Vivid Business and Personal

30.3K reviews
Content rating
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About this app

Over 1 million Europeans have downloaded the app to grow their money with Vivid.


Online registration in minutes
No in-person steps—friendly and individualised onboarding based on your situation.

Honest free subscription
Get started with our free plan or test any paid plan of your choice with a 2-month free trial.

Mobile and web access
Organise your finances anywhere, anytime from our mobile or web app.

Multiple accounts, multiple IBANs
Open up to 30 accounts with individual German IBANs.

Receive and send money instantly
Accept and send payments in a few seconds with SEPA, or accept funds internationally with SWIFT transfers.

Free physical and virtual card
— Full online card management: issue, freeze and set limits in a few taps.
— Use your card as much as you like—we won’t block you for being active.

Earn 5% a Year on Your Funds
Invest your money in an account with a positive interest rate of 5% per year for the first 2 months, after 4%*.


Gain Cashback Every Day
— Earn up to 4% cashback on ever-changing monthly categories.
— Embark on your travel adventures and enjoy up to 10% cashback on hotel and car bookings.

Seamless Payments
Instant SEPA transfers and secure payments with our personalised physical or virtual cards.

Full Control of Your Cards:
— Change your PIN at any time.
— Freeze and unfreeze your cards in your app.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.

Master Your Finances
Open up to 15 distinctive 'Pockets' with their own IBAN for free.

Elevate Your Transactions
Effortlessly send and request funds via phone number or IBAN. Experience the blitz of Vivid Pay transfers among Vivid customers.

Monitor & Strategize
Our intuitive in-app analytics offer clear insights into your spending patterns and monthly financial reports.

Streamline Your Payments
Divide bills, pre-plan future payments, and tap into the ease of contactless payments with Google Pay.

Confident Cash Withdrawals
Withdraw up to €1,000 per month for free at global ATMs on transactions from €50 and above.

State-of-the-art security
— Get immediate notification for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.

Earn 5% a Year on Your Funds
Invest your money in an account with a positive interest rate of 5% per year for the first 2 months, after 4%*.

Accounts, cards and payment services for Vivid Business and Personal are provided by Vivid Money S.A.
Investing services, Interest accounts and Interest Rate Pockets are provided by Vivid Money B.V. and Cryptocurrency services are provided by Vivid Digital S.r.l.
Customers who joined before 24/01/2024 have personal accounts provided by Vivid Money GmbH, which is the outsourcing partner of Solaris SE.
More info on

*The promotion is valid for the first 2 months after opening an Interest Account for all plans. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.
Updated on
Jul 17, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 5 others
This app may collect these data types
Personal info, Financial info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

29.9K reviews
Evgeny Kuzmin
May 12, 2024
The worst bank I've ever met. 1. Cashback doesn't work if you try to buy using vivid app. Support answer: it's not our problem. Great! 2. Migration to Vivid 2.0 doesn't work. Just doesn't work. Support answer: just push the button, it should work. Thank you, but it still doesn't. 3. Prime subscription is too expensive. You will never get enough cashback to cover this price. 4. And my favorite - support, as you may guess. The worst support in the world.
53 people found this review helpful
Елена Краснопольская
July 1, 2024
I DON'T recommend to use this bank, they like to do useless things that make you have to send them all the documents again, re-configure subscriptions and others. And, as it turns out, they can take your money and demand to pay a fee to get it back. Sent me a new card with the wrong name because to correct it I had to write to support, who after a month never read this appeal of mine. Support takes a long long time to respond and is quite negative
1 person found this review helpful
Yunus Emre Fisek
May 14, 2024
It was a good app when it was first launched but it got worse and worse every day. There are no more reasonable cash backs. The investment became very costly on Vivid compared to other apps. Also the Euro value of my stocks decreased about 5% when migrating to Invest 2.0. Also the history was removed and I cannot see how much I paid per stock in the previous version.
18 people found this review helpful
Vivid Money GmbH
July 12, 2023
Hello Yunus👋 Thank you for your review. We've made these changes in order to offer you a better service. If you want more information about our new services or about the old ones, write us through our website - Contact us - with your code: V456 and we'll explain you everything in detail. Your Vivid Team 💜

What's new

What is fixed:
—Crash when topping up your account

App support