Wise

Wise Payments Ltd.

About this app

Going somewhere? The Wise account is built to save you money round the world.

170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.

Take on the world with Wise
- You’ll always get the mid-market exchange rate on every transaction
- Our tiny fees are always shown upfront

Send and save money worldwide
- Send money to 70+ countries
- Do it fast: over half of international transfers arrive instantly

Get a debit card that’s always got the right currency
- Spend and withdraw money in 170+ countries
- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price
- Shop online safely with a disposable digital card

Hold and convert 50+ currencies
- Keep all your currencies in one place — for free
- Convert between your different currencies instantly

Get paid like a local
- Get your own account details for the UK, US, EU and more
- Use them to get paid or have direct debits in multiple currencies, without the extra fees

A business account for going global
- Pay invoices and bills faster, at a fairer exchange rate
- Use account details to get paid by clients and customers around the world
- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.

Ratings and reviews

Hi, a ludicrous amount of personal financial and identity documents required to use (how much money you make, what you do for a living, passport photo which had to be taken 3 times and a selfie photo which needs to be done live) all totalling about an half an hour set up. They also charge a high rate for transfers while other services like Venmo etc. do not and only take about 5 minutes to set up, fyi.

The first transfer I made was virtually instantaneous and was a teeny bit better total charge than another app I had. The second took 5 days! Their tech support wouldn't admit it but when I sampled a few transactions it seems that at $2,000 US it changes to the longer method, I'm assuming for security reasons. But why not simply tell me so I can plan around that? Bunch of mumbo jumbo as to other things that can influence the time.

Was great for transferring money internationally when living abroad. However, they've started charging a stabilization fee to guarantee the quoted conversing rate. This added ~$50 to the transfer. Stated it'll be refunded if not needed. But why need it in the first place?!? They've quoted a set conversion price, this additional fee changes the quoted price no matter what they call it. It's still the best app I've found for international transfers. We'll see if they actually refund it.

What's new

We fixed bugs and made minor improvements.

Happy sending, spending, and saving!