Rupicard : Build CIBIL Score

RupiCard

Mayelana nalolu hlelo lokusebenza

Sethula i-Rupicard – ikhadi lomakhi wamaphuzu esikweletu, eliklanyelwe ukwakha/ukwakha kabusha izikolo zezikweletu zabantu abane-NIL noma amaphuzu aphansi esikweletu.

Kungani isikolo esihle se-CIBIL sibalulekile?
Isikolo esihle se-CIBIL sithinta ukugunyazwa kwemali mboleko, izilinganiso zenzalo, namathemba omsebenzi. Amaphuzu aphezulu e-CIBIL abonisa ukwethembeka kubabolekisi, okusiza ukufinyelela okulula kukhredithi kanye nemibandela engcono yokuboleka.

I-Rupicard ingasiza kanjani ekwakheni isikolo sami?
I-Rupicard ihlinzeka abasebenzisi abanomlando wesikweletu olinganiselwe noma ompofu ithuba elilula lokwakha noma lokwakha kabusha amaphuzu abo esikweletu. Ngokusebenzisa i-Rupicard ngokuzibophezela nangokukhokha ngesikhathi, ungathuthukisa iphrofayela yakho yesikweletu

Labo abasebenzisa i-Rupicard ekwenzeni izinkokhelo futhi babuyisele izikweletu zabo zamakhadi ngezinsuku zabo ezifanele bangakha kancane kancane/bathuthukise isikolo sabo se-CIBIL.
Nansi indlela - Uma ukhokha ngesikhathi nyanga zonke, i-Rupicard idlulisela imininingwane yakho yokukhokha kuwo wonke ama-credit bureaus ama-4 - i-CIBIL, i-Experian, i-CRIF HighMark ne-Equifax.

Ngaphezu kwalokho, ama-credit bureaus acabangela inhlanganisela yekhredithi (okungukuthi isilinganiso sezindawo zezikweletu ezivikelekile nezingavikelekile) zabathengi kuyilapho bebala amaphuzu abo e-CIBIL. Labo abanengxenye ephezulu yekhredithi evikelekile emiksini yabo yezikweletu bathola amaphuzu aphezulu. Njengoba i-Rupicard iyikhadi lesikweletu elivikelekile, ukulisebenzisa kuyokwandisa ingxenye yekhredithi evikelekile emiksini yakho yesikweletu futhi ngaleyo ndlela, kuthuthukise isikolo sakho se-CIBIL.

Isetshenziswa Kanjani I-Rupicard Ukwakha Isikolo Sami Sesikweletu?
Uthola isikhathi sesikweletu samahhala sezinsuku ezingama-45 nge-Rupicard. Qala ukusebenzisa i-Rupicard yakho ezinkokhelweni zezinsiza usebenzisa izinhlelo zokusebenza ze-UPI, ukuthenga ku-inthanethi, nokuningi. Futhi-ke, kufanele usule zonke izinkokhelo zakho ngokushesha nje lapho isitatimende sakho senziwe.

Umlando wokukhokha ungenye yezinto ezibaluleke kakhulu ezibamba cishe u-35% wesisindo ekubalweni kwesikolo sakho sesikweletu. Ngakho-ke, lapho ukhokha i-Rupicard yakho okufanele uyikhokhe ngesikhathi nyanga zonke, isikolo sakho sesikweletu sizokhula kancane kancane ngokuhamba kwesikhathi.

Ngingayisebenzisa kuphi i-Rupicard?
I-Rupicard ingasetshenziselwa ukuthengiselana okuku-inthanethi nokungaxhunyiwe ku-inthanethi ezitolo. I-Rupicard ingasetshenziswa ezinhlelweni zokusebenza ze-UPI ezifana ne-GooglePay, PhonePe, Paytm, BHIM, njll. ukuze:
✅ Izinkokhelo zezikweletu ezisetshenziswayo njengokushajwa kabusha kwefoni ephathekayo, izikweletu zikagesi, ukubhukha isilinda segesi, ukushajwa kabusha kwe-DTH njll.
✅ Ukubhukha ithikithi lefilimu
✅ Ukuthenga ku-inthanethi nge-Amazon, Flipkart, Meesho, Nykaa, Myntra, nokunye
✅ Izinkokhelo zikaphethiloli, udizili, i-CNG eziteshini zikaphethiloli
✅ Abasebenzisi bangaswayipha futhi i-Rupicard kunoma yisiphi isitolo ngomshini we-POS njengezitolo ezinkulu, izitolo ezinkulu, njll.

Mayelana ne-Rupicard
I-Rupicard iyikhadi lesikweletu le-FD, okusho ukuthi ikhadi elinezinzuzo ze-FD. Nakhu ukuthi kungani kufanele ukhethe i-Rupicard:
✅100% ukugunyazwa okuqinisekisiwe 👍🏻
✅ Kufika ku-7% p.a. Isilinganiso senzalo ye-FD*
✅ Awekho amasheke wesikolodo
✅ Azikho izimali zokujoyina
✅ Abukho ubufakazi bemali engenayo
✅ Khulisa umkhawulo wakho wesikweletu
✅ Isikhathi sesikweletu samahhala sezinsuku ezingama-45
✅ Ukukhipha imali ngokushesha

Kungani ubhukha i-FD ukuze uthole i-Rupicard?
Uma ubhekene nezinselele ekutholeni ikhadi lendabuko ngenxa yokungabi bikho kobufakazi bemali engenayo noma amaphuzu aphansi e-CIBIL, i-Rupicard iyindlela enhle kuwe. Idiphozithi yakho Egxilile (i-FD) isebenza njengesibambiso. Uthola u-90% wesamba sakho senani le-FD njengomkhawulo wesikweletu.

Enye yezinzuzo ezinhle kakhulu zokuba nekhadi elisekelwe ku-FD ukuthi i-FD yakho iyaqhubeka nokuthola inzalo. Ngakho-ke, awukwazi ukusebenzisa Idiphozithi yakho Egxilile kuphela ukuze uchithe, kodwa futhi ungathola inzalo kuyo ngesikhathi esifanayo! Futhi, ukukhetha okuphephile kokutshala imali.

Ingabe i-FD yami iphephile nge-Rupicard?
✅ Inani lakho le-FD liphephe ngokuphelele futhi livikelekile ngozakwethu wasebhange i-SBM (State Bank of Mauritius) elawulwa yi-RBI.
✅ I-FD yakho, efika ku-Rs 5 Lakh, ifakwe umshwalense yi-Deposit Insurance and Credit Guarantee Corporation (DICGC) okuyinkampani ephethwe ngokugcwele ye-RBI.

Ingabe Ngithola Imivuzo Yemali Engiyisebenzisile?
Nakanjani! Ngaso sonke isikhathi uma usebenzisa i-Rupicard yakho, uzuza amaphuzu omklomelo. Kuwo wonke u- ₹200 osetshenziswa usebenzisa i-Rupicard yakho, uthola amaphuzu angu-4 omklomelo. Lawa maphuzu emiklomelo angasetshenziswa ukuze ukhokhe izikweletu zakho zanyanga zonke, okwenza ukusebenzisa kwakho imali kube okuvuza nakakhulu

Xhumana nathi
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📩 I-imeyili: [e-mail]

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