Fibe Instant Personal Loan App

Social Worth Technologies Pvt. Ltd.

About this app

Easy, quick & hassle-free — The only vibe with Fibe Personal Loan App!
Get an instant loan of up to ₹5 lakhs in just 2 minutes and transfer the money directly to your bank account.

Features of Fibe Personal Loan
• Instant Loan Amount: Quick cash up to ₹5 lakhs with our personal loan app
• Personal Loan Tenure: Choose a repayment option from 3 to 36 months that fits your budget
• Fully Digital: Save time with our credit line instant loan app’s 100% digital application process
• Minimal Documentation: Provide your PAN, Aadhaar and salary account bank statement to proceed
• No Collateral Needed: Secure your loan without any collateral
• No Foreclosure Charges: Close your Personal Loan anytime without any penalty

Why Choose Fibe Personal Loan App for an Instant Loan
With over ₹22,500+ crs worth of instant loans disbursed and 6.5 million+ loans approved with Fibe instant personal loan app. Join our 25 lakhs+ satisfied customers who have experienced the convenience of borrowing with Fibe Personal Loan.

Example on how Personal loans from Fibe Personal Loan app work
• Loan amount: ₹ 5,00,000
• Processing fee (3% of loan amount + 18%GST) : ₹ 11,800
• Total Loan amount: ₹ 5,11,800
• Interest: 20% p.a. (on reducing principal balance interest calculation)
• Tenure: 36 months
• Your EMI: ₹ 20,079
• Total Amount to be paid: ₹ 18,582 x 36 = ₹ 6,68,952
• Total interest paid: ₹ 1,68,944
• Total cost of loan: ₹ 1,68,944 + ₹ 11,800 = ₹ 1,80,744
• APR (Annual Percentage Rate) : 25.75%

Personal Loan Eligibility Criteria
• Age above 21 years & below 55 years
• Minimum in-hand monthly salary: Metros - ₹18,000 |Non-metros - ₹15,000
• Residence of India

How do you apply for an instant personal loan on Fibe Personal Loan app?
Personal loan application is easy on the Fibe Instant Loan app.
1. Download the Fibe instant loan app and log in.
2. Fill in your basic details and upload the required documents.
3. Choose your desired instant loan amount and preferred tenure.
4. Get the money transferred to your account in just 2 minutes.

Instant Cash Loan Fees and Charges
Interest Rate: Starting at 2% per month
Processing Fee: 3 - 3.5% of the loan amount
Bounce Charges: ₹500
APR (Annual Percentage Rate): Ranges from 16.75% to a maximum of 74%
Late Payment Charges: ₹500 or 3% of the loan amount, whichever is higher, based on the overdue amount
Stamp Duty: 0.1% of the loan amount
Mandate Rejection Charges: ₹250 + GST
Pre-closure Charges: ₹0

At Fibe, we believe in transparency. All Personal Loan fees and charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your loan details 24/7 through our Instant Loan app.

About Fibe (EarlySalary)
Fibe Instant Loan app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd (formerly known as Ashish Securities Pvt. Ltd). It is a credit line Instant loan app that enables the mid-income group to upgrade their lifestyle. It offers an array of financial products like short-term Instant Cash Loans, long-term Personal Loans, Buy Now Pay Later plans. Fibe Personal Loan app has a 100% digital loan application process. Select customers can also avail of the Fibe Axis Bank Credit Card. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It won the Best Fintech Startup Award at G20 DIA Mega Summit.

Our Partner NBFCs
• Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
• Northern Arc Capital Limited
• Incred Financial Services
• HDB Financial Services
• Vivriti Capital Limited
• Kisetsu Saison Finance (India) Private Limited
• Piramal Capital and Housing Finance Limited
• Aditya Birla Finance Limited
• Cholamandalam Investment & Finance Company Limited (CIFCL)

How to contact Fibe
Telephone: [phone]
Email: [e-mail]

Ratings and reviews

This is realy great app. But there are a few things didn't like it. But everything was seen for the last past couple of months. The app is fast, reliable, and constantly updated with new features. But it shows that there is a problem and I should try again screen. The 2nd problem is that the screen disqualified in some stages when you want the level. The property ground practice with the high quality of images. without having to good through the particular sounds screen once again. Thnx Fibe app

Fibe has been a lifesaver for me duFibe unexpected financial hurdles. The app is incredibly easy to use, with a simple interface that guides you through the loan process smoothly. What I appreciate most is the speed - I received the funds within minutes of applying, which really helped me cover urgent expenses. The repayment options are flexible, and their customer support team is responsive and helpful. Overall, Fibe has exceeded my expectations!!!

I can easily add my debit card.lts also has an auto payment option which can pay loan on time if we set it properly. Also the basic ul of the app is very simple and easy to use which is attractive. The rewards are really a huge thing for using app they give us cashback but as for credit they will only give us point for our payment it's intuitive interface makes its easy to monitor my home from anywhere anytime. The real time notifications keep me updated on any activity, I love this perfect app.

What's new

- Download to approval in just 8 questions
- An easy-to-use and engaging conversational UI
- Faster loan application with instant approval
- A smoother, more seamless interface
- A new refreshed look and feel to the app