SmartQarza-Safe easy cash loan

Gold Lion Financials (Private) Limited

About this app

🤩🤩SmartQarza gives the privilege of applying for a personal loan at your convenience in Pakistan. Everyone who meets the basic requirements can apply with us. SmartQarza Brings you close to a team of professionals to help you through a hassle free and quicker procedure of getting your loan approved. You just need to fill out some basic information online, then you can enjoy the benefits that come with the loan. Choose your preferred loan according to your need and get the money safely transferred to your account instantly after approval. Let us help you through!
🖇️🖇️APP Website: www.smartqarza.com

✨✨SmartQarza is powered by Gold Lion Financials (Private) Limited, an NBFC company licensed by the SECP, Licensed No. SECP/LRD/89/GLFPL/2022-36. We operate strictly in compliance with the regulation & law in Pakistan, and we promise to provide our customers with a safe, transparent and reliable lending service.

📄📄Product Introduction:
Loan Amount: from PKR 2,000 to PKR 50,000
Loan Term: from 91 days to 180 days
APR (Annual interest rate): 5%-10%

📄📄Loan Example
If you apply for a loan with the principal amount of PRK 5,000 and the loan term is 91 days (3 months), the annual interest rate is 10%, other fees is 0, then you need to pay as follows:
Loan amount disbursed in hand: 5,000
Total interest payable: 5,000*10%*91/365=124.66
Daily interest: 5,000*10%/365=1.37
The total payable amount : 5,000+124.66=5,124.66
Monthly payment amount: 5,124.66/3=1,708.22


💡💡How to apply with us?
1. Install SmartQarza from Google Play and register an account with your mobile number.
2. Fill out the basic application forms online within 3-5 mins.
3. Submit your application and get approved soon.
4. Loan disbursed instantly into your bank account.
5.Repay your loan on time.
6.Get another loan with a higher amount, longer term and lower fees.


📌📌Eligibilities:
You are 19-55 years old.
You need to be a Pakistani citizen
You hold a valid ID Card
You have a stable source of income or an employment

🔔🔔Security and privacy protection
When you use our app, we might ask for some permissions of mobile phone information to better assist you during the usage. This process can also help us to determine your eligibility for the application. All data will be protected in a bank level security and this data will never be disclosed to any third parties without your consent.


Contact information
🎧Online customer service: We recommend you to contact us by our online customer service within our APP. We will response to your request.
📮Customer care email: [e-mail]
📞Customer service hotline: [phone]
📅Customer service working hours: 8AM – 8PM (Monday - Sunday)
📍Customer service office address: Office number 02 and 04, 2nd Floor Rajpoot Plaza GT Road Wah Cantt Tehsil Taxila Distt Rawalpindi, Punjab, Pakistan
🖇️Company website: https://www.goldlionpk.com/

❗❗Risk warning statement: lt is essential that you understand potential risk of over-indebtedness. Borrow responsibly and only take loans that you can comfortably repay within the agreed timeframe fo avoid financial difficulties. Always read the terms and conditions carefully before availing any loan.
Your financial well-being is our priority.

Ratings and reviews

I downloaded this loan app based on a recommendation, and it's been incredibly hassle-free. The installation was fast, and the interface is clean. The application process was smooth, with no unnecessary steps, and the review results were timely. The customer service was excellent, too. I highly recommend it!

As a licensed platform, it feels reliable in every way. The interest rate is clearly displayed before you apply, with no subsequent markups. The approval process is standardized, the loan disbursement is fast, and repayment reminders are timely, helping you avoid overdue payments.

After comparing several loan apps, this one offered the best user experience. There's no need to go offline; everything is done online. The approval process is efficient and hassle-free. The loan disbursement was faster than expected, with flexible repayment options and no penalty for early repayment.

What’s new

1、Compatible with Android 15
2、Function optimization