Marcus by Goldman Sachs®

Goldman Sachs

About this app

Marcus by Goldman Sachs offers financial products to help you make the most of your money.

GROW AND MANAGE YOUR SAVINGS

Earn competitive rates on Online Savings Accounts, High-Yield CDs, No-Penalty CDs and Rate Bump CDs

- Open accounts and add funds in a few taps
- Manage accounts, check balances and schedule transfers on the go
- Check current rates any time
- Use calculators to predict growth
- No minimum deposit to open an Online Savings Account
- FDIC-insured

Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and Goldman Sachs & Co. LLC (“GS&Co.”), which are subsidiaries of The Goldman Sachs Group, Inc.

All deposits products are provided by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.

© 2025 Goldman Sachs. All rights reserved.

Ratings and reviews

So, as it turns out, even if you make a transfer from your checking account into your Marcus savings account, they will put a 5 day hold on what is already YOUR money. Sadly, even to the point, they will bounce a transaction or bill even though it's there and has been removed from your other account. There is no reason for a hold on the accounts that you've already spent days jumping through hoops to legitimize and have proven your own. I can even understand if it was something new.

Meh. Not bad, nothing fancy. Limited options. But it's good for what I need to do, which is automatically transfer money to my Marcus savings account from an external bank's checking account every month. Glad you increased the interest rates for my savings accounts. I'd rather have competitive interest rates than a fancy app. As long as the app isn't buggy, which it's not, so I'm good.

One of the worse accounts in terms of app, site, and general process. Eg. I made a transfer to another account after verifying it. They blocked that transfer, and didn't even let me know. I got a call once that I couldn't pick up. They didn't call back, leave a message, send an email, nor a text. I waited for the funds to show up. When I called they told me they put my account on hold! Also, they send you a passcode and ask you for it on the call. Anyone can pretend to be them and take that code

What’s new

It’s time for an upgrade! Meet our new Marcus app.

• Streamlined design
We've refreshed the app's look and feel to create a lighter and more user friendly experience

• At your fingertips
See your balances, transactions and other details, organised for quick access

• Navigate with ease
We’ve made it easier to manage your accounts and find what you need

© Goldman Sachs International Bank. All rights reserved.