Indodana: PayLater & Pinjaman

PT Indodana Multi Finance

About this app

Find Out About Indodana PayLater Services:
• Minimum term of 3 months and maximum 12 months
• 3% interest rate for tenors of 3, 6, 12 months
• Maximum APR = 36%
• Example: If you shop for IDR 4,000,000, with a provision fee of 1%, loan interest of 3%, service fee of 1%, and paid in installments over 12 months, then the total loan that must be paid is IDR 5,494,400
• Credit limit up to IDR 30,000,000

Indodana is a paylater installment service application registered and supervised by the OJK. This application allows you to buy goods in installments without a credit card online at various merchants such as Tokopedia, Cermati, iBox, and 1000+ other best merchants. The process is fast, no need to worry, with a credit limit of up to IDR 30,000,000.

Want credit for a new cellphone? Buy electronics? Household needs? Everyone can use Indodana.
Example of Indodana PayLater Simulation:
If you use your Indodana credit limit to shop for Rp. 4,000,000, and pay it in installments over 12 months, then the following is the simulation:
• Loan principal: IDR 4,000,000
• Provision fees: 1%*Rp. 4,000,000 = Rp. 40,000
• Loan interest: 3%*12*4,040,000 = IDR 1,454,400
• Service fee details: 1% (flat for all tenors)
• Total loan to be paid (loan principal + provision fees + loan interest): Rp. 5,494,400 (Rp. 4,000,000 + Rp. 40,000 + Rp. 1,454,400) Total installments per month: Rp. 457,867/month (Rp. 5,494,400/12)

Also enjoy the newest Blibli Ticket PayLater by Indodana service.

What is Blibli PayLater Ticket by Indodana?
This new feature is a form of collaboration between Indodana, Blibli, and tiket.com in presenting One PayLater that can be used on all platforms.

What are the advantages of using Indodana?
◉ EASY CONDITIONS: Get enough credit limit and dream items
with personal documents (KTP and Income Validation)
◉ LIGHT INSTALLMENTS: Installments with low and affordable interest that can be paid every month
◉ SAFE: Using Artificial Intelligence (AI) and Big Data technology, guarantees that all application processes are safe and comfortable
◉ HONEST FEES: There are no hidden costs in the application and installment process

Contact us:

No. Telephone: [phone]
Email: [e-mail]
Instagram: https://www.instagram.com/indodana.id/
Address: Jl. KH Hasyim Ashari no. 26, RT 001 RW 004, North Petojo, Gambir, Central Jakarta 10130

Ratings and reviews

The application ia good but the collector is sucks. They could call you more than 3 times a day just for reminder to payment while the due date is more than 3 days. The collector can call you every 5 minutes at the payment date which is really annoying. Please train you staff better and the system should be better. Not recommended!

Yes no wonder so many people complaint with this apps. Their account being suspended suddenly with silly reason Even though I've used quite a lot of transaction here, and after I paying all the bills in advance , i was suspended. I don't get it why they suspend account who want to paid off the bills and with good track. Very not Recommend. Do you think that I have'nt send email to your CS? Silly and unclear respond from your CS. You can track my name on your data !!

Not recommended, installment payment system and fines are distinguished between the application and the agent. They shouldn't be separated because users don't notice, and fines still accumulating.

What's new

Indodana Finance kini hadir dengan lebih banyak penawaran menarik, merchant rekanan yang semakin beragam di berbagai kota di Indonesia.

Ayo update aplikasimu dan nikmati berbagai kemudahan berbelanja menggunakan Indodana Finance.