free virtual card (5) for the most part.

- Plus Account: more than just an account to manage your money, it's an experience to try and earn more! The Nirio Max program is included in this offer.

- Bills: to pay only your eligible bills. (2)(3)

- Tolls: go directly to an authorized Nirio FDJ point (identified as Toll Payment) within 72 hours to pay, without downloading the Nirio app.

Customer service based in France, ready to assist you.

Nirio is a payment service and a brand of the FDJ UNITED Group.

Questions? support.nirio.fr

(1) Subject to eligibility, availability, and offer terms and conditions - see terms and conditions on nirio.fr
(2) List of available partners and terms and conditions in the app or on nirio.fr
(3) To use only the Invoices service, select Nirio Invoices when registering
(4) For accepted forms of identification, see support.nirio.fr
(5) Free virtual card with at least 3 payments per month; otherwise, €1.99/month

Ratings and reviews

not intuitive enough. it should be as easy as just entering the number plate without all these pages and FAQs

I am against the idea of presenting your passport to deposit money into your account

very good bank

What’s new

Nouveau : Nirio Max (Offre Nirio Compte Plus)
Avec Nirio Max, vos opérations du quotidien peuvent vous faire gagner de l'argent.
Payez avec votre carte Visa, déposez ou retirez dans le réseau Bar-Tabac-Presse agréé Nirio: recevez des gains immédiats en € versés automatiquement sur votre compte, des tickets pour participer à nos tirages hebdomadaires directement dans l'app.
Votre compte ne sert plus seulement à gérer votre argent, il peut aussi vous récompenser!