Vivid: Mobile Banking

26K reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Vivid is a brand new mobile banking and investing app.

Online banking and commission-free investing belong together and should be easy.

Reach your financial goals with commission-free investing from as little as 1 cent and as much as 25% back on brands you love and already shop at, as well as IBANs to organise your financial life.

Experience these benefits with our mobile banking and investment app:

📈 Commission free investments - Invest in stocks and ETFs with no commissions. When you invest in US stocks, we convert EUR to USD at a live exchange rate with a low markup
👛 Invest from as little as 1 cent - Vivid’s new investing solution allows you to invest in fractional shares directly from the app. Start investing in portions of company shares. You don’t need €1,000 to get started, even for the most expensive shares
💵 Wide catalog of US and EU stocks - Our stock catalog is constantly growing. We now have over 2000+ stocks and ETFs for you to choose from, as well as new collections.
Instantly buy and sell - Trade instantly. Transactions are carried out the moment you submit them. React to market developments in real-time and never miss an opportunity
👨‍💼 15 IBANs to manage your money - Create and customise up to 15 pockets, which can be used to suit your individual needs: multiple currencies, personal savings goals, investing commission-free, managing your daily expenses and more
💰 Up to 25% cashback - Earn up to €150 per month by using your Vivid card, with your rewards linked directly to a stock of your choice. Your cashback grows according to the performance of the stock
🙋‍♂️ Super Deals - With Super Deals, you get rewarded for every friend you bring to Vivid. Each friend you bring onboard gets you access to our best and most sought-after cashback deals
Invest in cryptocurrencies commission-free - Instantly invest in 50 coins including Bitcoin, Ethereum, and Litecoin with no commissions
💶 Send and request money with ease - Use a phone number, email, or IBAN to send and receive money. Transfer money to Vivid account holders in seconds with Vivid Pay
Manage your payments - Split bills with friends, schedule future payments, and set up direct debits.
📱 Go contactless with Google Pay - Make NFC-enabled payments with Google Pay on the go
💳 Free metal card - Your extra-secure card has no identifying details on it. Everything you need is stored securely in the app. No more memorizing card numbers or CVVs.
🏧 Up to €1000 free cash withdrawals - Withdraw money at any ATM for free from €50 globally
💸 Multi-currency accounts - Access over 150 currencies for purchases and 100+ currencies for transfers and other transactions
📊 Track your spending - Our in-app analytics help you keep track of where your money is going, with detailed monthly reports.
📨 Instant notifications - Get notified immediately every time money enters or leaves your account, so you’re always in control.
🔑 Mobile banking you can trust Your money is protected up to €100,000 under the German Deposit Guarantee Scheme (DGS)

Vivid Money GmbH is the outsourcing partner and tied agent of Solarisbank AG, more info on
Vivid Invest GmbH is a tied agent of CM-Equity AG, more info on

Download Vivid Money and enjoy all the benefits of up to 25% cashback, commission-free investing, and pockets to organize your financial life.
Updated on
Feb 2, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info and Device or other IDs
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted
26K reviews
December 25, 2022
They sent me a notice for account closure without providing any reason for it. I have barely used the app so there is now way I have violated any rules. They said the decision is final and I can't appeal it. I don't like apps and services that don't have proper communication with customers. UI/UX is confusing with many overlapping functions. I must admit their cards have a really interesting design, especially the metal one.
19 people found this review helpful
Vivid Money GmbH
October 25, 2022
Hi George👋 We highly value the security of our customers and follow all the current banking regulations. The decision to close an account is always taken based on internal policies. We're sorry that we couldn't continue to offer you our services and we thank you for your understanding. Vivid team 💜
Trav Sformation
January 25, 2023
Downloaded Vivid and ordered a physical VISA for when travelling, so I can pay and withdraw money with no fees. Went to use it for the first time and was shocked to find out that they charged me a "booster" fee to add funds to my account. Paid the fee because I needed the money, only to find out that I was still charged a withdrawal fee at the ATM. And this was with no currency exchange, since it was all within euros. Paid more in commissions than if I'd used my normal bank's debit card. Rip-off
1 person found this review helpful
Vivid Money GmbH
January 26, 2023
Hello, Please have a look at the following link on how to withdraw cash for free: Prime customers can top up their account instantly up to 1000€/month for free and SEPA transfers are free of charge. If you have any doubts please contact us. Your Vivid Team💜
Óscar Crespo Villegas
November 24, 2022
I installed this app yesterday and open an account with them but it gave me some problems, for instance: doesn't allow me to add money, with Google pay or bank account, doesn't open my current bank account to transfer this money and some issues more. Sorry but you should get better the app. Also I had some problems with the order of the card, very confused is not free as you can think when you see the information.
4 people found this review helpful
Vivid Money GmbH
December 7, 2022
Hi👋We currently offer different Top Up options, please contact us to provide you with these alternatives and to see in detail what has happened with the Top Ups you have tried to make. Go to, select Contact us, choose Customer code as subject and add your personal code V391 in the message and we'll be there for you. Vivid team💜

What's new

Crypto Pocket update

The Buy button has been removed from the Crypto Pocket (Fractional Coins).